Peter Bushman is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., and M&T Securities. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider model that includes discretionary and non-discretionary portfolio management and integrates services from KeyCorp affiliates such as KeyBank and KeyBanc Capital Markets.

James Cosgriff IV is a CFP® professional at Independent Financial Partners with seven years of industry experience. He has worked previously at Securities America Advisors and Dopkins Wealth Management, LLC. Outside of his advisory role, he owns a wealth management firm and a tax preparation service that serves his own clients. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm provides a decentralized advisory model with specialized retirement-plan consulting and coordinated trustee services.

Benjamin Moloney is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at HSBC Bank USA, HSBC Securities, Prestige Asset Distribution, and Morgan Stanley. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services, with an emphasis on non-discretionary portfolio management and wrap-fee programs.

Robert Powalski III is a CFP® certificant with 15 years of experience at Guardian Life, where he has worked since 2011. He is based in Buffalo, NY, and serves as a partner in Praxis Financial Group, a financial planning practice. Powalski also holds a trustee role with the PGA Pathfinder, a charitable organization serving western New York. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides both advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments.

Jacob Glofka is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He worked at Metlife Securities Inc. from 1993 to 2017 before joining Mass Mutual Investors Services in 2017. Glofka previously owned an LLC that is currently inactive. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-based approaches supported by firm-approved analytical tools.

Jeffrey Gelormini is a financial advisor at OSAIC with 15 years of industry experience. He holds a Series 63 designation and has worked previously at Cetera Investment Services LLC and Foresters Advisory Services LLC. He is the owner of Nova Wealth, an LLC under which he conducts business with OSAIC, and also serves as a life insurance agent helping clients evaluate their insurance needs. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a multi-advisor platform supporting a range of investment programs.

Elroy Goodyear is a CFP® with 25 years of industry experience, currently advising at Cetera since 2022. His prior roles include 13 years at Saxony Securities, Inc. He is also the owner of Goodyear Financial Services, Inc., an expense management business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors and utilizes multiple program structures and custodial relationships.

Katie Catanzaro is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her prior work history includes roles at M&T Securities, HSBC Securities (USA) Inc., and Equitable Advisors. She is based in Amherst, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Blake Dougherty is a Senior Financial Advisor with Merrill Lynch Wealth Management in Williamsville, New York. Since joining the firm in 2015, he has focused on understanding the priorities of individuals, families, and businesses to provide personalized attention and customized investment management strategies. Blake leverages the investment capabilities of Merrill Lynch Wealth Management alongside the banking resources of Bank of America to support clients in addressing various aspects of their financial lives. Blake works closely with clients to identify key goals such as education funding, tax minimization, retirement planning, and wealth preservation. His expertise encompasses corporate benefits, executive compensation, family wealth management, liquidity management, and retirement income strategies, among other areas. His approach involves crafting disciplined strategies aimed at helping clients build, manage, and preserve wealth for current and future generations. Blake earned a Bachelor of Science degree in Finance from Bentley University in Waltham, Massachusetts, where he also played Division I Ice Hockey for four years. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional life, Blake enjoys football, golfing, ice hockey, watching movies, and practicing yoga.

Robert Oates is a financial advisor with OSAIC, holding a Series 63 credential and 37 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. from 2005 to 2024. Outside of his advisory role, he is president of a fixed insurance products company. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and flexible management strategies.

Shari Salim is a Series 66 licensed financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise in 2025, she worked at Keith S Roth LLC for six years and held positions at Zielinski Agency, Yancey's Fancy, Kohl's Department Store, and Pembroke Central School District. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach with access to third-party asset managers and offers services such as financial planning, consulting, and participation in a wrap program.

Jeremy Yolken is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rosemarie May is a financial advisor with LPL Financial in Williamsville, NY, holding a Series 63 designation and 14 years of industry experience. She has worked with LPL Financial since 2012 and also holds a position at Chemung Canal Trust Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining advisory services with a broad range of financial products and partnerships.

Richard Gibson Jr. is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Securities America Advisors and Securities America Inc. for eight years each. Outside of advising, he is involved in insurance sales through L&M Group. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, offering a range of advisory and brokerage services across multiple platforms.

Brendan Gawel is a financial advisor at MassMutual Investors Services with a Series 66 designation and three years of industry experience. His prior work includes roles at MassMutual Life Insurance Co., Pruco Securities LLC, and MML Investors Services, LLC. Outside of advising, he serves as a part-time assistant football coach at D'Youville College. MML Investors Services, LLC operates as a subsidiary of MassMutual and provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning using firm-approved analytical tools and offers specialized programs such as divorce planning and estate settlement services.

Matthew Burwick is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for Securities America Advisors and Securities America, Inc. Burwick serves on the boards of the Matthew Foster Foundation, a nonprofit supporting families with children battling cancer, and the Jewish Community Center of Greater Buffalo. He is also the owner of Legend's Creek Farm, which sells soap and hygiene products. OSAIC Wealth serves a diverse range of retail and institutional clients including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services with a model-based investment approach emphasizing asset allocation, portfolio optimization, and multiple program options including Unified Managed Accounts and third-party money manager programs.

Kristi Mahoney is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. She has held positions at The Prudential Insurance Company of America, Pruco Securities LLC, Kemper, Travelers, and Legal Debt Processing Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Joseph Bohen is a financial advisor at LPL Financial with 15 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc., Dopkins Wealth Management, Merrill, BNY Mellon Securities Corporation, and AllianceBernstein L.P. Outside of his advisory role, he is involved with Robert F. Fahey Jr & Associates, a business related to his work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms.

Evan Harof is a CFP® with six years of industry experience, currently affiliated with LPL Financial. He has held roles at Rampart Wealth Management and Commonwealth Financial Network. Outside of his advisory work, Harof serves as the treasurer for the CBS Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions, utilizing multiple investment strategies and platforms.

Timothy Talbot is a financial advisor with Cambridge Investment Research Advisors who holds a Series 63 designation and has 12 years of industry experience. His career includes roles at Cambridge Investment Research, Securities America, Next Financial Group, and Prudential Insurance Company of America. Outside of advisory work, he owns Attain Wealth Planning, a business involved in insurance and benefits services. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.