Robert Moyer is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Fidelity, he worked for 25 years at The Vanguard Group, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it holds regulatory registrations and advisory roles that distinguish it among large institutional peers.

Isidore Ogoussan is a CFP® and ChFC® with 16 years of experience in the financial services industry. He is currently affiliated with Cambridge Investment Research Advisors and has prior work history with Penn Mutual Life Insurance Company, Hornor, Townsend & Kent, and MSI Financial Services. Outside of his advisory role, he serves on committees for the Delaware Africa Coalition and the Young Caribbean Professional Network, and is a board member of the Pennsylvania Restaurant and Lodging Association. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm provides access to multiple platforms, third-party advisers, proprietary model strategies, and supports both discretionary and non-discretionary management.

Julia Brufke Wenger is a CFP® and ChFC® with 28 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. She previously worked for Signator Investors Inc for ten years. Outside of her advisory role, she is an author of novels, a songwriter, and an inventor with a patent pending on a fashion item. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and model-based asset allocation strategies. The firm is notable for its scale, complex affiliate network, and use of third-party platforms for alternative investments.

Jeffrey Smith Sr. is a financial advisor at Mass Mutual Investors Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co. since 2007. He serves as a council member on the President’s Advisory Council at Alvernia University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved analytical tools to develop individualized plans and offers various investment and educational programs.

Steven Hofmann is a financial advisor with OSAIC in Reading, PA, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at NYLIFE Securities LLC, New York Life Insurance Co., and Grandview Financial Partners, LLC. Outside of his advisory work, he serves on the Endowment Committee for the Hawk Mountain Council Boy Scouts of America and is a board member of the Hofmann Family Foundation, a nonprofit organization. OSAIC is a large multi-advisor platform serving retail and institutional clients with a range of brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and supports a variety of investment strategies through an extensive affiliate network and third-party platforms.

Steve Reiter is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at SagePoint Financial, Inc. for 14 years. Outside of advisory work, he is involved in insurance sales focusing on life and long-term care. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of advisory and brokerage services through a multi-advisor platform emphasizing model-based asset allocation and portfolio optimization.

Courtnie Gray is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked at Good Life Advisors, LLC for 12 years and has been with LPL Financial for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors, supported by proprietary research and technology tools.

Ramsey Rayan is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for PIMCO Investments LLC for 13 years. He is based in Wyomissing, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

John Massaro Jr. is a financial advisor with Wells Fargo Clearing in Wyomissing, PA. He holds Series 63 and Series 66 licenses and has 24 years of industry experience, including roles at Wachovia Bank, N.A. since 2002 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Gary Miller is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at The Vanguard Group and Prudential Insurance Company of America. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Darren March is a CFP® with 25 years of industry experience, currently practicing at Raymond James Financial. He has been associated with Raymond James Financial Services since 2009 and leads March Lutz Wealth Management, a group he co-founded in 2016. Outside of his advisory role, he serves as President of the Avenues Foundation and participates in community activities, including a local charity basketball committee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, institutional, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Beth Wentzel is a financial advisor at Ameriprise with eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2016. Outside of her advisory role, she has ownership in a real estate business in Gilbertsville, Pennsylvania. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research and modeling with tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Thomas Lutz is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. Since 2016, he has also led March Lutz Wealth Management. Lutz is a part owner of a support company, SML Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a large network of advisors and affiliated firms.

Gary Remp is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been affiliated with Wachovia Bank, N.A. since 2007. Outside of advisory work, he manages rental property operations on behalf of his fiancée and serves as executor for his father’s estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and emphasizes diversification and modern portfolio theory in its investment approach.

Brian Hamm is a Series 66-licensed financial advisor with Thrivent Investment Management, where he has worked since 2021. He has four years of industry experience and previously held roles at CODY Computer Services, Inc. and Gateway Ticketing Systems, Inc. Outside of his advisory work, he prepares income tax returns for immediate family members on a private basis. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning focused on a broad range of topics and allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Stefanie Feinstein is a Series 66-credentialed financial advisor with Equitable Advisors, where she has worked since 2018. She has eight years of industry experience, including prior roles at AXA Advisors and SKIGITAL LLC. Outside of her advisory work, she is a part-time softball coach and adjunct professor at Immaculata University, and also works as a private softball instructor. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching clients to various advisory models and third-party asset managers.

Adam Hartzell is a financial advisor with LPL Financial in Pottstown, PA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at PFG Advisors, CUSO Financial Services, and Edward Jones. He is also involved with Diamond Credit Union, where he has been active since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sara Gdowik is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining in 2015, she has focused on providing goals-based wealth management and retirement planning services to individuals, families, and business owners. Sara works with clients to develop financial strategies tailored to their unique needs and regularly reviews progress and life changes to adjust plans accordingly. She also collaborates with businesses and HR professionals to design and manage 401(k) plans, offering fiduciary support and education. Sara holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Private Wealth Advisor® (CPWA®) designation, Certified Plan Fiduciary Advisor® (CPFA®) designation, and is a Bank of America Retirement Benefits Consultant. She earned a bachelor's degree in applied mathematics with a minor in economics from the University of Pittsburgh. Sara resides in Lancaster, PA with her family. She is involved with organizations including the American Cancer Society, Boys and Girls Club, and The March of Dimes, and maintains professional affiliations such as Prospectus Berco.

Brian Bubnis is a financial advisor at Morgan Stanley with 55 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Prior to that, he was employed by Citigroup Global Markets beginning in 1993. Outside of his advisory role, he operates a sole proprietorship involved in real estate. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm utilizes structured discovery conversations and proprietary planning tools, offering access to various investment strategies and broad financial services.

Giuseppe Monteleone is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 63 designation and has a background that includes multiple roles at PNC Investments from 2017 to the present, as well as experience at Symmetry Financial Group and Rivers Casino. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and emphasizing diversification and modern portfolio theory.