Robert Sitton Jr. is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 45 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017 and previously held roles at SunTrust Advisory Services and SunTrust Investment Services. Outside of his advisory work, he is involved in property management as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages trillions in client assets and provides services through Financial Advisors and specialized estate planning groups.

Kevin Widmayer is a Series 66-registered financial advisor with Merrill, based in Hunt Valley, MD, and has nine years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2017. Additionally, he is affiliated with the University of Maryland Pediatric Associates outside of his financial advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Frank Dingle is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2018. Outside of his advisory work, he serves on the boards of the School of the Cathedral of Mary Our Queen and the Virginia Military Institute Investment Holdings LLC, and is a member of the Catholic Community Foundation of the Archdiocese of Baltimore’s investment committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering a range of advisory programs and portfolio management solutions tailored to clients’ risk profiles.

Philip Lee is a CFP® professional with 28 years of experience in financial services, currently serving at Morgan Stanley in Hunt Valley, MD. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing a structured planning process supported by firm-approved tools and modeling techniques.

John Vaccacio is a financial advisor with LPL Financial in Timonium, MD, holding Series 63 and Series 65 credentials with 13 years of industry experience. He previously worked at Cambridge Investment Research and Park Avenue Securities among other firms. He also provides investment advisory services through Maryland Financial Group, Inc., an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, portfolio management, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors.

Timothy Twiss is a financial advisor with Ameriprise Financial Services who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has been with Ameriprise since 2005, working first with Ameriprise Financial Services, Inc. and then with Ameriprise Financial Services, LLC since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Matthew Braerman is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His prior work includes roles in hospitality and education. Outside of financial advising, he has worked as a bartender at Lib's Grill. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm uses model-driven investment approaches and offers access to third-party asset managers, retirement plans, and insurance products through affiliated entities.

David Anderson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, and BB&T Securities. He also operates an independent investment-related business, DANDERSON121449, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored client recommendations.

Ibrahim Al Naber is a financial advisor with LPL Financial, holding the Series 66 designation and 17 years of industry experience. His prior roles include positions at Waddell & Reed Inc., Mutual of Omaha Investor Services, Inc., and Ameriprise. He is also involved with Modern Life Group, Inc., a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, employing various investment strategies and leveraging technology for operational support.

Sean Carter is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Bankers Life and the University of Maryland, College Park. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Sebastian Buonato III is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Wells Fargo Clearing during his career. Outside of his advisory role, he serves as a board member of the Howard County Youth Hockey Club in Columbia, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by firm-approved tools and a structured process.

Sean Logue is a financial advisor with Wells Fargo Advisors in Hanover, PA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he worked at Lincoln Investment Planning, Inc. for 13 years and has been involved with South Western School District since 2010. He has a controlling ownership interest in SLOGUE GP, LLC, formed for a specific transaction. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm uses proprietary research and planning tools to develop personalized recommendations, with flexible implementation options through brokerage or advisory programs.

Mary Mc Carthy Melton is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price and Bank of America. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Cummins Jr. is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 credential and five years of industry experience. He has worked at Merrill Lynch at Bank of America since 2017, with prior roles including a position at Accent Vending and time at Salisbury University. He currently serves as Treasurer of Trojanwood Golf Club, a small family-oriented golf club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Brian Horn is a CFP® with 29 years of industry experience. He is currently with OSAIC and previously worked for Lincoln Financial Advisors Corporation for 29 years. Outside of his advisory role, he owns a car wash business and is involved in managing business funds through Heritage Financial Consultants, LLC. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering comprehensive financial planning and a variety of portfolio management programs. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Edward Feduke is a CFP® professional with five years of industry experience, currently serving with Cetera. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, and multiple mortgage firms. Outside of his advisory duties, he volunteers as a college funding coach. Cetera Investment Advisers LLC is a large SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services and allows advisors to implement model portfolios, select third-party managers, or create customized strategies.

Jonathan Giannino is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2022, also spending time at Bank of America, N.A. since 2024. His work history includes a range of roles outside finance, including positions at social and retail companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Matthew Mc Govern is a financial advisor with Ameriprise in Towson, MD, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as the president of the Wiltondale Improvement Association Board. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and algorithmic tools to generate tailored, tax-efficient recommendations.

Helen Haile is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has previously worked at Year Up School and Chercher Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ashley Mikhail is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining MassMutual Life Insurance Company and Mass Mutual Investors Services in 2025, Ashley worked at Northwestern Mutual in various capacities from 2023 to 2025 and spent eight years at CarMax. Outside of advisory work, Ashley owns and operates a daycare franchise, KK's Early Impressions LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing, collaborative planning relationships supported by firm-approved analytical tools and provides specialized offerings such as divorce planning and event-driven estate and employer-sponsored planning services.