Corey Holtz is a financial advisor at First Citizens Investor Services, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has held previous positions at Truist Advisory Services, TRUIST Investment Services, Inc., and Bb&T Securities, LLC. Outside of his advisory work, he serves as a trustee for a family trust. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client-focused process led by its investment adviser representatives and utilizes fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Albert Waisanen Jr. is a financial advisor at TIAA-CREF with two years of industry experience. He previously worked at Fidelity Personal and Workplace Advisors and Group Insurance Analysts/GIA Risk Management. Outside of his advisory role, he serves as a board member for The Park Homeowners Association Inc., where he participates in budget decisions and community meetings. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to donor-advised funds while operating within a vertically integrated group.

Ming Zeng is a financial advisor with Transamerica Financial Advisors in Morrisville, NC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and previously worked at SweetDeal4You from 2012 to 2020. Zeng is also engaged in the sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary model portfolios and access to third-party money managers, offering discretionary and non-discretionary program options.

William Johnson is a financial advisor at First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 66 and Series 63 credentials with 10 years of industry experience. His prior work includes roles at Charles Schwab and Bank of America. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses. The firm employs a client-centered process combining fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Dianxia Wang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and has affiliations with Clearwater Benefits and World Financial Group. Wang is also the owner of WT Evergreen Company, which operates as a pass-through entity related to her World Financial Group business. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, and charitable organizations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Stephen Parker is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC. He holds a Series 66 designation and has one year of industry experience. Prior to joining First Citizens Investor Services, he worked at First Citizens Bank for nine years and Wells Fargo Bank for three years. He serves as an officer and director on the board of the Johnston Community College Foundation, a nonprofit organization that coordinates private giving to the college. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client process centered on financial need assessments and applies fundamental, quantitative, and technical analysis to portfolio allocation across various asset classes.

Darryl Lindsey is a financial advisor with Valic Financial Advisors in Durham, NC, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He has been with Valic Financial Advisors since 2007 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants, offering discretionary managed-account programs, financial planning, and brokerage services.

William Carr is a financial advisor with First Citizens Investor Services, Inc., holding a Series 66 designation and nine years of industry experience. He has been with First Citizens Investor Services since 2017 and has worked at First Citizens Bank since 1995. Carr serves as a board member of Pretty in Pink Since, a nonprofit providing financial assistance to uninsured and underinsured breast cancer patients. First Citizens Investor Services, Inc. offers advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients, employing a client-centered process that includes fundamental, quantitative, and technical analysis across various asset classes. The firm provides portfolio management, wrap programs, model portfolios, and financial planning, with a significant focus on non-discretionary client accounts.

Jonathan Steiner is a CFP® professional with 29 years of industry experience currently serving at First Citizens Investor Services, Inc. in Raleigh, NC. He joined First Citizens Investor Services in 2023 after 11 years with PNC Investments. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client-centered process using fundamental, quantitative, and technical analysis to create investment allocations across various asset classes.

Demaris Arceneaux is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding the Series 66 designation and 13 years of industry experience. Arceneaux has been affiliated with First Citizens Bank and First Citizens Investor Services since 2016. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate entities. The firm offers portfolio management, wrap programs, model portfolios, and financial planning, utilizing fundamental, quantitative, and technical analysis to allocate investments across various asset classes.

Rachel Small is a financial advisor with Truist Advisory Services in Raleigh, NC, holding Series 63 and Series 65 designations. She has nine years of industry experience and has worked with Truist and its predecessor firms since 2016. Outside of her advisory role, she is a public notary. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

David Owen is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 credential and 18 years of industry experience. His prior roles include positions at PNC Investments and PNC Bank. First Citizens Investor Services serves individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate entities, offering advisory and brokerage services with a client process focused on financial needs, risk tolerance, and time horizon assessments. The firm employs fundamental, quantitative, and technical analysis for asset allocation across equities, fixed income, mutual funds, and ETFs.

Timothy Atkins is a CFP® professional with 17 years of experience in financial advising. He is currently with Commonwealth Financial Network and White Oak Financial Specialists, a private entity he owns that facilitates securities, advisory, and insurance business. Prior to these roles, he worked for Ic Advisory Services Inc and The Investment Center Inc for 12 years. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and multiple program structures, including customized and personalized indexing options.

Corey Overcash is a CFP® and ChFC® with 11 years of experience in the financial services industry. He has been with Valic Financial Advisors since 2014 and also holds a position as an agent with Agia, where he works with non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and maintaining a large network of advisors.

Thomas Griffith is a CFP® and holds a Series 65 license with 10 years of industry experience. He is currently with Brookstone Capital Management LLC and has prior experience at Insurance Advisor Associates, Inc., Gradient Investments, LLC, Cardinal Retirement Planning, Inc., and H.E. Scheil & Associates, Inc., where he also manages insurance-related business activities. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee programs. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis using a variety of strategies and model portfolios.

Frederick Freeman is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Bank of America, Fidelity, and Wells Fargo before joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals with existing TIAA employer retirement relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm combines point-in-time financial planning with ongoing discretionary management through model and customized portfolios.

William Creech is a financial advisor at First Citizens Investor Services, Inc. based in Raleigh, NC, with nine years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Wells Fargo and Commonwealth Financial Network. Creech serves as an officer and director on the Alumni Volunteer Corporation board for the NC Kappa Chapter of Sigma Phi Epsilon, supporting undergraduate students at East Carolina University. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm’s approach includes client assessments led by investment adviser representatives and diversified portfolio management utilizing equities, fixed income, mutual funds, and ETFs.

Garrett Letchworth is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at First Citizens Bank and First Citizens Investor Services, as well as a position at High Point University. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities, offering advisory and brokerage services. The firm employs a client-focused process led by investment advisor representatives and utilizes a range of investment strategies including portfolio management, wrap programs, and tax-aware services.

Jonathan Carter is a financial advisor with Valic Financial Advisors in Durham, NC, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at Valic Financial Advisors since 2017 and previously held roles at Primerica Financial Services and Primerica Advisors. Outside of his advisory work, he is involved as an agent with AGIA, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts using Envestnet’s platform and third-party model managers, supported by a large network of advisors and centralized technology solutions.

Alfred Jordano is a CFP® and Series 66-registered advisor at Creative Planning with 19 years of industry experience. He previously worked for Sullivan Bruyette Speros & Blayney for 14 years before joining Creative Planning in 2021. Creative Planning serves a diverse client base including individuals, corporations, foundations, and retirement plans, managing approximately $217 billion in assets. The firm employs a financial planning-led investment approach focused on low-cost indexing and buy-and-hold strategies, supplemented by advanced techniques such as direct indexing and tax-loss harvesting.