Nicholas Mamakos is currently serving as a Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he leads a team that prioritizes building relationships and assisting clients, reflecting his longstanding focus in the financial services industry. Prior to his current role, Nicholas was a Registered Team Manager at Merrill from 2018 to 2025. His career has been centered on fostering strong client relationships and supporting his team in delivering financial services aligned with these values.

Biodun Ayo Durojaiye is a financial advisor with Primerica Advisors in Frederick, MD, holding Series 63 and Series 65 credentials and having 10 years of industry experience. He has been with Primerica Advisors since 2015 and has worked with Primerica Financial Services since 2009. Outside of his advisory role, he serves as Vice President of the AWE Descendants Union of North in Damascus, MD. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited separately managed account options to individual and high-net-worth clients. The firm uses an independent due-diligence process to select asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Gaurika Kapoor is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has worked at Bank of America, Merrill, and T. Rowe Price Investment Services. Outside of her advisory role, she is a co-owner of a family business called Gaurika Sood. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Ye Zang is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to joining Cetera in 2025, Ye was associated with Avantax Advisory Services and Avantax Investment Services. She is also the owner and sole proprietor of Elizabeth Ye Zang, CPA, LLC, which provides tax preparation and accounting services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Jared Vance is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Prior to his career in finance, he spent one year at Pessin Katz Law PA and four years with UMBC Aquatics. Outside of his advisory role, he serves on the IAABO Board 214 in Frederick County, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its financial planning process utilizes firm-approved tools and models without providing individual security recommendations.

Kimberly Friedman is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 66 designation and previously worked for Ameriprise Financial Services, Inc. for 14 years. Kimberly is also a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services.

Stuart Fishbein is a financial advisor with Morgan Stanley in Rockville, MD, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market scenario modeling.

Pamela Willison is a Series 66-licensed financial advisor with six years of experience at Thrivent Investment Management. Prior to joining Thrivent, she was a manager in business consulting, focusing on project management and human resources software implementation. She also has experience teaching in the Baltimore County Public Schools. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning on a range of topics and allows clients to combine planning with managed-account services under a consolidated billing approach called “WealthPlan.”

David Cooper is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 13 years of industry experience. His career includes roles at PFS Investments Inc. and Primerica Financial Services since 2013, as well as prior service with Carroll County Government. In addition to advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies developed by external asset managers and supports trade execution and custody with BNY Mellon Advisors and Pershing.

Lionel Desbordes II is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Edward Jones since 2009. Outside of his advisory role, he serves on the Board of Trustees for Glenelg Country School in Ellicott City, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, investment strategies, and affiliated solutions under a fiduciary standard.

Thomas Lane is a financial advisor with Stifel who holds Series 63 and Series 65 registrations and has 42 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2012. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group, supporting client decisions through financial planning and asset allocation guidance.

Richard Nisson Jr. is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2019. His prior work includes a position at Solar Energy Services and experience in the hospitality sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Regina Clayton is a financial advisor at Osaic with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services, Inc. for 21 years. Clayton devotes time to providing fee-based advisory services through American Portfolios Advisors. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services via a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies along with third-party money managers.

Rongxia Zhu is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. She holds a Series 66 designation and has worked at firms including Truist Advisory Services and TransGlobal Advisory. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The program relies on centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Connor Walsh is a financial advisor at Ameriprise in Ellicott City, MD, with four years of industry experience. He holds a Series 66 designation and has worked previously at Caves Valley and Ameriprise Financial Services, LLC. Outside of his advisory role, Walsh is involved in Business Networking International (BNI) and is set to become chapter President starting November 1. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides tailored retirement-income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Christina Marsalek is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 designations and 27 years of industry experience. She has been with Primerica Advisors since 1998 and with Primerica Financial Services since 1995. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing portfolio management focused on retail investors rather than institutional plans.

Alexander Villegas is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2017 and previously held roles at Hood College and Carroll County Agricultural Center. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Matthew Tyler is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he worked at Ted Britt Automotive for two years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Michael Larkin is a financial advisor with Morgan Stanley in Frederick, MD, holding a Series 66 designation and over 20 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, with prior roles at Avantax Investment Services, Dominion Wealth Management, 1st Global Advisors, and RBC Capital Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Jose Gomez is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Charles Schwab Bank, TD Ameritrade, and work with nonprofit and legal organizations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative investment process.