Craig Abbott is a financial advisor at Manning & Napier Advisors, LLC with 27 years of industry experience. He has been with Manning & Napier in various capacities since 1998 and holds a Series 63 designation. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles, managing discretionary separately managed accounts and offering non-discretionary advice to proprietary funds. The firm’s investment process combines top-down macro analysis with bottom-up security selection and employs systematic strategies such as Disciplined Value and Managed ETF Portfolios.

David Prull II is a financial advisor with Ashton Thomas Securities, LLC in Pittsford, NY, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with Ashton Thomas Securities since 2005 and concurrently serves as a Deputy Sheriff Investigator with the Monroe County Sheriff’s Office since 2003. Ashton Thomas Securities serves individuals, business entities, trusts, estates, and charitable organizations, managing approximately $1.72 billion for around 2,600 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and uses a diverse range of investment options including mutual funds, ETFs, and third-party models.

Michael Floccare is a financial advisor at Karpus Investment Management with three years of industry experience. He previously worked at Key Private Bank from 2011 to 2022. Outside of his advisory role, Michael serves as a board advisor to Fortified Inc., a company providing hardware and software solutions for construction site safety and security. Karpus Investment Management is a discretionary investment adviser managing approximately $4.0 billion for individuals, high net worth clients, and various institutional entities. The firm employs an actively managed, value-oriented, multi-manager approach with a focus on closed-end funds, ETFs, and targeted strategies, tailoring portfolios to client objectives and engaging in shareholder activism as part of its investment process.

Joseph Prestigiacomo is a CFP®-designated financial advisor with 14 years of industry experience. He is currently with RFG Advisory, LLC and has previously worked at American Portfolios Advisors, Inc. and Axa Advisors, LLC. Outside of his advisory work, he serves on the board of the Greece Education Foundation. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, employing a mix of actively managed and passive strategies, direct indexing, and tax-aware approaches.

Mark Wilson is a financial advisor with Arkadios Wealth Advisors in Rochester, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including 15 years at MML Investors Services Inc and Mass Mutual before joining Arkadios Wealth Advisors and Arkadios Capital in 2022. Wilson serves on the board of Dollars for Scholars, an organization that awards scholarships to high school students. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a combination of advisor-managed accounts, third-party money managers, and financial planning, supported by an in-house portfolio team that offers models and trade execution across multiple asset classes.

Crysten Parker is a financial advisor at Manning & Napier Advisors, LLC with two years of industry experience. She holds a Series 66 designation and has previously worked at Vanderlande Industries, Halocarbon Products Corporation, and Americold Logistics. Parker serves as Treasurer on the board of Room to Move, a nonprofit organization. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles, using a team-based investment process that combines top-down macro analysis with bottom-up security selection. The firm also offers customized wealth management solutions and retirement plan services.

Nicole Newman is a financial advisor at OneSeven in Pittsford, NY, holding a Series 65 designation with one year of industry experience. Her prior roles include positions at Newman Management Consulting, Bassich & Associates, and Final Gift. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering a range of portfolio management and financial planning solutions. The firm employs a primarily long-term investment approach with access to diversified assets and third-party managers, and has affiliations that enhance its retirement-plan consulting capabilities.

Kimberly Schulwitz is a financial advisor at Sage, Rutty & Co., Inc. with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Sage, Rutty & Co., Inc. since 2021, following five years at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Sage, Rutty & Co., Inc. serves individual and institutional clients by providing financial planning, portfolio management, and retirement-plan advisory services across multiple platforms. The firm operates a multi-advisor model combining third-party platforms and internal resources to offer customized and program-based solutions, managing approximately $3.46 billion in client assets.

Paul Stanzione is a CFA® charterholder with 13 years of industry experience. He has been with Manning & Napier Advisors, LLC and its affiliated entities since 2013. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including pension plans and government entities, while also managing separately managed accounts and offering non‑discretionary advice to proprietary funds. The firm’s investment process combines top‑down macro analysis with bottom‑up security selection and systematic strategies, supported by an Investment Policy Group that oversees asset allocation.

Michael Cerutti is a financial advisor with Modern Wealth Management, LLC in Rochester, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Mutual Securities, Neuberger Berman, Lincoln Financial Advisors, and GAMCO Investors. Outside of advisory work, he is also an independent insurance agent specializing in fixed life insurance. Modern Wealth Management, LLC is a multi-team SEC-registered adviser managing approximately $10.9 billion in assets across about 94 advisors. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, using a centralized Investment Committee and a combination of model portfolios, third-party money managers, and strategic allocations to guide investment decisions.

Lauren Mc Kerrow is a financial advisor with Sage, Rutty & Co., Inc., holding a Series 66 designation and two years of industry experience. She has worked at Sage, Rutty & Co., Inc. since 2022 and has prior experience in various roles outside the financial industry, including positions at Livingston Lanes & Pub and Barefoot Septic & Sewer Inc. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

David Robbins is a financial advisor at Courier Capital, LLC in Rochester, NY, with four years of industry experience. He holds a Series 63 designation and previously worked at HNP Capital, LLC for twelve years before joining Courier Capital in 2023. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios, with an Investment Committee overseeing manager selection and ongoing monitoring.

David Dewind is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with Sage Rutty since 2012. Sage Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

Riley Zimmerman is a financial advisor at Modern Wealth Management, LLC with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Beltz-Ianni & Associates, LPL Financial, and Paychex Inc. prior to joining Modern Wealth Management. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services including discretionary investment management, financial planning, tax and estate planning, and insurance solutions.

Michael Linkey is a financial advisor at The AmeriFlex Group with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, OSAIC, Securities America Advisors, and Invest Financial Corporation. Linkey is also involved with the Kiwanis Club of Canandaigua, assisting in community fundraising activities. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies via model asset allocations and manager relationships.

Gina Griffo is a financial advisor at Sage, Rutty & Co., Inc. with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for 20 years at Ralph Parks Investment Group LLC d/b/a Parks Capital. Sage Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple platforms.

Jessica Ferrindino is a CFP® with 11 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. Her prior experience includes roles at Cambridge Investment Research, Commonwealth Financial Network, Montage Wealth Management, and OSAIC. She is also a member of the Fairport Rotary Club, where she volunteers. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, third-party money manager selection and monitoring, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Christine Porter is a financial advisor at Karpus Investment Management with six years of industry experience. She holds Series 63 and Series 65 licenses and has been with Karpus since 2012. Outside of her advisory role, she serves as a troop leader for the Girl Scouts of Western New York and is involved with LCL Rockstars, a nonprofit group that operates concession stands to fund children’s sports activities. Karpus Investment Management is a discretionary investment adviser managing approximately $4.0 billion for individuals, high net worth clients, and various institutional entities. The firm employs an actively managed, value-oriented, multi-manager approach with primary exposure to closed-end funds, ETFs, and targeted strategies, tailoring portfolios to client objectives and using shareholder-activism tools as part of its investment process.

Steven Ciotti is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Sage, Rutty, he worked at Conifer Realty, LLC and Tuke Insurance Agency. Outside of finance, he teaches guitar lessons at the Rochester School of Guitar. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners and advisory representatives to deliver customized investment recommendations across multiple program platforms.

Wayne Holly is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1980. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, unified managed accounts, and qualified retirement plan advisory services. The firm combines a salaried financial planning department with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary portfolios across multiple platforms.