John Joseph Gustin is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2019. He focuses on areas including retirement and estate planning, family wealth preservation, and business succession strategies. He provides services related to employee benefits planning, portfolio management, tax minimization, small business strategies, and retirement income. John Joe also works with endowments, foundations, and nonprofit organizations in the greater Scranton/Wilkes-Barre area. He holds a bachelor's degree from the University of Scranton and the professional designation of Personal Investment Advisor (PIA). He is affiliated with Merrill Lynch Wealth Management as part of his professional activities. John Joe serves on two local nonprofit boards, coaches baseball, and is a guardian for an elderly family member with dementia, reflecting his involvement in the community. He resides in Scranton, Pennsylvania. John Joe's approach as a financial advisor involves understanding clients' priorities and goals in order to develop strategies for their short-, mid-, and long-term financial objectives. He offers ongoing advice and guidance, integrating investment, banking, credit, home financing, and small business solutions to assist clients comprehensively.

Timothy McMullen is a Senior Financial Advisor based in the Scranton, PA office of Merrill Lynch Wealth Management. With over 27 years of experience in the financial services industry, he specializes in financial planning, portfolio construction, and management. Tim focuses on goals-based planning to assist clients in achieving their financial objectives for themselves, their families, and organizations. Tim holds a Bachelor of Science degree in Finance with a minor in History from the University of Scranton and is a qualified Portfolio Manager. His expertise spans wealth management, banking, financing, and institutional investment management. As a Portfolio Manager, he manages personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Beyond his professional role, Tim volunteers teaching economics to eighth-grade students at St. Paul's School in Scranton and serves on the board of Camp Freedom in Carbondale, PA, an organization assisting veterans and first responders with PTSD. He also participates in community organizations including The Friendly Sons of St. Patrick, local historical societies, and is a Knight of the Holy Sepulchre of Jerusalem. Tim resides in Scranton with his wife and three children.

Stephen Selige Jr. is a financial advisor at Edward Jones with nine years of industry experience and holds a Series 66 designation. He has been with Edward Jones for ten years. Outside of his advisory role, he has an interest in gas royalties through involvement with Expand Energy Corporation. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds.

Mohammed Najib is a financial advisor with Primerica Advisors in Kingston, PA, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His prior work includes roles at NEPA Trading & Investment LLC, Mann Corporation, PFS Investments Inc., and Primerica Financial Services. He is involved in the sale of investment-related products and receives additional compensation for referrals of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-based strategies managed by third-party asset managers and handles trade execution and custody through BNY Mellon Advisors and Pershing.

Michael Ricci is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 27 years of industry experience, including 15 years at Lincoln Financial Securities and three years at both MML Investors Services LLC and Mass Mutual Life Insurance Company. Ricci serves as an executive board member of the Boy Scouts of America, where he participates in reviewing operating proposals and voting on organizational procedures. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and provides a range of planning programs, including estate-settlement and employer-sponsored planning.

Arthur Daube is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He previously worked at Guardian Life for 21 years before joining Mass Mutual in 2022. Outside of his advisory work, Daube is involved in sound technician services for local bands and events and owns a video production business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring its client engagements as annual collaborative relationships that deliver written recommendations and use advanced analytics tools.

Ann Scoda is a financial advisor with Wells Fargo Advisors in Scranton, PA, holding a Series 63 designation and 27 years of industry experience. She has worked within Wells Fargo’s network since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing prior to her current position. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and planning tools to tailor client recommendations.

Donald Williamson is a financial advisor at OSAIC with 53 years of industry experience. He has worked at OSAIC since 2023 and has a longstanding history with Asco Financial Group, Inc. and FSC Securities Corporation, dating back to 1990 and 1997 respectively. In addition to his advisory roles, he serves as managing partner of AFG Pension Administration, a position he has held since 1991. OSAIC serves a diverse client base that includes individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios that include a variety of investment types.

Olivia Amesbury is a Series 66 licensed financial advisor with Ameriprise in Kingston, PA, where she has worked since 2020. She has three years of industry experience and previously worked briefly at Target. Outside of her advisory role, she supports owners with daily duties and provides financial planning through FFLIH, LLC, and also serves as a consultant focusing on leadership and training at INetwork NY LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income planning service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Louis Pettinato is a financial advisor with LPL Financial in Scranton, PA, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. He previously worked at Nationwide Insurance and Nationwide Securities LLC for five years before joining LPL Financial in 2018. Outside of his advisory role, Pettinato is involved as an artist and musician with Latin Express. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by proprietary research and various operational tools.

Jerome Mchale is a financial advisor at OSAIC with 18 years of industry experience. He holds the Series 66 designation and has worked at FSC Securities Corporation and Asco Financial Group, where he also serves as president. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services with a range of portfolio construction tools and third-party solutions.

Ralph Colo is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, following his time at Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. Its process involves structured discovery and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

William Bender is a financial advisor with Wells Fargo Advisors in Scranton, PA, holding the CFP® designation and Series 63 and 65 licenses. He has 40 years of industry experience, with prior roles at Merrill, Bank of America, N.A., and Wells Fargo Clearing Services LLC. Outside of his advisory work, he is co-owner of Sunset View Farm Heritage, LLC, with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm combines research and planning tools with optional brokerage and advisory programs delivered by its network of financial advisors.

Jude Stambone is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has worked at LPL Financial since 2011, with prior roles at Cadaret, Grant & Co., Inc. and Wells Fargo Clearing. He is also associated with Stambone Financial, a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Charles Parry is a CFP®-certified financial advisor with Edward Jones, where he has worked since 1999, totaling 27 years of industry experience. He is a partner in Bald Mountain Sportsman Club LLC, a converted non-profit hunting club, and serves as a board member for Lakeside Outing Club, a lake association in New Milford, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Conor Malone is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals, corporations, and nonprofit organizations achieve their financial goals by addressing their complete financial picture through a disciplined planning and investment process. Conor's approach involves listening carefully to clients, developing and implementing long-term strategies, and continuously evaluating and updating those strategies as circumstances evolve. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA). He is also licensed in Pennsylvania for Health Insurance, Life Insurance, Variable Annuities, and Long Term Care. Conor earned his Bachelor's Degree from Saint Joseph's University and is a member of the Friendly Sons of Lackawanna County. Conor resides in South Abington, Pennsylvania, with his wife, Ellen, and their four children. He is active in the community through organizations such as the Rotary Club of Scranton, Friendly Sons of Lackawanna County, and the Ignatian Volunteer Corps of NEPA. His personal interests include biking, football, golfing, ice hockey, skiing, and spending time with his family.

Nicole Reviello is a financial advisor with Ameriprise Financial Services who holds a Series 66 designation and has 22 years of industry experience. Her prior roles include positions at Merrill, Lincoln Financial Advisors Corporation, and Ameriprise entities dating back to 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Ameriprise Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Patrick Lenahan III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is the sole proprietor of Berkeky Street LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Christopher Albright is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Wells Fargo Advisors and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary account management.

Robert Maloney Jr. is a financial advisor at Stifel with 50 years of industry experience. He has held his current position since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide analyses and guidance for asset allocation, retirement, insurance, and estate planning.