Melissa Whalen is a financial advisor at Wells Fargo Investment Institute, Inc. with three years of industry experience. She holds a Series 65 designation and has been with Wells Fargo Investment Institute since 2021, following a 13-year tenure at Wells Fargo. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance primarily to Wells Fargo wealth and fiduciary businesses, as well as select external clients. The firm focuses on delivering research and model guidance without exercising investment discretion or holding custody of client assets.

Pamela Sutliff is a financial advisor with Commonwealth Financial Network in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her prior roles include positions at National Planning Corporation and Spring Ridge Financial Group, where she has worked for extended periods. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, compliance, and investment management. The firm offers various program structures and discretionary model portfolios managed by its Investment Management and Research team.

Scott Worley is a CFP® with 19 years of industry experience. He is currently with Focus Partners Wealth, LLC, having joined in 2024. Prior to that, he spent eight years at Buckingham Strategic Wealth, LLC and nine years at Herbein Wealth Management, L.L.C. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, emphasizing long-term, tax- and fee-sensitive portfolio construction.

Kevin Worm is a financial advisor with Truist Advisory Services, holding Series 66, Series 63, and Series 65 licenses. He has four years of industry experience, including roles at Truist Investment Services, Truist Bank, Citizens Bank, and Morgan Stanley. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager‑selection programs, utilizing a combination of discretionary manager relationships and non‑discretionary consulting supported by third‑party platforms and AI-enabled research tools.

Jessica Malone is a Series 66-licensed financial advisor with five years of industry experience. She is currently with TLG Advisors, Inc. and has held roles at The Leaders Group Inc., Raymond James Financial Services Advisors, Inc., and Fulton Insurance Group. Malone also serves as a Senior Vice President Wealth Advisor at Fulton Bank and Fulton Insurance Services Group. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, providing investment supervisory and portfolio management, financial and estate planning, and ERISA fiduciary services.

Lindsay Mills is a financial advisor with Hightower Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Hightower Advisors and HighTower Securities, LLC since 2017, and previously at Merrill from 2010 to 2017. Based in Lebanon, PA, Mills has experience with both advisory and securities firms. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions using both affiliated and third-party managers, leveraging proprietary research and a range of investment vehicles including mutual funds, ETFs, alternative investments, and custom indexing.

Thomas Semanek is a financial advisor with PNC Wealth Management in Lancaster, PA, holding a Series 66 designation and 15 years of industry experience. He has been with PNC Investments since 2011. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only, employee pilot digital discretionary account that uses algorithm-driven risk assessment and invests via approved model strategies managed by PNC or third-party strategists.

Lori Brennan is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has worked at Commonwealth since 2017 and previously at National Planning Corporation from 2014 to 2017. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, and retirement plan consulting. The firm offers a range of investment solutions and operational support, including discretionary model portfolios managed by its Investment Management and Research team.

Scott Biltz is a financial advisor with United Planners' Financial Services of America, holding the ChFC® designation and Series 63 license, and has 31 years of industry experience. His prior work includes operating Grandsons Gameland LLC, a family-owned hunting land business, since 2001. United Planners Financial Services is a national wealth-management enterprise serving individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm’s advisory services are delivered through independent representatives and implemented via a mix of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Justin Kratzer is a financial advisor with Integrity Alliance, LLC, holding a Series 65 designation and seven years of industry experience. He has operated Kratzer Advisory Group, LLC since 2017 and serves as a Reserve Artillery Officer in the United States Marine Corps. Integrity Alliance supports a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a variety of portfolio strategies and custodial platforms.

Brett Cloak is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at Private Advisor Group since 2014, with prior experience at LPL Financial and New England Securities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing portfolio management, financial planning, and retirement plan consulting. The firm offers a fiduciary-based advisory model that includes discretionary and non-discretionary services, access to multiple managed account solutions, and the use of various investment strategies implemented through both in-house management and third-party providers.

Trysten George is a financial advisor with Commonwealth Financial Network in Lancaster, PA. He holds the Series 66 designation and has two years of industry experience. His prior work includes roles at The Vanguard Group, Inc., LPL Enterprise, LLC, and The Prudential Insurance Company of America. Outside of finance, he has experience operating a lawn care business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, and custodial services, with portfolios implemented through both in-house and outsourced strategies.

William Mc Canney is a CFP® with 10 years of experience in financial advising. He currently works at Hightower Advisors and has previously been associated with firms including Northwestern Mutual and Semus Wealth Partners. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager investment approach that incorporates both affiliated and third-party managers, with offerings spanning mutual funds, ETFs, alternative investments, and custom indexing.

Jean Good is a financial advisor with Janney Montgomery Scott in Lancaster, PA, holding a Series 66 license and 18 years of industry experience. She has been with Janney Montgomery Scott since 2007. Outside of her advisory role, she manages rental properties through an LLC. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, providing brokerage services, financial planning, consulting, and a variety of advisory programs.

Hugh Hoke III is a financial advisor at Janney Montgomery Scott with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets Corporation and City National Bank prior to joining Janney Montgomery Scott in 2026. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a range of brokerage services, financial planning, consulting, and advisory programs.

Michael Herman is a financial advisor at Commonwealth Financial Network with a Series 66 designation and no prior industry experience. His background includes roles at Spring Ridge Financial Group, DeSales University, Reading Technologies Inc., and several educational institutions. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to discretionary model portfolios managed by its Investment Management and Research team.

Donald Thomas is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He has held his current position since 2008 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the oversight committee of National Ambucs, Inc., a nonprofit supporting physical and occupational therapy. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Christopher Whitcombe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, personal retirement planning, and retirement income. Christopher applies a disciplined, analytical approach to financial advising, emphasizing personalized strategies tailored to each client's unique situation. Christopher holds a Bachelor's and a Master's degree from Lehigh University. He has earned professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Personal Investment Advisor (PIA). His approach involves thoroughly understanding clients' financial circumstances and goals, analyzing data, and identifying opportunities to improve financial projections and tax strategies. Outside of his professional work, Christopher enjoys music, reading, and spending time with his family. He is committed to educating clients to help them become better stewards of their financial resources through comprehensive, individualized financial planning.

Andrew Strauss is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo since 2012 in various roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

John Lauer II is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 designations and 27 years of industry experience. He has worked at Equitable Advisors since 1999 and was also affiliated with AXA Advisors, LLC for 21 years. From 2010 to 2021, he was associated with Karr Barth Financial Planning, Inc. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.