Jada Cardwell is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 66 registrations. Prior to joining TIAA-CREF, she worked at LPL Financial LLC and Principal Advised Services. Outside of her advisory role, she owns Cardwell Creative Concepts, a business unrelated to investing. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated group offering both model-based and customized portfolios.

James Grindo is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporations, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Sage Murphy is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining TIAA-CREF, Sage worked in various roles including food delivery services. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often supporting clients with existing TIAA-administered employer retirement relationships. The firm offers both point-in-time financial planning and ongoing discretionary portfolio management through model and customized portfolios.

Carolina Bentancort Moreira is an advisor with Fifth Third Securities, Inc. She holds Series 65 and Series 63 licenses and has been in the financial industry since 2024, with previous work experience spanning banking and retail. She also has experience working in the restaurant industry. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage channels, offering various managed account programs and portfolio management options. The firm operates as a wholly owned subsidiary of Fifth Third Bank and provides services to a substantial client base across multiple affiliated entities.

Michael Kutzleb is a financial advisor at TIAA-CREF with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and operates a vertically integrated advisory model that separates planning services from ongoing management, applying a fiduciary standard to its RIA services.

Christian Potts is an advisor at Fifth Third Securities, Inc. with Series 63 and Series 65 credentials. He has been with Fifth Third Securities since 2025 and has prior experience at Fifth Third Bank, Allied Universal, and All American Roofing. Fifth Third Securities, Inc. serves a wide range of individual and institutional clients through investment advisory and brokerage services. The firm offers various managed account programs on the Passageway platform, employing multiple portfolio management strategies and serving as a wholly owned subsidiary of Fifth Third Bank.

Derrick Longo is a financial advisor with Savant Wealth Management, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. His prior roles include positions at Exencial Wealth Advisors, Burns Wealth Management, Intercarolina Financial Services, and Wells Fargo Advisors. Outside of advisory work, he owns several rental properties in Kannapolis, NC, which contribute to a portion of his income. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm employs a blend of evidence-based, model-driven asset allocation and actively managed strategies, supported by affiliated accounting, legal, and trust services.

John Clement is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory role, he serves as president of two homeowners associations in the Charlotte area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates stand-alone planning services from ongoing portfolio management and offers customized investment options managed under a fiduciary standard.

Zachary Brock is a financial advisor with Principal Financial Services, holding a Series 66 credential and one year of industry experience. His prior experience includes roles at Cypress Benefit Solutions, Parks Insurance Group, and Employee Benefit Advisors. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel outside the United States. The firm’s advisory services encompass direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Travis Griffin is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and seven years of industry experience. He has been with Brookstone since 2018 and also maintains a long-term association with Harmony Wealth Group. Outside of his advisory role, he manages NC Financial Solutions LLC, a business focused on retirement income planning and insurance products, and operates an online retail company as well as teaching finance-related courses. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Troy Rozich is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds a Series 66 designation and has previously worked at HarrisDirect LLC and E*TRADE Capital Management LLC. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund.

Thomas Simonson is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. Prior to joining Creative Planning, he worked for nine years at Lockton Investment Advisors, LLC, Lockton Financial Advisors, LLC, and Lockton Companies, LLC. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. The firm employs a financial planning–led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, alongside supplemental approaches such as direct indexing and tax-loss harvesting, supported by a large advisory team and centralized investment infrastructure.

Khalif Croom is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Vanguard Advisers and Melaleuca. Outside of advising, he is a licensed real estate agent in Charlotte, offering services to clients interested in buying or selling homes. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management and serves as adviser to a donor-advised fund, operating within a vertically integrated group.

Michael Barboza is a financial advisor at Fifth Third Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has worked previously at Merrill and Bank of America. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with a unique combination of municipal-advisor registration and corporate affiliation.

Gavin Reber is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2023. His prior work includes roles at Enviro-Master, East Carolina University, QuikTrip, Tuition Landscape LLC, and Lincoln Charter School. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with pre-existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that distinguishes planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated group.

Donald Stouffer is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018. Outside of his advisory role, he owns a business manufacturing and selling bass fishing baits and also buys and sells collectible cards on eBay. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs primarily to individuals connected to employer retirement plans, as well as trusts, estates, and small retirement plans. The firm provides both point-in-time planning services and ongoing discretionary management, with a range of model and customized portfolio options.

Benjamin Kristoff is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His career has been primarily with Fifth Third Securities and Fifth Third Bank since 2011, with a brief tenure at Wcm. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, corporations, and institutional investors. The firm combines its broker-dealer and municipal-advisor registrations with a corporate affiliation to Fifth Third Bank, providing clients access to multiple managed-account programs, direct indexing, tax-overlay services, and a broad range of fund strategist options.

Robert Cousar Jr. is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2010. Outside of his advisory role, he serves as Secretary of the Board for the Charlotte Track Club, a nonprofit organization focused on promoting running and healthy living in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected through employer retirement plans. The firm offers a fiduciary standard for its RIA services and manages portfolios ranging from model-based to customized solutions under client-approved investment policies.

William King is a CFP® professional with 27 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has a long tenure at Kestra Investment Services, LLC as well as Massachusetts Mutual Life Insurance Company. King serves as secretary of the Concord Downtown Development Corporation Foundation Board, a local community organization. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Ty Grogan is a financial advisor at TIAA-CREF with two years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and UBS Financial Services. Grogan served four years in the US Army and currently receives disability compensation from the Department of Defense. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, and corporate entities. The firm operates a fiduciary advisory model that separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund through Charityvest.