Patrick Tedesco is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. His career includes roles at Mutual of Omaha, Humana, and Waddell & Reed, Inc., among others. He also serves as a trustee for the Rose Tedesco Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Michael Chapman is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for seven years before joining Wells Fargo Clearing in 2021. Outside of his advisory role, Chapman serves as a part-time professor at Old Dominion University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jonathan Muhlendorf is a CFP® professional at OSAIC with 25 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 23 years before joining OSAIC in 2025. In addition to his advisory role, he holds licenses as an insurance agent offering accident and health, traditional life, disability, life settlement, and long-term care insurance, and assists clients with life settlements of fixed life policies. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, providing integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Daniel Ross is a financial advisor with Edward Jones in Virginia Beach, VA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm provides a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Gill is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining Raymond James in 2021, he worked at Truist Advisory Services and Truist Investment Services in 2021, and Bb&T Securities from 2013 to 2021. Outside of his advisory role, he has a personal investment interest in Koalafi. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a wide client base that includes individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting using a variety of portfolio management styles and firm-affiliated research, with notable activities in municipal advisory services and an extensive affiliate ecosystem.

Emily Robbins is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. She has previously worked with Virginia Asset Group, Monarch Bank, and Infinex Investments, Inc. She is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Garrett Smith is a financial advisor with Charles Schwab based in Virginia Beach, VA, holding Series 63 and Series 66 credentials and with six years of industry experience. His previous roles include positions at Meridian Wealth Partners and AXA Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary financial planning and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.

Brian Laroche is a financial advisor with MassMutual Investors Services in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with MassMutual and its affiliated entities since 2011. Laroche is involved as an education director and partner with the National Association of Federal Retirement Education Directors, where he conducts seminars for federal employees on their benefits. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers comprehensive planning using firm-approved tools and educational seminars, with a focus on collaborative annual client relationships.

Michael Travis is a CFP® with 49 years of experience in the financial services industry. He has been with LPL Financial since 2019 and previously worked for United Planners' Financial Services of America as a limited partner for 28 years. He also operates Financial Designs of Virginia, which has been active since 1984. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

James Harrington is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. He has been with Ameriprise since 2019. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations through a centralized consulting team.

Jason Bozard is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 16 years of industry experience. His prior roles include positions at Royal Alliance Associates and Jhfn Sii. Outside of advising, he serves as treasurer of a homeowners association and coaches youth athletics in Virginia Beach. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients through a network of independent Financial Professionals. The firm offers financial planning, investment management, and retirement advisory services with a range of portfolio management options, proprietary and third-party strategies, and both discretionary and non-discretionary investment implementations.

Jennifer Cornforth is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 63 designation and bringing 36 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Christopher Holladay is a CFP® certificant with 24 years of industry experience, currently affiliated with Raymond James & Associates since 2015. He serves as a trustee and successor trustee for a family trust, responsible for distributing trust assets according to the trust documents if necessary. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and fiduciary services through a variety of portfolio management styles and affiliated research.

Sean Connor is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. His prior work includes roles at Regent University, Duck Donuts, and Dick's Sporting Goods. He serves on the Board of Directors of ConnorMedia, Inc. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Ryan Russo is a financial advisor with Wells Fargo Advisors in Chesapeake, VA, holding a Series 66 credential and 10 years of industry experience. His prior roles include positions at Steward Partners, Elan Wealth Management, Freedom Street Partners, Raymond James Financial Services, and Merrill Lynch. Outside of his advisory work, Russo is a board member of the Chesapeake Rotary Club, where he coordinates club operations. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients meeting specific net-worth requirements. The firm uses proprietary research and planning tools to develop client recommendations, with optional implementation through various brokerage and advisory programs.

Maurice Clarke is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2006. Outside of his advisory work, Clarke owns and operates a business consulting and coaching firm serving business owners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative planning processes.

Alisha Auldridge is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she operates a food reviewing business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Morey is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2022, serving in various roles including Planning Consultant, Relationship Manager, and Financial Representative. Prior to his tenure at Fidelity, he worked as an Operations Specialist at Peak Brokerage Services from 2018 to 2019. In his work, Robert focuses on connecting with clients to understand their motivations and designing customized financial plans that align with their needs, goals, and preferences. His professional experience encompasses client relationship management and financial planning within the investment services sector. Outside of his professional role, Robert has personal interests that include baseball, fitness, hiking, outdoor adventures, snowboarding, and traveling.

Josef Paolo Equitan is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Financial in 2024, he worked at Emergent LLC and has held positions at Uber and T-Mobile USA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and research.

Parker Hannahs is a financial advisor with Osaic Wealth, Inc. based in Virginia Beach, VA. He holds the Series 66 designation and has six years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Group and served in a role with the Virginia Alcoholic Beverage Control Authority. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a network of affiliated advisors, employing asset-allocation tools and third-party platforms to construct portfolios that include a broad range of investment products.