Timothy Cavanaugh is a financial advisor with RBC Capital Markets in Portsmouth, NH, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at City National Bank since 2019 and RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and portfolios tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Paul Games is a financial advisor at Osaic with 42 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Securities America Advisors, Inc. for 15 years. Outside of his advisory role, he serves as treasurer for The Brain Aneurysm Foundation, a charitable health organization, and owns a tax preparation franchise operated by Liberty Tax Service. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party solutions to manage portfolios that include a variety of investment products.

Neil Hubacker is a financial advisor with LPL Financial, holding a Series 66 designation and having started his advisory career in 2024. Prior to joining LPL Financial, he worked in insurance and was involved with the Church Ambassador Network of New Hampshire. He is also the owner of Flexion Hub LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced portfolio management technologies.

Dale Wallace is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, and a founding partner of the DWJ Group. He operates primarily out of Portsmouth, New Hampshire, with his main office located in Boca Raton, Florida. With over 25 years of experience in the wealth management industry, Dale focuses on helping clients achieve their financial aspirations through comprehensive investment strategies. His expertise includes non-managed strategies such as syndicate investments, structured investments, and option strategies. Dale also co-manages client portfolios to deliver a well-rounded investment approach tailored to meet the needs of high net worth clients. He holds the Personal Investment Advisor (PIA) designation and completed a non-accredited executive education program on value investing at Columbia University Graduate School of Business. Outside of his professional work, Dale enjoys baseball, basketball, football, ice hockey, skiing, and spending time with his family. He and his wife reside in Boca Raton with their two dogs, Marshmallow and Misty. Dale appreciates strong leadership and attributes part of his team’s approach to the example set by Tom Brady and the New England Patriots.

Kathryn Drew is a Wealth Management Advisor with Merrill Lynch Wealth Management. She serves as the managing partner of The Drew Knight Wealth Management Group, where she works with high net worth individuals, companies, non-profit organizations, and affluent families across the United States. Kathryn applies a strategic process to help clients build and preserve their net worth. With over 30 years of experience, Kathryn holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Divorce Financial Analyst (CDFA), and Personal Investment Advisor (PIA). Her expertise includes personal retirement planning, family wealth management strategies, philanthropic planning, portfolio management services, and specialized areas such as LGBT wealth planning and socially responsible investing. She also advises clients on financial transactions such as creating or selling a business, retirement planning, and estate planning needs. Kathryn graduated with a Bachelor's degree from Oral Roberts University. She is actively involved in community organizations including Cross Roads House, Loon Preservation Society, Seacoast Science Center, and Squam Lake Conservation Society. Outside of her professional role, Kathryn enjoys boating, cooking, gardening, hiking, music, reading, scuba diving, and spending time with her family. She lives in Rye, New Hampshire, and supports ocean health and lake preservation efforts in her free time.

Roland Gagne is a CFP®, ChFC®, and Series 63 credentialed financial advisor with 35 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and with Cambridge Investment Research, Inc. since 1998. He serves on the investment committee and as a trustee for the Biddeford Saco Rotary Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and custody platforms tailored to client objectives.

Matthew Meader is a financial advisor with Equitable Advisors in Portsmouth, NH, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he worked in various roles including at Troon Golf and Signature Flight Support. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutional entities, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, employing a delivery model that emphasizes LPL-sponsored programs and a variety of endorsed third-party asset management platforms.

Paula Baxley is a Series 66-licensed financial advisor with eight years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2021, and previously held roles at Bank of America, Merrill, Flynn Restaurant Group, and Royal Administration Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

John Habig is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley and its related entities since 2009, currently associated with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and analyses.

Eugene Cindrich is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including StoneX Securities Inc and Trust Advisory Group Ltd. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals. The firm provides a variety of investment solutions, including proprietary models and access to third-party strategists, with customizable discretionary and non-discretionary management options.

Siobhan Moore is a Financial Consultant currently working at Fidelity Investments since 2023. She collaborates with local individuals and their families to develop personalized wealth plans aimed at helping clients stay on track toward their financial goals. She focuses on understanding each client's specific situations, needs, and wants to assist them in defining their own financial success. Her professional experience includes roles as an Investment Consultant at Fidelity Investments from 2022 to 2023, a Wealth Management Specialist at Merrill Lynch from 2021 to 2022, and a Client Associate at Merrill Lynch from 2018 to 2021. Prior to that, she worked as an Internal Wholesaler at MFS Investment Management from 2015 to 2018. Outside of her professional work, Siobhan enjoys cooking and baking, spending time with family, hiking, skiing, and traveling.

Benjamin Woodhouse is a CFP® professional with 15 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory work, he is involved with Kevin The Dog LLC, a real estate business in Portsmouth, NH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and operates under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

Ellen Lavin is a financial advisor with LPL Financial in Portsmouth, NH, holding a Series 66 designation and 22 years of industry experience. She has been with LPL Financial since 2007 and previously worked at Northeast Planning Associates, Inc. from 2003 to 2018. In addition to her advisory role, she is involved in tax preparation and accounting through Weidema, Lavin & Grott Accounting PC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies alongside brokerage and insurance services.

James Dearden is a financial advisor with Mass Mutual Investors Services in Hampton, NH, holding Series 63 and Series 65 licenses and 22 years of industry experience. He previously worked at MetLife Securities, Inc. for 14 years before joining Mass Mutual and also has part-time involvement in marketing and events at Sunday River Ski Resort. He serves as a trustee of local trust funds, responsible for managing and reporting on those assets. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap programs, and educational seminars, emphasizing collaborative, annual planning engagements with clients.

Thomas Delrosso is a Certified Financial Planner (CFP®) with 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Lorenz is a Financial Consultant at Fidelity Investments, serving clients in the Seacoast and surrounding areas. With over 20 years of experience at Fidelity, he focuses on building long-term relationships with families to develop personalized and comprehensive financial plans. His career at Fidelity includes roles such as Wealth Management Planning Consultant, Director of Fidelity Charitable, and Director of Portfolio Advisory Services, reflecting extensive experience in wealth management and portfolio advisory services. He has held positions ranging from Financial Representative to Branch Service Manager, demonstrating a broad understanding of financial consulting and client management. James is a long-time resident of the area and is committed to working closely with clients to understand their situations and future goals in order to co-create effective financial strategies.

Sharon Harkinson is a financial advisor with UBS Financial Services, holding a Series 66 designation and 11 years of industry experience. Her career includes roles at Steward Partners and Raymond James Financial Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of solutions including custody, underwriting, and capital markets services.

Robert Burns Jr. is a financial advisor with Mass Mutual Investors Services who holds the CFP® and ChFC® designations and has 34 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, he is involved in the sale of individual and group life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative planning engagements using firm-approved software and a range of programs including wrap accounts and money-manager options.

Karen Goddard is a financial advisor at Osaic with 34 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked with Securities America Advisors and SECURITIES AMERICA, Inc. In addition to her advisory role, she is a licensed life insurance agent and a half owner and tax preparer of a Liberty Tax franchise. Outside of finance, she plays the fife in a fife and drum corps. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified, risk-aligned portfolio construction and access to multiple third-party money managers and managed-account solutions.

Howard Green Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and having 45 years of industry experience. He has been with Raymond James in various capacities since 1998 and has owned Green Capital Management since 2010. Green also managed Patagonia Properties LLC from 2006 to 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and risk profiling tools and supports municipal finance through a unique affiliation with a municipal advisor.