Nels Nelson Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. His prior roles include positions at Lincoln Financial Securities and MassMutual. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and comprehensive custody and clearing services.

Lisa Petronio is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 16 years of industry experience. Her prior roles include positions at Global Retirement Partners, Strategic Retirement Partners, Kestra Advisory, and Walsh Duffield Companies. She serves on the boards of Goodwill of WNY and Child & Family Services, contributing to their strategic vision and finance committees. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered retirement plan relationships. The firm’s advisory model separates planning services from ongoing portfolio management, offering both model-based and customized investment solutions.

James Krieger is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and having four years of industry experience. He also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his advisory firm, where he engages in the sale of bank-related products. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary options. The firm’s investment process combines strategic and tactical asset allocation supported by affiliated asset management and fund due diligence providers.

Thomas Anderson is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Raymond James Financial, Massachusetts Mutual Life Insurance, and Morgan Stanley. He serves as an alumni board committee member for St. Francis High School and is a young professional board member for Big Brothers Big Sisters of Niagara/Southern Tier. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection with ongoing monitoring and performs due diligence on third-party advisory products, operating within the KeyCorp group and maintaining significant affiliations with KeyBank and KeyBanc Capital Markets.

Thomas Digiacomo is a financial advisor with Equity Services, Inc. in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1993. Outside of his advisory work, he is active in youth sports as a youth ice hockey head coach and manager and performs professionally as a guitarist. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine predominantly long-term strategies with options for shorter-term trading and works with a network of investment adviser representatives and third-party asset managers.

Stacie Diesfeld is a financial advisor with Valic Financial Advisors and holds a Series 66 designation. She has one year of industry experience and has worked at firms including Cetera and Crane Capital Group. Outside of her advisory role, she works as a cardiovascular sonographer at Trinity Medical Cardiology, performing ultrasounds of the heart and other vasculature. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Michael Muffoletto is a CFP® professional with seven years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at Lincoln Financial Securities and MML Investors Services. He is also involved in referring payroll services through ADP, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Peter Bushman is a financial advisor with Key Investment Services LLC, holding Series 66 and Series 63 licenses and bringing 14 years of industry experience. His prior roles include positions at HSBC Securities (USA) Inc and M&T Securities, as well as banking experience at HSBC Bank USA, N.A. and M&T Bank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment choices supported by non-binding recommendations and ongoing oversight, operating within the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Charles Garlock is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with HSBC since 2016, following brief tenures at Key Investment Services LLC and First Niagara. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm combines strategic and tactical asset-allocation advice with fund due diligence and ongoing monitoring, delivering both client-directed and discretionary portfolio options.

Benjamin Moloney is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 designations and 15 years of industry experience. His prior work includes roles at HSBC Bank USA and HSBC Securities from 2018 to 2022, as well as at Prestige Asset Distribution. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee, model portfolios, separately managed accounts, and brokerage products. The firm emphasizes client-directed model selection and ongoing monitoring while providing access to third-party discretionary managers and offering supervisory oversight across its programs.

Edward Harof is a financial advisor with Commonwealth Financial Network in Williamsville, NY, holding Series 63 and Series 66 licenses and 44 years of industry experience. His prior roles include long tenures at Royal Alliance Associates, INC. and Georgetown Capital Group from 1991 to 2019. He is also the owner of Rampart Asset Management Group, LLC, a private entity involved in securities, advisory, and insurance business activities. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages about $212.7 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

William Fahs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining HSBC in 2021, he worked at Key Investment Services, LLC and Key Bank from 2017 to 2021, and was employed by Snorac LLC (Enterprise-Rent-A-Car) from 2013 to 2018. He serves dually as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, in addition to his role as a registered representative. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm uses a model-driven investment process supported by HSBC Global Asset Management and affiliated providers, offering both U.S. and offshore investment solutions.

Jacob Glofka is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He worked at Metlife Securities Inc. from 1993 to 2017 before joining Mass Mutual Investors Services in 2017. Glofka previously owned an LLC that is currently inactive. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-based approaches supported by firm-approved analytical tools.

Jeffrey Gelormini is a financial advisor with OSAIC who holds a Series 63 designation and has 15 years of industry experience. His prior roles include positions at Cetera Investment Services LLC and Foresters Advisory Services LLC. He is the owner of Nova Wealth, an LLC under which he conducts business with OSAIC, and also works as a life insurance agent assisting clients with their insurance needs. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that include a broad range of investment products.

Elroy Goodyear is a CFP® professional with 24 years of experience in the financial industry. He is currently with Cetera and has held roles at Cetera Advisors LLC and Saxony Securities, Inc. Goodyear is also the owner of Goodyear Financial Services, Inc., which provides expense management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options and program structures, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.

Katie Catanzaro is a financial advisor with LPL Financial in Amherst, NY, holding Series 63 and Series 65 credentials and 19 years of industry experience. She has worked at LPL Financial since 2021 and has been with M&T Securities, Inc. since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support from multiple sources.

Blake Dougherty is a Senior Financial Advisor with Merrill Lynch Wealth Management in Williamsville, New York. Since joining the firm in 2015, he has focused on understanding the priorities of individuals, families, and businesses to provide personalized attention and customized investment management strategies. Blake leverages the investment capabilities of Merrill Lynch Wealth Management alongside the banking resources of Bank of America to support clients in addressing various aspects of their financial lives. Blake works closely with clients to identify key goals such as education funding, tax minimization, retirement planning, and wealth preservation. His expertise encompasses corporate benefits, executive compensation, family wealth management, liquidity management, and retirement income strategies, among other areas. His approach involves crafting disciplined strategies aimed at helping clients build, manage, and preserve wealth for current and future generations. Blake earned a Bachelor of Science degree in Finance from Bentley University in Waltham, Massachusetts, where he also played Division I Ice Hockey for four years. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional life, Blake enjoys football, golfing, ice hockey, watching movies, and practicing yoga.

Robert Oates is a financial advisor at OSAIC with 37 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors, Inc. and Securities America, Inc. for 19 years. Outside of advisory work, he is president of a fixed insurance products business. OSAIC serves a diverse client base including individual and institutional investors through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage portfolios across various asset classes.

Jeremy Yolken is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment offerings within Bank of America’s broader corporate platform, providing access to a wider set of products and services.

Rosemarie May is a financial advisor with LPL Financial in Williamsville, NY, holding a Series 63 designation and over 13 years of industry experience. She has worked at LPL Financial and Evans Bank since 2012 and holds a notary position at Chemung Canal Trust Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research and model portfolios.