Sean Johnson is the Resident Director and Wealth Management Advisor at Merrill, where he provides financial guidance and wealth management strategies to high net worth individuals and organizations. He joined GSJ & Associates with Merrill in 2015 to enhance the services and strategies offered to clients, focusing on goals-based wealth management and strategic asset allocation. Sean holds several professional designations, including Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Defiance College. Sean's client focus areas include college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Outside of his professional work, Sean is an Eagle Scout and values his role as a father and husband. His personal interests include camping, football, golfing, hiking, hunting, photography, singing, traveling, watching movies, and woodworking. He emphasizes a disciplined and personalized approach to financial planning, aiming to help clients build a roadmap to achieve their individual goals across different stages of life.

William Langenstein is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 24 years of industry experience. His career includes roles at First Allied Advisory Services and managing Langenstein Financial Strategies since 2018. He also serves as a fiduciary in a family trust capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Lisa Imbrunnone is a financial advisor at Edward Jones with 24 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at The Huntington Investment Company and Huntington National Bank for nine years. She has been with Edward Jones since 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.

Scott Debbs is a financial advisor at Ameriprise with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Huntington Investment Company and Northwestern Mutual. Outside of his advisory role, he coaches as a slot receiver for the Eisenhower High School varsity football team. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to provide tax-aware withdrawal strategies and Social Security options.

Laura Hung Bastuba is a financial advisor with Equitable Advisors in Rochester, MI, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, since 2006. Outside of her advisory work, she serves as president and owner of Lakeshore Benefit Group Inc. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a range of proprietary and third-party investment programs and offers ERISA fiduciary services through credentialed representatives.

Carlo Manzella is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 63 and Series 66 designations. Outside of finance, he has operated a DJ service from 2023 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies, supported by centralized due diligence and affiliated implementation services.

Ryan De Cook is a financial advisor with Edward Jones in Rochester, MI, holding CFP® and Series 66 designations and possessing 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Anthony Righi is a CERTIFIED FINANCIAL PLANNER™ professional with 27 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and previously worked at Sigma Financial Corporation and Spc. Righi is also involved in non-investment activities, serving as a voting board member at Austin Catholic High School and playing guitar for his church. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms.

Duncan Maceachern is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He previously worked at Centaurus Financial, Inc. for 17 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jill Hedtler is a financial advisor with UBS Financial Services in Oxford, MI, holding a Series 66 designation and bringing 16 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Morgan Wolfe is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017 and previously worked at Central Michigan University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Peter Millar III is a financial advisor with LPL Financial in Romeo, MI, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at NYLIFE Securities Inc and New York Life Insurance Company. Outside of advisory work, he has longstanding experience in the food services industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Cech Jr. is a financial advisor at Osaic with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Osaic since 2023. His prior experience includes roles at FSC Securities Corporation and his own CPA firms, Richard R. Cech, CPA, and Cech & Company LLC. Outside of advising, he provides certified public accounting services through his sole proprietorship. Osaic Wealth serves a broad mix of retail and institutional clients via a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and advisor-managed portfolios. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, supporting discretionary management and third-party managers.

Christine Paul is a financial advisor with LPL Financial in Oxford, Michigan, holding Series 63 and Series 66 credentials and 33 years of industry experience. Her prior work includes roles at J.P. Morgan Securities and Chase Investment Services Corp. She is also involved with Capstone Wealth Management and Clearview Wealth Management, both DBAs operating under LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment strategies implemented through discretionary or non-discretionary approaches.

Kevin McCarthy is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Wall Street Financial Group, Inc. Outside of his advisory role, he serves as president of the Long Lake Pines Association, managing budgeting, finance controls, and community operations. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization supported by advanced tools and multiple managed account options.

Jason Baird is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Aurora Securities, Concorde Investment Services, and Hantz Financial Services. Outside of his advisory work, he serves as a non-voting board member of Verlinde Insurance Agency, a licensed insurance corporation. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supported by various tools and multiple program offerings.

Nicholas Huizenga is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. His prior background includes various roles outside of the financial industry, such as working at The Session Room and Michigan State University Culinary Service. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written recommendation reports and ongoing advice targeting dependable income sources and tax-aware withdrawal strategies.

Aaron Oskey is a financial advisor with LPL Financial in Rochester, Michigan, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc., and Firstmerit Bank. Outside of his advisory work, he is an owner and investor in several business entities unrelated to investing, including Christopher Care, Choosing Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Jennifer Michalski is a financial advisor with Morgan Stanley in Rochester, MI, holding a Series 66 designation. She has experience working with several firms since 2020, including Planning Alternatives and Hoover & Associates. Prior to her advisory roles, she held positions in diverse sectors such as retail at Home Depot and at the University of Hawaii at Manoa. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Lorri Freed is a financial advisor at LPL Financial with 38 years of industry experience. She holds the CFP® and Series 63 designations. Her prior experience includes 21 years at SIGMA Financial Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management solutions, utilizing both proprietary research and third-party resources.