Marc Wegrzynowski is a financial advisor at Equity Services, Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses. His previous experience includes roles at MassMutual Investors Services, MassMutual Life Insurance Co, and MetLife Securities Inc. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Victoria Terrazzino is a financial advisor at Equity Services, Inc. with four years of industry experience. She holds a Series 66 designation and has previously worked at firms including MML Investors Services, LLC, Mass Mutual Life Insurance Company, Belpointe Asset Management, LLC, and National Life Group. In addition to advisory work, she is involved in the sales of fixed insurance products such as annuities, life, disability, and long-term care insurance. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and specialized instruments, utilizing multiple advisory platforms and third-party asset managers.

Kaitlyn Fitzhenry is a financial advisor at Valic Financial Advisors with four years of industry experience. She holds a Series 66 designation and has previously worked at Mass Mutual Investors Services and Securities America Advisors. Additionally, she is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors and utilizes discretionary unified managed accounts with access to multiple wrap programs and overlay services.

David Chua is a financial advisor at Lincoln Investment with 26 years of industry experience. He holds the Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Chua serves as a board member of the Batavia City School District Foundation. Lincoln Investment Planning, LLC is a large enterprise firm serving individual and high-net-worth investors, trusts, charities, and retirement plans, with a history of working with educators and 403(b) and 457(b) program participants. The firm offers financial planning, portfolio management, and access to third-party managers through advisor-led and firm-managed model portfolios.

Jason Campbell is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and 21 years of industry experience. His career includes roles at Prudential Insurance Company of America, LPL Enterprise, and MassMutual Financial Group. Outside of advisory work, he serves as president of a school parent-teacher organization and owns a trucking dispatch service. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a wide range of clients, including individuals, high-net-worth investors, trusts, charities, and corporate retirement plans. The firm offers financial planning and portfolio management supported by an internal investment management team and third-party managers.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of her firm. Outside of her financial career, she works as a teacher and costume/prop mistress at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary portfolio options. The firm uses a multi-profile investment process supported by HSBC Global Asset Management and third-party providers, operating as both a registered adviser and broker-dealer with several distinctive operational features, including an Offshore Spectrum program for qualified non-resident clients.

Michael Walker is a financial advisor with Key Investment Services LLC and holds the Series 66 and Series 63 designations. He has four years of industry experience, including prior roles at Canisius College, Fredonia University, and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices supported by non-binding recommendations and ongoing monitoring, and operates as part of the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Peter Rao is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 37 years of industry experience and has been with GWN Securities since 2004. Outside of his advisory role, he officiates high school and college sports as a referee. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options.

Michael Palumbo is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and as a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process integrates multiple risk profiles and combines strategic asset allocation with global manager selection and ongoing fund monitoring.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

Robert Stevens is a financial advisor at Key Investment Services LLC with 32 years of industry experience. He has held his current position at Key Investment Services since 2005. Stevens holds the Series 63 and Series 65 designations. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment decisions supported by non-binding professional recommendations and ongoing monitoring, operating within the KeyCorp group with affiliations that include KeyBank and KeyBanc Capital Markets.

Tyler Guarasci is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and eight years of industry experience. His prior roles include positions at LPL Financial, Northwest Bank, and Massachusetts Mutual Life Insurance Company. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection supported by ongoing monitoring and due diligence, operating within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Erik Gorenflo is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has eight years of industry experience and has worked at firms including Royal Alliance Associates, Cambridge Investment Research Advisors, and Custom Wealth Management. Prior to his financial services career, he was employed at Dick's Sporting Goods and Le Moyne College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Christopher Alderson is a CFP® professional with 22 years of industry experience. He is currently affiliated with Eagle Strategies (NY Life) and has held roles with NYLIFE Securities LLC, ROI Financial Group, and Massachusetts Mutual Life. Outside of his advisory work, Alderson is involved in insurance brokering and property and casualty sales through his agency, Alderson & Gersitz Agency, Inc. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions delivered primarily through non-discretionary advisory relationships.

Nicholas Ruggirello is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 credentials and with 15 years of industry experience. He has worked with several firms including Stoll And Weller Insurance Services and Financial Group, Earmark Legacy Partners, NYLIFE Securities LLC, and New York Life Insurance Co. Ruggirello is also involved in insurance brokering under his own DBA, Earmark Legacy Partners. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored advice delivered through multiple program types with a significant portion of its assets managed on a non-discretionary basis.

Kevin Dorr is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at KeyBank since 2016, including his current role since 2019. Outside of his advisory work, he is the managing member of CASA DE MAMI LLC, a family-owned residential rental property. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and managed accounts, emphasizing client-directed investment decisions supported by non-binding recommendations and ongoing monitoring. The firm operates within the KeyCorp group and provides access to third-party discretionary managers along with supervisory oversight and periodic rebalancing.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at M&T Securities and Cadaret Grant & Co., Inc. before joining HSBC in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Richard Massaro Jr. is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Key Investment Services since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in model strategy selection while providing ongoing monitoring and due diligence of third-party advisory products.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with HSBC in various capacities since 2016 and was previously with LPL Financial from 2012 to 2014. Holmes is also a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm combines client-directed and discretionary investment solutions, utilizing model risk profiles and asset allocation strategies supported by affiliated global asset management and fund due diligence providers.

Benjamin Kopp is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Principal Securities Inc, Principal Life Insurance Company, Valic Financial Advisors, MML Investors Services, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is a co-owner of PKM Employee Services LLC, an entity established with partners to facilitate payment to non-registered private staff. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.