David Weinberg is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior work includes positions at Ameriprise Financial Services, Lincoln Financial Advisors, and Securian Financial Services. Outside of his advisory role, he is involved with UpHill Productions, LLC. Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs that include proprietary and third-party models.

Juan Pablo Rios is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has 21 years of industry experience. Prior to joining Citizens Securities in 2019, he worked at Ameriprise Financial Services, Oppenheimer & Co., and J.P. Morgan Securities. Outside of his advisory role, he is involved as an assistant property manager. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and managed account programs, and is wholly owned by Citizens Bank, N.A.

Richard Hertzberg Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Commonwealth since 2001. He is also the managing member and sole owner of AMES Financial Services, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, third-party asset manager access, and wealth management services. The firm supports advisors with operations, technology, investment management, compliance, and practice-management resources.

Corey Caron is a financial advisor at Citizens Securities, Inc. with a Series 66 designation and five years of prior experience at Conning Asset Management and Hanover Insurance Group. He joined Citizens Securities in 2025 and is based in West Hartford, CT. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, supporting both discretionary and non-discretionary investment activities.

Stephen Singmon is a financial advisor at Citizens Securities, Inc. in Brighton, MA, with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citizens Securities since 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios managed with proprietary algorithms, as well as a Managed Account program.

Cheryl Guinan is a financial advisor with Integrated Wealth Concepts LLC, holding over 30 years of experience as a partner at Guinan & Associates, CPA. She joined Integrated Wealth Concepts in 2025 and has been practicing as an investment adviser representative since then. Guinan maintains her CPA firm, Guinan & Associates, where she has worked since 1995. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and consulting services, employing customized portfolios with a long-term approach and utilizing a combination of mutual funds, ETFs, equities, and fixed income.

Alexander Colon is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at various entities within the Citizens organization since 2017 and previously held positions at Bank of America and Pawtucket Credit Union. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory program focused on ETF-based portfolios and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Matthew Casey is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and two years of industry experience. He has been with Citizens Securities and Citizens Bank since 2023 and is also involved with Refocus Inc., where he has been active since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

William Harig is a financial advisor with TIAA-CREF in Providence, RI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Horace Mann Companies and Citizens Securities, Inc., among others. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers both point-in-time financial planning and ongoing discretionary management through model portfolios and customized solutions.

Anthony Caruso Jr. is a financial advisor with Citizens Securities, Inc. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining Citizens Securities, he worked at Fidelity Investments and Equitable Advisors. Outside of finance, he has experience in lawn care through AAA Professional Lawn Care. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, providing investment advisory programs, brokerage, and insurance services. The firm offers both a digital advisory program and managed account services and operates as a broker-dealer and insurance agency.

John Riester is a CFP®-certified financial advisor with 12 years of industry experience, currently working at Citizens Securities, Inc. since 2015. He holds Series 63 and Series 65 licenses and operates out of Johnston, RI. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm provides both a Managed Account program and a digital advisory program featuring ETF-based portfolios supported by proprietary algorithms.

Puneet Singh is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and has previous work experience at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, Merrill Lynch, Webster Bank, and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program while also operating as a broker-dealer and insurance agency.

Timothy Demeritt is a CFP® with 25 years of industry experience, currently serving at Integrated Wealth Concepts LLC since 2016. He previously worked at Lincoln Financial Advisors from 2007 to 2016. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach and utilizing both internal management and third-party asset managers.

Robert Pelland is a financial advisor with TD Private Client Wealth LLC in Foxborough, MA, holding Series 63 and Series 66 licenses and with three years of industry experience. His career includes prior roles at JPMorgan Chase and Santander Securities. He currently serves clients at TD Private Client Wealth LLC and TD Bank N.A. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm constructs portfolios using strategic and tactical asset allocation with a mix of affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody services.

Jeffrey Little is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining PNC Wealth Management, he worked at LPL Enterprise, Citizens Securities, and Citizens Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs. The firm’s approach involves third-party delegates for portfolio management and includes proprietary cash-sweep and revenue-sharing arrangements.

John Gulino II is a CFA® charterholder with extensive industry experience, currently serving at TIAA-CREF. He has worked at TIAA since 2021 and was previously employed by State Street Global Advisors for 13 years. Outside of his advisory role, he serves as Treasurer for Sal's Pals Tackle Cancer Tournament, a nonprofit organization dedicated to raising funds for cancer research. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm separates its point-in-time planning from ongoing portfolio management and acts as adviser to donor-advised funds within a vertically integrated group structure.

Matthew Wilcox is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Citizens Securities since 2018, with prior experience at Santander Securities from 2012 to 2018. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm employs a digital advisory program using proprietary algorithms and also operates as a broker-dealer and insurance agency.

Barbara Rich is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. She has been with Commonwealth Equity Services, Inc. since 1990. In addition to her advisory role, she provides tax preparation services during business hours. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and customized investment solutions, while providing operational, trading, technology, compliance, and practice-management support to its affiliated advisors.

Jonathan Sears is a financial advisor at Citizens Securities, Inc. with a Series 66 designation and one year of experience at the firm. His prior work includes roles at Aciron Consulting Inc., Bentley University, Tremezzo Ristorante, and Wilmington High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with its overall activity encompassing both discretionary and non-discretionary business.

Joshua Giuliano is a CFP® professional with 21 years of industry experience, currently serving at Citizens Securities, Inc. since 2009. He is based in Johnston, RI. Outside of his advisory role, Giuliano mentors and coaches students through the PrepareRI Innovation Challenge. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program with ETF-based portfolios managed via proprietary algorithms, as well as a Managed Account program.