Elise Syberg is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She previously worked at Merrill for six years before joining Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ryan Barden is a Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in May 2011 and provides customized service and support to clients, as well as internal services to the advisor team. Ryan plays a key role in helping clients manage their investments to pursue their retirement goals. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Ryan earned a Bachelor's Degree from the State University of New York System. Ryan resides in Horseheads, NY with his wife, Lindsey, and their sons, Rylen and Ronan.

Jeffrey Humbert is a CFP® and holds a Series 66 license with eight years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2018 and also maintains an affiliation with Canandaigua National Bank & Trust, where he works as a wealth advisor. In this role, he profiles clients and collaborates with team members to determine the most suitable platform for client needs without making investment decisions or handling securities transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program and custodial relationships.

James Henry is a financial advisor with Osaic Wealth, INC, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His prior roles include long tenure at Foresters Financial Services and Cetera. He is also owner and president of Atlas Wealth Advisors LLC, an investment-related business. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment process relies on model-based asset allocation and portfolio optimization, supporting discretionary and non-discretionary strategies across multiple custodial and legacy program arrangements.

Dean Licata is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. and Securities America, Inc. from 2016 to 2024. He also operates Dean Licata and Associates, which he has run since 1994. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategic program options.

Russell Martin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Paychex Securities Corporation, CUNA Mutual Group, and M&T Securities. Outside of his advisory work, he is employed part-time as a front desk associate at World Gym. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a variety of investment strategies supported by advanced research and operational tools.

Steven Patton is a financial advisor at Ameriprise with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2018, following seven years at JPMorgan Investment Management. Outside of his advisory work, Patton serves on the board of the Greater Rochester Amateur Athletic Federation. Ameriprise offers retirement-income planning services targeted to individuals approaching or in retirement, generally with at least $1 million in investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated entities, with a focus on delivering written, research-driven retirement income recommendations.

Roxanne Mcelroy is a financial advisor at Stifel with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Stifel Nicolaus & Co Inc since 2019, following a decade at UBS Financial Services Inc. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, providing clients with tailored analyses to support their investment decisions.

Timothy Mc Donald is a CFP® professional with 31 years of industry experience, currently serving at Charles Schwab since 2010. His work history includes roles at both Charles Schwab Bank, SSB and Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and an established alternative-investment program.

John Best Jr. is a CFP® professional with 24 years of industry experience currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Lincoln Financial Advisors for 15 years and Commonwealth Financial Network for six years. He is also involved with Best Times Financial, a support company he started in 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align strategies with client goals and supports municipal advisory services through a unique affiliation uncommon among large institutional advisors.

Suzanne Schmitz Laese is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. She has been with LPL Financial since 2004. Outside of her advisory role, she serves as board president of the Empire State Lyric Theatre, a nonprofit opera company. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, providing a range of financial planning and investment management solutions across multiple platforms.

Mark Cornfield is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He has worked at Merrill since 1994 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Chapman is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ credential and Series 63 license. In addition to his advisory role since 2000, he serves as president of Chapman & Co CPA, P.C., an accounting and tax practice active since 1998, and he oversees payroll and benefits processing at New York Payroll Relief Corp. Chapman is also involved in jewelry design and sales through Hearts Embraced, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and provides access to affiliated and third-party money managers.

David Locurcio is a financial advisor with LPL Financial, holding the Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes 25 years at Cadaret, Grant & Co., Inc. and eight years at Neubert Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options supported by proprietary research and technology tools.

Robert Levine is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 16 years with Cadaret, Grant & Co., Inc., as well as 17 years at Post Resch Tallon Group Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management options through a large network of advisors and employs various operational and research tools to support its services.

Laurelle Byrne Cody is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets.

Anthony Miranda serves as Resident Director and Wealth Management Advisor at Merrill Lynch. He has been with Merrill Lynch Wealth Management since 1997 and is a member of a team of advisors based in Buffalo, New York, that has collectively over 140 years of experience. He focuses on individual wealth management, retirement planning, and manages the Group's 401(k) and profit-sharing plans. Prior to joining Merrill Lynch, Anthony worked in public accounting where he earned his Certified Public Accountant (CPA) designation. Anthony holds multiple professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Arts degree in Accounting from the State University of New York at Albany. Anthony's client focus areas include divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. He does not provide tax advice in his role at Merrill Lynch.

Kari Pestorius is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 66 licenses and having 19 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2008. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through financial advisors and estate planning groups.

Barbara Benedict is a Series 66 licensed financial advisor at Merrill with nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Matthew Case is a financial advisor at Stifel with 15 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TIAA-CREF and Par 4 Advertising. Outside of his advisory role, he serves as a board alternate on the Honeoye Falls Conservation Board, providing environmental guidance for the village. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.