Alexis Switzer is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citi Group in 2025, Alexis worked at Equitable Advisors, LLC for one year and has a background that includes academic and retail roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm is notable for its large institutional scale, in-house research, and unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Gruber is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, Gruber owns and operates Gruber Insurance & Financial Services, where he sells and services various insurance products, and he serves as an exam monitor for New York State insurance continuing and prelicensing education. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm supports a large network of approximately 423 advisors and manages about $3.65 billion across over 37,000 client accounts, offering a range of managed-account programs including SMA, UMA, and fund-strategist options.

Richard Gruszewski is a financial advisor with Principal Financial Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bristol ID, FSP Advisors, Leigh Baldwin & Co., Axa Advisors LLC, and Xerox. He is also engaged in outside sales related to life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by these managers.

Mary Catherine Maclefko is a financial advisor with Lincoln Investment in Williamsville, NY, holding a Series 63 designation and 17 years of industry experience. She has worked at Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of finance, she is involved in accounting and office management at Allied Staffing and works as an independent contractor conducting site inspections of automobiles and commercial properties. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning and a range of investment programs supported by both strategic and dynamic research approaches.

Annamarie Pera is a financial advisor at Key Investment Services LLC with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at HSBC Bank USA and HSBC Securities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment strategy selection, ongoing monitoring, and access to third-party discretionary managers, operating within the KeyCorp group and maintaining relationships with affiliated entities such as KeyBank.

John White is a financial advisor with GWN Securities Inc. in Grand Island, NY, holding a Series 63 designation and bringing 44 years of industry experience. He has been with GWN Securities since 2007 and is also a partner at White, White & Cich Financial Services, where he assists clients with investment decisions. Additionally, he works as an independent insurance agent for life and variable insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a network of over 400 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based methods.

Kim Hall is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and 34 years of industry experience. He has worked at Principal Securities Inc. since 1992 and Principal Life Insurance Company since 1991. Kim also serves as a bank and trust officer to support and manage Principal retirement plan account relationships across the insurance, broker-dealer, and bank/trust divisions. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

George Dougherty III is a Series 66 licensed financial advisor with 25 years of industry experience. He is currently affiliated with VOYA Financial Advisors, Inc. and has been the owner and president of GeoCapital Wealth Management, LLC since 2022. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. serves a broad mix of individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and access to third-party money managers, primarily through non-discretionary advisory arrangements.

Egon Moldenhauer is a financial advisor with Primerica Advisors who holds a Series 66 designation and has nine years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance since 2016 and previously at MML Investors Services LLC and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, Moldenhauer serves as President and CEO of Vectorr Industries LLC and is a board member of the Buffalo Niagara River Land Trust and the Wincrest Sportsman's Association. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory relationships along with financial and retirement-plan consulting. The firm uses a mix of proprietary and third-party investment strategies across various account types and supports services such as securities-based lending and donor-advised funds.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. in Buffalo, NY, with 20 years of industry experience. He has been with HSBC Securities since 2013 and holds Series 63 and Series 66 designations. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm employs a multi-profile investment process and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Melissa Bertrand is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and nine years of industry experience. She has worked with Principal Life Insurance and its affiliated entities since 2015 and also spent several years with Wealth Management Services LLC. Outside of her advisory work, she serves on the board of the Richard Knights-Sue Kaderli Memorial Fund, where she participates in event planning, fundraising, community outreach, and media relations. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Craig Clark is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and also owns Clark & Company Wealth Management, LLC. Prior to this, he spent 16 years at Lincoln Financial Securities Corporation. Outside of his advisory work, Clark serves as a team manager for a youth hockey team in Buffalo, NY. Commonwealth Financial Network is a registered investment adviser that supports a national network of advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while offering advisors discretion to construct client portfolios from a broad array of securities and insurance products.

Paul Podsiadlo is a financial advisor with Principal Financial Services and holds the CFP® and Series 63 designations. He has 43 years of industry experience, including roles at Principal Life Insurance since 2017 and Principal Securities Inc. since 2016. Outside of his advisory work, Paul serves as chairman of the board at Fourteen Holy Helpers RC Church and is co-owner of PKM Employee Services LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Thomas Fino is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Key Investment Services and affiliated entities since 2016, including time at KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and investment products. The firm emphasizes client-directed model selection and ongoing product due diligence, operating within the KeyCorp group and maintaining relationships with affiliated financial entities.

Tyler Searles is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and Bank of America. Outside of his advisory role, he has worked as an Uber delivery contractor since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with its recordkeeping and administrative platforms.

Nate Waldmiller is a financial advisor at HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation with 12 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2015 and HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm combines strategic and tactical asset allocation advice with ongoing fund due diligence and monitoring, providing a mix of client-directed and discretionary portfolio management options.

Ryan Koenig is a financial advisor at Farther with 13 years of industry experience. He has held positions at Farther Finance Advisors, Apex Clearing, and Personal Capital Advisors. He holds Series 63 and Series 65 designations. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.

Andrew Cheatham is a financial advisor with Key Investment Services LLC in Buffalo, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at LPL Financial, M&T Securities, Edward Jones, Bank of America NA, and Merrill Lynch. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and managed account solutions. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence, operating within the KeyCorp group and working closely with affiliated entities such as KeyBank.

John Paolini is a financial advisor at Farther with Series 63 and Series 65 licenses and three years of industry experience. He has worked at Farther Finance Advisors, LLC since 2022 and was self-employed from 2013 to 2022. In his individual capacity, Mr. Paolini serves as the trustee of a trust. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct meetings. The firm offers discretionary investment management, retirement plan consulting, and non-discretionary recommendations, using a Modern Portfolio Theory-based approach with proprietary algorithmic model portfolios and automatic rebalancing.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 credentials and with 33 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with manager selection and ongoing fund monitoring.