Mitchel Skotynsky is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. He has worked at Raymond James Financial Services Advisors Inc. since 2019 and is also associated with Skotynsky Financial Group, LLC, where he serves as an associate. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and institutional clients. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and a broad affiliate network.

Robert Zirker III is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance since 2001. Outside of his advisory role, he serves as secretary for a professional networking organization for chiropractors, managing communications and event logistics. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including money-manager solutions and educational seminars.

Jennifer Lindsay is a financial advisor with OSAIC, holding a Series 63 designation and 15 years of industry experience. She previously worked at Next Financial Group, Inc. for nine years and has operated her own financial services business since 2010. Lindsay is also a silent partner in a Pickleball facility investment through JBL Legacy Holdings LLC. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through an extensive network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and employs firm-provided tools to construct portfolios tailored to client risk tolerances and preferences.

Lily Phommalee is a financial advisor with Osaic, holding a Series 66 designation and one year of industry experience. She has previously worked at Savage and Associates and has held roles at Bowling Green State University and Dayspring Church. Outside of her advisory work, she serves as Vice President of BNI Northwest Ohio, overseeing the membership committee. Osaic Wealth, Inc. serves a diverse client base including individuals, institutional investors, and charitable organizations through a wide network of affiliated advisers. The firm employs a range of asset-allocation tools and advisory platforms to manage portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

Kathleen Pigott is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses. She has 18 years of industry experience, including roles at Financial Design Group and Minnesota Life Insurance Co. In addition to her advisory work, she is involved as an agent for Crump Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Joel Roth is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2019. Outside of his advisory role, Roth has been involved with Hope Baptist Church since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Richard Rudnicki is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and having 29 years of industry experience. He has worked at MML Investors Services and Mass Mutual since 2013. Outside of his advisory role, he is an insurance agent specializing in life, health, group life, group health, disability income, and annuities, and is a partner in Rudy Development LLC, a real estate venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to develop written recommendations typically implemented through separate brokerage or insurance arrangements.

Michael Donahue is a financial advisor with RBC Capital Markets in Toledo, OH, holding Series 63 and Series 65 credentials and with 33 years of industry experience. His prior work includes positions at Merrill, Bank of America, and City National Bank. Outside of his advisory role, he is a limited partner investor in two LLCs focused on real estate investments in Ohio. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management and financial planning, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Maher Majdalani is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Kelly Arman is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked previously at Royal Alliance and James Monagan/Jeffrey Turner. Outside of his advisory role, he serves as Vice President of the World Affairs Council of Northwest Ohio, a nonprofit organization. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across a range of investment types.

Sammy Adkins is a financial advisor with Primerica Advisors in Perrysburg, OH, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1986 and with Primerica Financial Services since 1983. Outside of advisory services, he also receives compensation for referrals related to home security, automation products, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Shelly Grycza is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Carlos Ruiz is a Series 66-licensed financial advisor with Edward Jones, based in Lambertville, MI. He has two years of industry experience and previously worked for six years at the Zepf Center and seven years at the Lucas County Auditor's Office. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a broad range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Brenda Kennedy is a financial advisor with OSAIC, holding a Series 66 designation and 12 years of industry experience. She has worked at FSC Securities Corporation and Asset Dynamics, in addition to her current role at OSAIC. Outside of her advisory work, she serves as an office assistant performing bookkeeping, payroll, and accounts payable/receivable functions for an industrial repair and manufacturing business. OSAIC serves a diverse client base including individual investors, institutions, pension plans, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, using asset-allocation tools, risk-tolerance assessments, and automated rebalancing across a range of investment products and platforms.

Patrick Convery is a financial advisor with Ameriprise in Temperance, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is involved with a separate business entity, A2 Business LLC, where he works as a financial advisor. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, typically serving clients with significant investable assets. The firm employs a combination of research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports, supported by a centralized retirement-income consulting team.

Luis Ramirez is a financial advisor at Osaic Wealth, Inc. with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Savage & Associates and its affiliated entities since 1996. Ramirez also participates in the education and training of new advisors at Savage and Associates. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm provides a range of advisory and brokerage services, employing asset-allocation tools and multiple investment platforms to construct portfolios tailored to client needs.

Rabindra Mahabir is a financial advisor with OSAIC based in Toledo, OH, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has worked at Royal Alliance since 2012 and is also a notary public. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisers, offering integrated brokerage and advisory services with access to multiple investment platforms and third-party money managers.

Leena Bhojraj is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has previously worked at Capital Management Strategies LLC and Cadaret, Grant & Co., Inc. She also serves as a wealth advisor in non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios and research from various sources to support diversified investment strategies.

Andrew Hackney is a financial advisor with LPL Financial based in Maumee, Ohio, holding a Series 66 designation and two years of industry experience. He previously worked at CUSO Financial Services, LP and Directions Credit Union, where he had an eight-year tenure. Hackney operates under the DBA Directions Financial Solutions for his LPL business activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by research and model portfolios from LPL Research and third-party subadvisors.

B Fry is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is a commissioned notary public in Sylvania, Ohio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.