Heather Mullinix is a Certified Financial Planner (CFP®) with 27 years of industry experience. She is currently with OSAIC and previously worked at Lincoln Financial Advisors for 21 years, as well as Wells Fargo Clearing and Prudential Equity Group. Outside of her advisory role, she is involved in a retail flower and gift business owned by her spouse. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services. The firm uses a model-based investment process with tools such as risk-tolerance assessments and portfolio optimization, and supports a range of account types including discretionary and advisor-managed portfolios.

Kaitlyn Dizon is a financial advisor at Robert W. Baird & Co. with three years of industry experience. She holds a Series 66 designation and has worked at Baird since 2022, following roles at Hefren Tillotson and FlexScreen. Outside of her advisory work, she coaches varsity girls basketball at Belle Vernon Area High School. She is part of the DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations using a range of portfolio management and financial planning services. The firm employs a combination of manager-traded and model-traded strategies alongside tax management and internal research tools.

Michael Smith is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Vantage Financial Group and Walnut Street Securities. He also serves as secretary of a nonprofit organization where he manages communications and event announcements. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary options.

Victoria Klacik is a financial advisor at Stifel with six years of industry experience. She has worked at Stifel since 2019 and previously spent thirteen years at UPMC. Klacik serves as a board member for the Baldwin Manor Association, a local neighborhood park in Pittsburgh. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning.

Joshua Stein is a CFP® with 21 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior experience includes roles at NewEdge Advisors, Mid Atlantic Capital Corporation, and Ameriprise, among others. Stein is also the owner of Stein Time, LLC, a home-based business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Jose Rizal Pangilinan is a financial advisor with LPL Financial based in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has previously worked at Waddell & Reed and has been involved with Good Life Advisors, LLC since 2018. Pangilinan also participates in BNI Western Pennsylvania, a networking organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a large network of advisors with a wide range of investment strategies and operational tools.

Scott Maidman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides clients with financial planning and portfolio management services, helping them pursue their objectives through both traditional guidance and discretionary management of personalized or defined investment strategies. Scott has been with Merrill since 2007 and holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science degree in Finance from Kent State University and a Master of Business Administration in Corporate Finance from Robert Morris University. Outside of work, Scott enjoys participating in adventure sports, football, golfing, ice hockey, and skiing. When not in the office or meeting with clients, he is often attending youth sporting events for his children.

Christopher Clackson is a financial advisor at RBC Capital Markets with 13 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley. Outside of his advisory role, he is involved in coaching youth and high school hockey teams. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles using both in-house and third-party investment managers.

Craig Peterson is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Eagle Strategies LLC, NYLIFE Securities LLC, and New York Life Insurance Company. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, advisor-managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Katherine Minor is a financial advisor at Wells Fargo Clearing with a Series 66 designation and no prior industry experience. Her work history includes roles at Optum, Carnegie Mellon University, and XL Catlin. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

John Kozar is a financial advisor with LPL Financial based in Cannonsburg, PA, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. His prior roles include positions at Waddell & Reed, Ameriprise, Merrill, and The Cypher Group. Outside of his advisory work, he is employed as a caregiver at Big Heart Health Care LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, employing a combination of model portfolios, subadvisors, and customized strategies.

Brian Friday is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with RBC Wealth Management, a division of RBC Capital Markets, where he has worked since 2015. Prior to that, he was employed at City National Bank from 2019 to 2023. Outside of his advisory work, he volunteers on the Advisory Communications Committee at the Spencer Family YMCA in Bethel Park, PA. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to clients' risk profiles through both in-house and third-party managers.

Cassandra Finley is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has worked at Cetera and Cetera Investment Services LLC since 2019. Outside of her advisory work, she serves as Treasurer and Dual Signor for the ZTA Wheeling Alumnae Chapter. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Richard Weiss is a financial advisor at Ameriprise Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise since 2009. Outside of his advisory role, he is involved in sports photography through his business, Richard Weiss Photography. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides clients with written recommendation reports and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Kaitlyn Colditz is a CFP® professional with 10 years of industry experience, currently affiliated with OSAIC since 2024. Her prior work includes roles at Securities America Advisors and Securities America, Inc., as well as CVS Health. She is also commissioned as a Notary Public for the Commonwealth of Pennsylvania. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various managed account programs and a complex affiliate network.

Christian Kelly is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He is a managing partner of The Kelly Group, where he focuses on helping clients grow and preserve their wealth through customized strategies in investment selection, portfolio design, and risk management. Christian also leverages resources across Merrill Lynch and Bank of America to assist clients with home financing, securities-based lending, refinancing, and small business needs as part of comprehensive financial planning. Christian brings technical experience from his previous role in Merrill's investment banking division in New York City, where he concentrated on mergers and acquisitions, raising capital for corporate clients, and valuing companies through extensive market research. He holds multiple FINRA registrations (Series 7, 63, 65, and 79) and carries an insurance license. He has earned the Certified Plan Fiduciary Advisor® (CPFA®), Chartered Financial Consultant® (ChFC®), Chartered Retirement Planning Counselor™ (CRPC™) designations, and is a Retirement Accredited Financial Advisor (RAFA). Mr. Kelly graduated Magna Cum Laude from Claremont McKenna College with a bachelor's degree in Economics, receiving the Robert Day Scholarship. He lives in Pittsburgh and enjoys eating good food in the company of good people. Christian is also involved in the community through ethics-related activities.

Amanda Battaglia is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings a family-focused approach to financial advising, developed through early exposure to the profession as the daughter of Mark Battaglia, a longtime Merrill financial advisor. Amanda and her father provide comprehensive goals-based strategies that address clients' desires for themselves, their families, and their communities. Her expertise includes areas such as executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Amanda works closely with accomplished individuals and multigenerational clients, including business owners and active and retired athletes, often collaborating with specialists from Bank of America Private Bank and Bank of America. Amanda holds a Bachelor's degree from Pennsylvania State University and certifications including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). She is involved with the Brew House Association and the Western Pennsylvania Humane Society. Amanda lives in Mount Lebanon and enjoys activities such as football, hiking, horseback riding, ice hockey, music, reading, rock climbing, skiing, spending time with family, and traveling.

Raphael Dick is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at LPL Financial since 2017 and previously at CCO Investment Services Corp from 2015 to 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with various investment approaches, including model portfolios, third-party asset management, and customized strategies.

Stephen Cooper is a financial advisor with LPL Financial in Canonsburg, PA, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Private Advisor Group, Northwest Bank, Citizens Securities, WesBano Bank, and Brooks Brothers. Cooper also served in the United States Army for seven years and is a commissioned notary in Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Daniel Fitzpatrick is a CFP® and Series 66 licensed financial advisor with 10 years of industry experience. He has been with UBS Financial Services since 2016, currently based in Canonsburg, PA. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans aligned with clients' goals and risk profiles.