Michael Clark is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 66 designation and has worked at OSAIC since 2024, following an 18-year tenure at American Portfolios Financial Services, Inc. He also operates Michael F. Clark Associates, which he has managed since 1980. OSAIC serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms, employing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios.

John Del Mauro is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley since 2017 and was previously with Merrill from 2011 to 2017. He holds Series 63 and Series 65 licenses and is a partner at LaFamiglia Ventures, LLC, an investment and finance firm. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that include both retail and institutional financial planning.

Vincenzo Barba is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial. He previously operated V. Barba Company for 15 years while maintaining his role at LPL Financial since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios and research resources.

Denise Wiggins is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds a Series 66 designation and has worked at Equitable Advisors since 2014. In addition to her advisory role, she operates Denise Wiggins Certified Public Accountant LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through various third-party programs and a hybrid referral and implementation model.

Anthony Pecoraro is a financial advisor with Equitable Advisors in Wall, NJ, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007, previously affiliated with AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Erin Lindquist is a CFP® with four years of industry experience, currently serving as a financial advisor at Cetera. She has previously worked with Avantax Advisory Services and Avantax Insurance Agency, and maintains a financial advisory role at Zonin Wealth Management, where she provides values-based financial planning and portfolio management. Additionally, Erin is a Notary Public in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors and serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and custodial relationships.

Katie Ward is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. She has 25 years of industry experience, including over 17 years with Wells Fargo firms. Outside of her advisory role, she serves as a leader and treasurer for local Girl Scout troops in New Jersey. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to support its investment strategies, serving clients through both brokerage and advisory solutions.

Anthony Desarno is a financial advisor at Fisher Investments with 11 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Guggenheim Funds Distributors, LLC and Massachusetts Mutual Life Insurance Company. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and offers sub-advisory and retirement plan services.

John Sheridan is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Scott Klein is a financial advisor at Equitable Advisors with 30 years of industry experience. He has been with Equitable Advisors since 1999 and previously affiliated with AXA Advisors, LLC. Outside of his advisory role, Klein is involved in private investment ventures, including ownership interests in limited liability companies that manage office properties and a franchise investment. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerances.

Jane Kunak is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 66 designation and has worked within Wells Fargo-affiliated firms since 2008. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Michael Morelli is a financial advisor with Mass Mutual Investors Services in Wall Township, NJ, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked with MML Investors Services, LLC and Massachusetts Mutual Life Insurance Company since 2017 and has been involved with Creative Financial Strategies since 2016. Outside of his advisory role, he owns and operates a cleaning company and has interests as a shareholder in a distilling company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements supported by analytical tools and offers additional programs such as divorce and employer-sponsored planning.

Brendon Pierson Jr. is a CFP® with 34 years of industry experience, currently affiliated with Cetera since 2025. His prior work includes long tenures at Avantax Advisory Services and Avantax Investment Services, as well as experience with Avantax Insurance Agency and Bp Franchise Consultants LLC. He also operates a tax preparation and accounting business, Brendon Pierson, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform, combining affiliated and unaffiliated managers and various program structures across discretionary and non-discretionary authorities.

Larry Lehrman is a financial advisor with Stifel, holding a Series 63 designation and bringing 34 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2019 and previously at Ameriprise Financial Services, Inc. from 2012 to 2019. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Nicole Bartolomeo is a financial advisor at UBS Financial Services with eight years of industry experience. She previously worked at Morgan Stanley Smith Barney for 14 years before joining UBS in 2024. She holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

George Psaradakis is a Series 66-licensed financial advisor with three years of industry experience. He is currently with LPL Enterprise and has prior experience at Pruco Securities LLC and Vincent Hirsch Financial Services. Outside of his advisory role, he is a business owner at WYS Media and serves as a notary. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm combines adviser programs with the sale of financial products and offers access to model portfolios, third-party asset management, and insurance products.

Thomas Comer is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including its prior iteration as Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

Nicole Flanzbaum is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 11 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Global Investment Committee estimates and Monte Carlo simulations.

Matthew Walter is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. Prior to joining Raymond James in 2021, he worked at Bank of America from 2011 to 2021 and at Merrill Lynch from 2005 to 2021. Raymond James & Associates offers financial planning and investment consulting services to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships, and maintains capabilities in public finance and municipal work.

Kevin Garcia is a financial advisor at Morgan Stanley with 15 years of industry experience. He has been with Morgan Stanley since 2014 and currently works at Morgan Stanley Private Bank, N.A. since 2020. He holds the Series 66 designation and is based in New York, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.