John Goodwin is a financial advisor with Principal Financial Services in Wilmington, DE, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 21 years of industry experience, with prior roles at Mass Mutual Investors Services, MetLife Securities Inc., and Creative Financial Group. He provides comprehensive financial planning and insurance strategies through his affiliation with Andmore Wealth Partners. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporate entities. The firm emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party managers.

Brianna Norvell is a Series 66 credentialed financial advisor with Janney Montgomery Scott, based in Greenville, DE. She has been with Janney Montgomery Scott since 2022 and previously held roles in the hospitality and wellness industries. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

James Ciarmella is a CFP® and ChFC® with 22 years of industry experience, currently serving as an advisor at Creative Planning since 2014. He holds the Series 66 designation and is based in Glen Mills, PA. Outside of his advisory role, he serves as Treasurer for the Friends of Mackenzie Smith campaign in Malvern, PA. Creative Planning provides investment advisory and financial planning services to a broad client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various active management techniques and integrated retirement plan services.

Michael Toner is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2017, following seven years at Merrill. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

William Starnes IV is a CFP® professional with 24 years of industry experience. He has worked at Mercer Global Advisors Inc. since 2022 and previously spent 20 years with Mallard Advisors, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with multi-factor tilts, implemented through low-cost ETFs, index funds, separate account managers, and other strategies.

Bryan Marvin is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Media, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Equity Services since 2012. Outside of his advisory role, he is a licensed insurance agent selling life, health, disability, and long-term care insurance under the DBA Evolution Financial Group and serves as a board member of a local country club. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often using third-party asset managers and model portfolios, combining long-term and shorter-term investment strategies.

Aaron Bowling is a financial advisor with TIAA-CREF in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior experience includes roles at Morgan Stanley and Edward Jones. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, frequently serving clients connected through TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing management, and also acts as adviser to a donor-advised fund.

Suzanne Alexander Doncel is a financial advisor at TIAA-CREF with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has been with TIAA-CREF since 2014. Outside of her advisory role, she owns a residential real estate rental business. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and brokerage services to individuals, trusts, estates, and small retirement plans, frequently serving clients connected to TIAA-administered retirement plans. The firm combines point-in-time planning with ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Scott Keehn is a financial advisor at PNC Wealth Management with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account currently available as an invitation-only pilot for employees. The firm utilizes approved model strategies managed by PNC or third-party strategists and emphasizes algorithm-driven portfolio allocation and risk assessment.

Lauren Mc Grath is an advisor with Private Advisor Group, LLC, holding a Series 66 designation and six years of industry experience. She has worked at Private Advisor Group since 2022 and has held roles with LPL Financial LLC and Financial Planning Associates, LLC since 2019. Prior to her financial services career, she worked at Lidl US for two years. Private Advisor Group serves a broad mix of clients including individuals, business entities, trusts, estates, and charitable organizations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives, offering access to third-party asset managers and a proprietary separately managed account program.

George Marinelli is a financial advisor with Empower Advisory Group in Kennett Square, PA, holding Series 63 and 66 licenses and seven years of industry experience. His career includes roles at Empower Financial Services, KeyBank, Fisher Investments, Wells Fargo, and PNC Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and retail brokerage clients. Their services integrate proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within a framework closely tied to Empower’s recordkeeping and administrative platforms.

Christopher Fantano is a Senior Financial Advisor at Merrill Lynch Wealth Management and a partner in The Warren-Fantano Group. He specializes in retirement planning, investment management, family wealth strategies, legacy planning, and managing new wealth, among other client-focused areas. Drawing on his extensive experience with both traditional and alternative investments, Christopher works closely with families and business owners to create personalized financial strategies aimed at achieving their long-term goals. Christopher holds a bachelor's degree from the University of North Carolina at Charlotte and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes a client-centered approach informed by deep industry knowledge and a commitment to understanding each client's unique financial picture. Outside of his professional work, Christopher is involved in his local community through volunteer activities with organizations such as Little League and Pennsbury Athletic Association. He resides in Yardley, Pennsylvania, with his partner and their child, enjoying family activities, sports, travel, and engagement with his local parish.

Theodore Zak is a CFP® professional with 34 years of industry experience, currently serving at &Partners since 2024. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2024. Outside of his advisory role, Zak volunteers as a teacher of investing principles at the University of Delaware Osher Academy, teaches continuing education courses for CPAs, serves on an advisory board for Surgent Professional Education, and holds leadership and board positions with the Rotary Club of Longwood Foundation and the Andrew McDonough B+ Foundation. &Partners serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and corporations, offering investment management, financial and tax planning, and retirement consulting. The firm employs a mix of fundamental, technical, and quantitative strategies, with investment management available on both discretionary and non-discretionary bases.

Colin Cissne is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 designations and bringing 17 years of industry experience. He previously worked at Janney Montgomery Scott before joining Private Advisor Group and LPL Financial in 2016. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs and separately managed account strategies.

Matthew Hagopian is a financial advisor with Equity Services, Inc. who holds Series 63 and Series 65 licenses and has five years of industry experience. He has worked at Equity Services since 2021 and concurrently with National Life Group since 2019. Outside of financial advising, he has worked part-time as a delivery driver for a local pizza business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, utilizing a network of third-party asset managers and model portfolios.

Jon Walton is a CFP® professional with 42 years of industry experience, currently affiliated with Commonwealth Financial Network since 2008. He is also the founding partner and CEO of Independence Wealth Advisors, Inc., a role he has held since 2007. Outside of his advisory work, he is involved in car collecting and trading as a sole proprietor. Commonwealth Financial Network serves a national network of nearly 3,000 advisors and their clients, providing a range of advisory programs and support services including wealth management and retirement plan consulting. The firm offers its advisors access to diverse investment products and discretionary model portfolios managed by its in-house Investment Management and Research team.

Carolyn Humphrey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with Hornor Townsend And Kent, Inc since 2006. Humphrey serves on the American College Alumni Advisory Board, where she participates in board meetings and provides philanthropic support. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Alan Fishman is a CFP® with 33 years of industry experience, currently serving at Equity Services, Inc. since 1992. He holds Series 63 and has worked concurrently with National Life throughout his career. Outside of financial advising, he serves on the Special Funds Committee of Or Ami Synagogue, assisting in the oversight of endowment withdrawals and investment education for the board. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management for individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers various advisory platforms that often utilize third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Devon Daniels is a financial advisor at Creative Planning with 25 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Creative Planning in 2023, he was with Daniels + Tansey, LLP for 16 years. Outside of his advisory role, he serves as president of Daniels & Daniels, Inc., an insurance brokerage. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process with a focus on low-cost indexing and buy-and-hold strategies, supported by a broad team and integrated investment infrastructure.

Ryan Zemke is a CFP® with eight years of industry experience, currently with Janney Montgomery Scott in Wilmington, DE. He has worked at Janney since 2018 and also held positions at Bank of America, Merrill, and Grant Thornton LLP. Outside of advisory work, he volunteers as an educational presenter on investment, tax, and retirement planning topics for The Money School in Greenville, DE, and is a member of the Penn State University Alumni Association, Chester County Chapter. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, and advisory programs with a combination of in-house and third-party asset management.