Trevor Morley is a Series 66-licensed financial advisor at Ameriprise in South Burlington, VT, with two years of industry experience. His prior work history includes roles at Equity Services Inc, National Life Group, Darn Tough Vermont, and J. Morgan's Steakhouse. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Michael Kiessling is a CFP®-designated financial advisor with Edward Jones in South Burlington, Vermont, where he has worked since 2016. He holds a Series 66 license and has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and supports its clients through a network of more than 23,700 financial advisors and 15,000 branch offices nationwide.

Kristi Rocheleau is a financial advisor with Ameriprise in Colchester, VT, holding a Series 66 designation and over 29 years of experience, including a long tenure at Vermont Student Assistance Corp. She joined Ameriprise in 2025 after nearly three decades with VSAC. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports through a centralized consulting team.

Bryn Rykr is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including roles at Mass Mutual Life Insurance Company and Metlife Securities. Rykr also works as an insurance broker focusing on fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, using firm-approved analytical tools to deliver written recommendations tailored to client goals.

Hank Elitzer is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009, following prior experience at Citigroup Global Markets dating back to 1998. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Grady Wimble is a financial advisor at Morgan Stanley in Colchester, VT, holding a Series 66 designation with two years of industry experience. His work history includes roles at KeyBank and Dealer Policy prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery processes and planning tools.

Emily Lee is a financial advisor at Morgan Stanley with 18 years of industry experience. She has worked at Morgan Stanley Private Bank since 2017 and previously held roles at Bank of America and Merrill. Outside of her advisory work, she rents a bedroom in her home to medical students attending the University of Vermont. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its process.

Marcia Wilson is a Series 66 licensed financial advisor with Edward Jones, based in Williston, VT, and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked at Global Foundries from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Theresa Swett is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She worked at Merrill from 2002 to 2016 before joining Raymond James, where she has been since 2016. Outside of her advisory role, she manages a family cottage rental through Little Moxie LLC, overseeing Airbnb operations during the summer months. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Allison Madden is a financial advisor at Morgan Stanley with five years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Taylor, Cottrill, Erickson & Associates and Edward Jones. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a structured planning process without delivering specific security recommendations as part of standalone plans.

Zachary Musgrave is a CFP® professional with 13 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2014. He holds designations including CFP® and Series 66 and is also a partner at Hickok & Boardman Capital Management. His career includes roles at Advisors In Financial Planning and Hickok & Boardman Financial Planning & HR Intelligence. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers non-discretionary planning tailored to client goals and supports its extensive advisor network through advanced analytical tools and technology integration.

Joseph Connor is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He has been with Mass Mutual Investors Services since 1983 and also has a longstanding affiliation with MassMutual Life Insurance Company beginning in 1982. Outside of advising, he is involved in insurance agency activities focusing on fixed annuities. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, employing a collaborative and software-driven approach to client goal analysis and strategy recommendations.

Jennifer Navin is a financial advisor with Wells Fargo Advisors in Williston, Vermont, holding Series 63 and Series 65 credentials and 24 years of industry experience. She has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing from 2012 to 2019. Outside of her advisory role, she serves as a power of attorney for a family member. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet certain net-worth thresholds, utilizing in-house research and tools to develop personalized recommendations.

Patrick Phillips is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 credential and has been with Merrill since 2006, also working at Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alex Ginsberg is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held roles in various organizations including Aztec Recreation, San Diego State University, and Marin Power Yoga. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Ronald Biedermann is a Series 63 licensed financial advisor with Morgan Stanley, based in Colchester, VT, and has 42 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a member of Great Bend LLC, a real estate-related business in Stowe, VT. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research methodologies.

Nicholas Kinneston is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to his current advisory role, he has worked for Maplebear Inc and DoorDash Inc, where he continues as a part-time food delivery driver. He is also licensed to sell life, health, disability insurance, fixed annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Jason Dubois is a financial advisor with Ameriprise in Williston, VT, holding the ChFC® designation and Series 66 license. He has 25 years of industry experience, including 21 years with Ameriprise and its affiliates. Outside of his advisory role, he is co-owner of a mortgage holding company, SJB Holdings, and a financial planning company, R&D Holdings. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions.

Kaitlin Bensel is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 65 and Series 63 licenses and six years of industry experience. Prior to joining Morgan Stanley in 2024, she was involved with One Day In July LLC for four years and has experience working in academic settings at Fairfield University and Villanova University. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process using firm-approved tools and manages approximately $2.74 trillion in client assets.

Matthew Flotteron is a Vice President, Senior Financial Advisor, and Portfolio Manager with the Flotteron Group at Merrill Lynch Wealth Management. He joined the group in 2017 and works with individuals, families, and business owners to develop personalized strategies focused on retirement planning, cash flow optimization, and tax-efficient wealth accumulation. Matt contributes to the group's investment strategy by conducting equity research and portfolio design to align with clients' long-term objectives. As a Portfolio Manager in Merrill's Investment Advisory Program, Matt holds designations that enable him to design and manage investment portfolios tailored to each client's goals, risk tolerance, and financial situation. His strategies include individual equities and bonds, Merrill model portfolios, and selected third-party investment solutions. Prior to Merrill, he founded and managed several businesses, gaining experience in accounting, insurance, tax, and retirement planning, which informs his comprehensive approach to wealth management. He holds the Certified Plan Fiduciary Advisor (CPFA) designation, along with Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) credentials. Matt earned a Bachelor of Science in Business Administration with concentrations in Finance and Management Information Systems and a minor in Economics, as well as a Master of Accountancy, both from the University of Vermont's Grossman School of Business. Outside of work, Matt and his wife split their time between Stowe, Vermont, and Eastern Long Island, often with their dog, Otto. He enjoys outdoor activities such as skiing, boating, hiking, fishing, hunting, biking, surfing, and tennis. Additionally, Matt has interests in music, history, car mechanics, and atmospheric science. He and his wife support the American Red Cross, focusing on disaster relief efforts.