John Rahe is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022, following eight years at Bank of America, NA. Outside of his advisory role, Rahe owns and manages rental properties in Kingston, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Rowe is a financial advisor with LPL Financial in Delmar, NY, holding a Series 63 credential and 23 years of industry experience. He has been with LPL Financial and its predecessor entities since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with a range of financial products and technology tools.

Robert Manor is a financial advisor with UBS Financial Services in Albany, NY. He holds a Series 66 designation and has been in the financial industry since 2024. His prior experience includes roles at Goldman Sachs and H&R Block, as well as work in healthcare and academia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to create tailored financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Chancy Darcangelis is a financial advisor with LPL Financial based in Albany, NY, holding the ChFC® designation and Series 63 license. He has 40 years of industry experience, including over three decades at Metlife Securities Inc. and six years with MassMutual Investors Services. In addition to his advisory role, he is involved with Charter Oak Financial, selling life, long-term care, disability, and fixed annuity insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Carlos Martinez is a financial advisor with Wells Fargo Clearing in Albany, NY, holding Series 63 and Series 65 designations and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Citigroup Global Markets and Citicorp Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research and analytics.

Tara Hutchins is a financial advisor with Wells Fargo Clearing in Albany, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously was involved with the Adult and Senior Center of Saratoga for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ralph Lemme is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2014. He has served as an officer and board member for local nonprofit organizations focused on community parks and youth rowing programs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, incorporating proprietary capital market research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management and offers a variety of investment products and capital markets services.

William Hazelton is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 30 years of experience in the financial services industry, having started his career in institutional fixed income trading and sales, where he advised small to mid-sized money managers and insurance companies. Since joining Merrill Lynch in 2005, he has worked closely with clients to develop customized equity and fixed income portfolio strategies, emphasizing disciplined risk management and long-term relationships. William holds several professional designations, including the Certified Investment Management Analyst (CIMA) certification earned after completing the educational component at The Wharton School of The University of Pennsylvania. He also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned his bachelor's degree from Gettysburg College. Outside his professional work, William is a licensed New York State Emergency Medical Technician and volunteers with the Ballston Lake Emergency Squad. He enjoys staying active, spending time with his family, and pursuing interests such as fitness, hunting, and fishing.

Keagan O'Connor is a Financial Consultant at Fidelity Investments. In this role, he focuses on assisting individuals with strategic financial planning and providing personalized guidance to help clients work toward their financial goals. Prior to joining Fidelity, Keagan worked as a Financial Analyst at Goldman Sachs (AYCO) from 2019 to 2023. His professional experience includes investment consulting and financial analysis, contributing to his expertise in financial services. Outside of his professional career, Keagan's personal interests include board games, football, golf, music, and attending social events with friends.

Anthony Angelini is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His background includes roles at Charles Schwab Bank, TD Ameritrade, Equitable Advisors, and The Ayco Company affiliated with Goldman Sachs and Mercer Allied. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts, offering multi-asset model portfolios alongside centralized custody and operational support.

Robert Lilley Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 1996. He holds a Bachelor's Degree in Business/Finance from the State University of New York and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards Inc. In addition, he holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Robert focuses on guiding individuals, families, and businesses in areas such as family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He also serves as a Portfolio Manager within Merrill Lynch's Investment Advisory Program, managing personalized strategies that may include individual stocks, bonds, model portfolios, and third-party investment strategies. He lives in Delmar, NY with his wife Maura and their children. Outside of work, Robert enjoys cooking, golfing, reading, and traveling. He has previously served as a Trustee for the Albany Institute of History and Art. Robert has been recognized by Forbes as a "Best-in-State Wealth Advisor" from 2023 to 2026.

Laura Sausville is a financial advisor at Edward Jones in Troy, NY, with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at LPL Financial, Healthcare Community Securities Corp, and CITIZENS Bank. Sausville also serves as a trustee for a family trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a broad range of investment strategies and affiliated services through a nationwide network of financial advisors and branch offices.

Cody Wojdyla is a Series 66 licensed financial advisor with 21 years of industry experience, currently with LPL Financial since 2020. He previously worked at Cambridge Investment Research Advisors, Inc. and Equitable Advisors. Outside of his advisory role, he is involved with business entities held for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using discretionary and non-discretionary strategies.

Jill Boyce is a financial advisor with Wells Fargo Clearing in Albany, NY, holding a Series 63 designation and 26 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as treasurer for Called to Love Outreach Inc., a nonprofit organization based in Huntingdon, PA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources, offering both brokerage and advisory solutions with a focus on diversification and modern portfolio theory.

Nabila Khan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and Law Firm Suites. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, tailoring solutions to plan objectives, demographics, and risk tolerances, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Erin Leonard is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2013. Prior to this, she served as a Financial Advisor at several firms including LPL Financial from 2011 to 2013, Purshe Kaplan Sterling from 2010 to 2011, Raymond James & Associates, Inc in 2009, and UBS Financial Services, Inc from 2007 to 2009. Her work focuses on partnering with individuals and families to develop, implement, and maintain tailored financial plans that emphasize saving, spending, and protecting assets. She is committed to helping clients position themselves to achieve their financial goals. Outside of her professional duties, Erin enjoys fitness, hiking, music, outdoor adventures, skiing, and traveling.

Robert Fretto is a financial advisor with Charles Schwab, holding a Series 66 designation and eight years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab & Co., TD Ameritrade, and AXA Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with integrated brokerage, custody, and advisory functions, offering both non-discretionary guidance and access to discretionary separately managed accounts.

Jeffrey Dievendorf is a financial advisor with Primerica Advisors in Delmar, NY, holding a Series 63 designation and over 23 years of industry experience. He has been affiliated with Primerica Financial Services since 1998 and PFS Investments, Inc. since 2002. Outside of his advisory role, he is a director at Ellis Alexander Consulting and owns Pearls & Diamonds LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven strategies managed by unaffiliated asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.