Jonathan Armstrong is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1998, he has worked with clients to develop goals-based strategies for managing both personal and business finances. He serves as a Portfolio Manager, overseeing discretionary personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. His areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jonathan collaborates with clients and their other advisors to coordinate financial, legal, and tax decisions. Jonathan holds a Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree from Buffalo State College and a High School Diploma from Canisius High School. In his personal time, he enjoys camping, gardening, golfing, hunting, reading, skiing, woodworking, traveling, and spending time with his family.

Adam Burke is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials. He joined the firm in 2026 and has no prior industry experience. His background includes work and study at the University at Buffalo, as well as roles in various service and educational positions. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party asset management solutions.

Lauren Montante is a financial advisor at Equitable Advisors with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Equitable Advisors since 2015. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a variety of asset management programs. The firm employs a model-based approach that incorporates third-party asset managers and advisory programs, with offerings spanning mutual funds, ETFs, separately managed accounts, and select alternative investments.

David Lyman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Cetera since 2019 and previously with Foresters Financial Services from 2001 to 2019. Outside of his advisory role, he serves on the board of the Depew Lancaster Boys and Girls Club, volunteers with Junior Achievement in Western New York, is a high school and college basketball scorekeeper, and is a member of the Lancaster Central School District Board of Education. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 advisors nationwide, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through multiple program structures, including affiliated and third-party money managers, with more than $256 billion in assets under management.

Gregory Delgado is a financial advisor with LPL Enterprise in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 40 years of industry experience, including 36 years at Pruco Securities, LLC. He is also involved in Medicare sales as a non-variable insurance business activity. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

John Licata is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Anthony Baldi is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. for 15 years. He is involved in community activities as the chairman of the board for the Love Joy Church Council of Elders. Additionally, he owns WNY Kingdom Builders LLC, an entity formed to own property related to his Ameriprise franchise operations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies through a centralized service team that collaborates with client advisors.

Caitlin De Rose is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of America, Merrill Lynch, HSBC Securities, Morgan Stanley Smith Barney, and Lehman Brothers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Gates is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. He previously worked at Bank of America, N.A., and Merrill, accumulating substantial experience at both firms before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Daniel Meyer is a financial advisor with Cetera and holds a Series 66 designation. He has six years of industry experience, including prior roles at Edward Jones, Bank of America, and Merrill. Outside of finance, he is a non-voting member and investor in private brewery-related LLCs based in Buffalo, New York. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and retirement services, supported by a nationwide network of over 10,000 advisors.

Christopher Seefeldt is a financial advisor with RBC Capital Markets in Williamsville, NY, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with RBC Capital Markets since 2010 and also works with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and nonprofits. The firm offers a variety of wrap fee advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Dominick Frustaci is a financial advisor with Equitable Advisors, holding a Series 66 license and two years of industry experience. He has worked as a consultant for several firms, including Shatkin FIRST, Gerson Lehman Group, Third Bridge, and Guidepoint. Outside of advisory roles, he is a partner in Tee It Up Retreat, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and works with third-party asset managers to implement client investment strategies.

Edward Carlsen Jr. is a financial advisor with OSAIC and holds the Series 63 and Series 66 designations. He has 36 years of industry experience, including 14 years at Sagepoint Financial, Inc. and currently three years with OSAIC. He also operates a sole proprietorship providing insurance reviews when appropriate. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party money managers to construct diversified portfolios across various asset classes.

Jeffrey Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. He previously worked at Merrill and Bank of America, N.A. from 2011 to 2022. Outside of his advisory role, he co-owns several business ventures with his spouse, including a franchised medical clinic and a vending machine business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joseph Berst is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Equitable Advisors in 2020, he served in the United States Army from 2016 to 2019. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs primarily through third-party managers and focuses on matching clients to investment models based on their risk tolerance and personal information.

Joan Fisher is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Her prior work includes 16 years at Key Bank and a brief tenure at Axa Advisors. She serves as a board member of the Glenwood Acres Ski Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory models and third-party asset managers, focusing on personalized client assessments and offering diverse investment options including mutual funds, ETFs, and alternative investments.

David Burgio Sr. is a financial advisor at Raymond James Financial Services Advisors, Inc. with 32 years of industry experience. He holds the PFS™ credential and Series 63 and 65 licenses. Prior to joining Raymond James in 2025, he worked at Commonwealth Financial Network and Lincoln Financial Advisors Corporation. He also owns and operates a financial planning practice through Custom Wealth Strategies, LLC, and provides income tax preparation services for individual clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using analytical tools and risk profiling, and it supports clients through various advisory programs and specialized consulting services.

Nathan Guldin is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked in various roles including positions at the University of Buffalo and G D Wendt Builders. He is also the owner of Nates Premium Firewood, LLC, a business unrelated to investments. Equitable Advisors serves individuals across a range of wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and diverse asset-management programs through a network of Investment Adviser Representatives, with investment solutions that include third-party asset managers and advisory programs.

Gregory Poleon is a financial advisor with Osaic Wealth, Inc. based in Williamsville, NY, holding Series 63 and 65 licenses and bringing 27 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for over two decades. Outside his advisory work, he serves on the board and acts as CFO for LE3 Inc., a nonprofit providing before- and after-school programs and pre-kindergarten care. Osaic Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset allocation tools and third-party platforms to manage portfolios comprising stocks, bonds, mutual funds, ETFs, and alternative investments.

Cody Williams is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2009, including its prior affiliation with Axa Advisors, LLC. Outside of his advisory role, he serves as a board member for the Orchard Park Academy of Finance. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves risk assessment and matching clients to various advisory programs, utilizing both proprietary and third-party asset management solutions.