Stella Nash is a financial advisor at J.W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining J.W. Cole Advisors, she worked at T. Rowe Price and has extensive experience from her long tenure at UPS. Outside of her advisory role, she is a Client Service Associate at Westbilt Financial. J.W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent advisers. The firm offers portfolio management, fee-based financial planning, and access to various managed account solutions, utilizing both discretionary and non-discretionary approaches.

Gregory Burks is a financial advisor with Hightower Advisors in Colorado Springs, Colorado, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has worked with Hightower Securities since 2017 and previously spent four years at Edward Jones. Outside of his financial career, Burks officiates college football as an NCAA referee. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm utilizes a multi-manager investment approach, combining affiliated and third-party managers with proprietary research to deliver customized portfolio management and financial planning solutions.

Jenifer Forde is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience. She holds Series 66 and Series 63 licenses and has worked at T. Rowe Price since 2019. Prior to this, she was with Specialized Loan Servicing (Computershare) for eight years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, primarily using proprietary mutual funds and ETFs. The firm combines goals-based planning with ongoing account management and employs tax-aware strategies within its model portfolios.

Molly Tjaden is a CFP® with 14 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2011. She holds Series 63 and Series 66 licenses and is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers the Retirement Advisory Service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm applies tax-aware strategies and model allocations to manage client portfolios and provides financial plans with annual reviews through an interactive online platform.

Ryan Stevenson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked at Northwestern Mutual and has concurrent experience at Chipotle. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service for individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The program uses model portfolios invested in selected T. Rowe Price mutual funds and ETFs, with an emphasis on tax-aware strategies and Monte Carlo simulation-based financial plans.

Baylee Bohlmann is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. She holds Series 63 and Series 66 licenses and has previous experience at Colorado State University Pueblo and Pikes Peak State College. Outside of finance, she was involved with PopSqueak Balloons for three years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, utilizing model portfolios composed of proprietary T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary goals-based planning with discretionary account management, supported by online tools and telephone access to advisors.

Breton Freebing is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior experience includes roles at Victory Capital Management, Victory Capital Services, USAA Financial Advisors, and Kestra Investment Services. He is based in Colorado Springs, Colorado. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, employing a structured planning process supported by an interactive online tool and periodic reviews.

Adam Wade is a CFP® with 19 years of experience in financial advising, currently serving at J.W. Cole Advisors, Inc. since 2022. He previously worked with NOVA Financial Services and Western Wealth Management and operates Integrated Financial Wellness, LLC, a financial planning and insurance business. Wade also holds a board position as Vice President of Trestle Office Condominiums. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Richard Sweeney is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked at FedEx Office, Allied Universal, Cleanmasters, and Hilldrup Moving & Storage. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price funds and employs tax-aware strategies, with client plans supported by an interactive online tool and annual reviews.

Edward Marrone is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66, Series 63, and Series 65 designations and seven years of industry experience. His work history includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, American Fidelity Assurance Company, and USAA-related firms. Outside of his advisory work, he is an Airbnb host. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing investment education and advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes Morningstar Investment Management for portfolio construction and oversight, offering both managed portfolios and non-discretionary recommendations to a large client base.

Peter Horwitch is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with J.W. Cole Advisors since 2014. Outside of his advisory role, Horwitch is an independent insurance agent specializing in disability and life/accident/health insurance and is involved in managing a tourist attraction as a limited partner. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Susan Rednour is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. She holds Series 66, Series 63, and Series 65 credentials. Her prior experience includes roles at USAA Life Insurance Company and USAA Investment Services Company. T. Rowe Price Advisory Services, Inc. offers the T. Rowe Price Retirement Advisory Service, which provides nondiscretionary financial planning and discretionary investment management focused on retirement goals for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations as part of its planning process.

Travis Provost is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo and Loan Depot. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning with discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes a structured online planning tool and telephone advisory support, with a focus on retirement income planning.

Jessica Rupp is a financial advisor at T. Rowe Price Advisory Services, Inc. with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with T. Rowe Price Investment Services, Inc. since 2011. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies delivered through a combination of telephone support and online tools.

Shanna Wiley is a financial advisor at D.A. Davidson & Co. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2014 to 2018. Outside of her advisory role, she manages a rental property in Colorado Springs. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and provides a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Kelsey Bylund is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies tailored to clients’ retirement goals.

Joshua Clem is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has two years of industry experience. His prior roles include positions at T. Rowe Price Investment Services and USAA, as well as five years at Pick Six Global Logistics. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios composed exclusively of T. Rowe Price mutual funds and ETFs, combining goals-based planning with an interactive online tool and annual plan reviews.

Janet Wilson is a financial advisor with Commonwealth Financial Network based in Parker, CO. She holds the CFP® designation and Series 63 and 65 licenses, and has 36 years of industry experience. Prior to joining Commonwealth in 2023, she worked for FSC Securities Corporation from 2009 to 2023. Outside of her advisory role, she owns Wilson Financial Solutions, Inc., through which she provides tax preparation services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by offering advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice management while providing access to a broad range of securities and insurance products.

Jonathan Apgar is a CFP® professional with nine years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2016. Prior to his advisory role, he was involved with Fellowship Bible Church and the University of Colorado Colorado Springs. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs model allocations with tax-aware strategies and operates with a unique regulatory status as a commodity pool operator.

Julie Bishop is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 65 and Series 63 credentials and 13 years of industry experience. She has worked at J.W. Cole Advisors and J.W. Cole Financial since 2015 and has been associated with Avon Products Inc. since 2003 as a sales representative. Outside of her advisory role, she is involved in direct sales with Avon and has ownership in a non-investment related company, Big Teepee Investments, LLC. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutions. The firm utilizes a variety of investment approaches, including model and manager-based strategies, and maintains affiliations with a broker-dealer, providing access to multiple custodial platforms and commissionable product options.