Cory Hangan is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 designations and four years of industry experience. His prior work includes positions at TD Private Client Wealth LLC, TD Bank, Peoples United Bank, and J.P. Morgan Chase. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Gabriel Defeo is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He has been with Citizens Securities since 2006 and holds the Series 63 and Series 65 designations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory platform featuring ETF-based portfolios managed through proprietary algorithms, alongside more traditional managed account and brokerage options.

Alan Testa is a Series 66 licensed financial advisor with 20 years of industry experience. He has been with Commonwealth Financial Network and Bank Rhode Island since 2009. In addition to his advisory role, he is involved in fixed insurance sales under the DBA Bari Investment Services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody/clearing services.

George Young is a financial advisor at Citizens Securities, Inc. with 11 years of industry experience. He holds Series 65 and Series 63 registrations and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm operates both a digital advisory program and a Managed Account program, providing ETF-based portfolios through proprietary algorithms and discretionary management options.

Christopher Smith is a CFP® professional with seven years of experience in the financial services industry. He is currently with Citizens Securities, Inc., and has previous experience at Fidelity Investments, Merrill Edge, and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm provides both advisory and brokerage services, including a digital advisory program and Managed Account offerings.

Pye Moiiz is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Citizens Securities since 1997. Outside of his advisory role, he owns a multi-family rental property in Dorchester, MA. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s offerings include a digital advisory program utilizing ETF-based portfolios driven by proprietary algorithms, as well as a Managed Account program, and it operates as a broker-dealer and insurance agency.

Elizabeth Hegarty is a financial advisor at Citizens Securities, Inc. with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Citizens Securities, JPMorgan Chase Bank, Merrill, and Santander Securities. Outside of her advisory role, she is a notary public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, while operating as a broker-dealer and insurance agency.

Jedediah Koenigsberg is a financial advisor at TIAA-CREF with Series 63 and Series 65 credentials and four years of industry experience. He has worked at TIAA since 2019 and previously spent twelve years at MFS Investment Management. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates a vertically integrated advisory model offering both one-time financial planning and ongoing portfolio management through model and customized portfolios.

Timothy Keohan is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and previously worked at Commonwealth Financial Network and First Marblehead. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program alongside managed accounts and operates as a broker-dealer and insurance agency.

Eric Foley is a CFP® with 18 years of experience in the financial services industry. He is currently with Citizens Securities, Inc., having joined the firm in 2026. His prior roles include positions at Santander Securities, LLC and TIAA-CREF. Outside of his advisory work, Foley serves as an equipment manager and board member for the Canton Little League in Massachusetts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Robert Lonardo is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Cco Investment Services Corp. and is involved with Downeast Cider House, an outside business activity he has maintained since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, providing investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program utilizing proprietary algorithms and a Managed Account program, operating as a broker-dealer and insurance agency and is wholly owned by Citizens Bank, N.A.

Michael Collins is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and has prior work experience with firms including Equitable Advisors, LLC, MML Investors Services, LLC, and MassMutual Life Insurance Co. Before entering the industry, Collins was a self-employed day trader and worked at FedEx Corporation. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers a variety of investment advisory programs alongside brokerage and insurance services, including a digital advisory platform and a Managed Account program.

Nicholas Sousa is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and First Citizens Federal Credit Union. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program, operating as both a broker-dealer and insurance agency.

Kristen Vine is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. She has 13 years of industry experience and also operates Vine Financial, LLC, through which she sells New York Life products and brokers non-registered insurance products. Kristen has been active with New York Life and its affiliated entities since 2011. Eagle Strategies serves a diverse client base including individuals and institutions, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Joshua Davis is a CFP® professional with 29 years of industry experience, currently serving at Citizens Securities, Inc. since 2008. He holds Series 63 and Series 65 licenses and is based in Johnston, Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

Rosemary Miller is a Series 66-licensed financial advisor with 24 years of industry experience. She has been with CCO Investment Services since 2013. Citizens Securities, Inc. serves a diverse retail client base, including individual and high-net-worth investors and retirement plans. The firm offers both investment advisory programs, including a digital advisory platform managed in partnership with SigFig, and brokerage and insurance services, operating as a broker-dealer and insurance agency.

Carol Jackson is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, with 23 years of industry experience. She has been with Citizens Securities since 2010 and holds Series 63 and Series 66 credentials. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, and operates a digital advisory platform alongside a Managed Account program.

John Mcmahon Jr. is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with VOYA Financial Advisors since 2014. In addition to his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting, with a focus on non-discretionary recommendation-based relationships.

Max Borgus is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other firms. His background also includes nine years of service in the U.S. Army. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes both a digital advisory program with ETF-based portfolios and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Jonathan Beaupre is a financial advisor at Bankers Life Advisory Services, Inc. with 13 years of industry experience. He holds Series 66 and Series 63 registrations and has worked with Bankers Life and its affiliates since 2012 in various capacities, including insurance agent and unit field trainer. Outside of his advisory role, he recruits and trains insurance agents focusing on Medicare, life insurance, long-term care insurance, and annuities. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals, providing discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios aligned with clients’ goals and risk tolerances.