Paul Vladem is a financial advisor with OSAIC, holding the PFS™ designation and Series 63 and 65 licenses. He has 41 years of industry experience, previously working at Investacorp Advisory Services, Inc. and Securities America, Inc. Vladem maintains an active CPA license which he uses in his advisory practice and serves as an investment committee member for the Jewish Federation of Broward County. OSAIC Wealth, Inc. serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services. The firm employs various asset-allocation tools and supports multiple investment platforms, providing tailored portfolio management with a broad range of investment options.

Barry Macdonald is a financial advisor with OSAIC in Hendersonville, NC, holding a Series 66 designation and having 25 years of industry experience. He has worked at Royal Alliance since 2016. Outside of his advisory role, he is president of Clear Picture Retirement Plans, an S-corporation involved in selling fixed annuities, and hosts a sole proprietorship managing bookings. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple managed account solutions. The firm employs firm-provided asset-allocation tools and supports a variety of investment products with discretionary and non-discretionary account management options.

Jamie Morton is a financial advisor with Merrill based in Hendersonville, NC. He holds a Series 66 designation and has 14 years of industry experience. He has been with Merrill Lynch since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary investment strategies developed by internal and third‑party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marie Swingle is a financial advisor with Ameriprise in Arden, NC, holding Series 63 and Series 65 licenses and totaling 26 years of industry experience. She has been with Ameriprise and its predecessor Ameriprise Financial Services, Inc. since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

James Bowers is a Senior Financial Advisor with Merrill Lynch Wealth Management, a position he has held since 2015. He began his career in financial services after earning a Bachelor of Arts in Economics from Hampden-Sydney College. James focuses on client areas including college education planning, divorce transition planning, family wealth management strategies, small business strategies, and retirement income. James holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in Black Mountain, North Carolina, with his son Beau and is active in the local community, volunteering with organizations such as Serve To LEAD in Asheville.

Larry Scott is a CFP® professional with 37 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked with Cambridge Investment Research and The Variable Annuity Marketing Company since 1996. Scott is the owner of Scott Financial Planning & Investments LLC in Asheville, NC, where he is active in financial planning and investment advisory services. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides multiple portfolio management options, including proprietary models and third-party strategies, under various custody and platform arrangements tailored to client objectives.

Hayley Nelson is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2016 and was previously involved with CharBar7 for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing internal and third-party managers with varied portfolio implementation approaches.

Amy Lewallen is a Series 66-licensed financial advisor with Morgan Stanley in Asheville, NC, with six years of industry experience. She has worked at Morgan Stanley since 2019 and previously spent 12 years at Camp Hollymont for Girls. Outside of her advisory role, she is involved with the Bair Foundation as a licensed foster parent. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include estate planning and investment strategies.

Tyrel Keplinger is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds the Series 66 designation and is also a staff officer in the North Carolina National Guard. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment solutions managed under a fiduciary standard.

Kenneth Millsapps is a financial advisor with LPL Financial in Asheville, NC, holding Series 63 and Series 65 credentials and possessing 16 years of industry experience. He previously worked at Parsec Financial Management for six years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Weintraub is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has been serving clients since 2010. He works closely with families, corporations, and non-profits to provide financial and banking advisory services through his access to Bank of America. As a qualified Portfolio Manager, Robert offers tailored investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment approaches. He also manages client strategies on a discretionary basis within the Firm’s Investment Advisory Program. Robert's expertise encompasses family wealth management, international wealth management, retirement planning, philanthropic planning, portfolio management, socially responsible and ESG investing, women and wealth, sports and entertainment, and tax minimization. He holds the Certified Investment Management Analyst (CIMA) designation from the Investment and Wealth Institute, which he earned after attending the Yale University School of Management in 2017. Additionally, Robert has earned the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned his bachelor's degree from Franklin & Marshall College. In addition to his professional work, Robert serves as President of the Board of the College Assistance Program, Inc. He has been recognized on the 2022 Forbes "Top Next-Gen Wealth Advisors Best-in-State" list, and his team, The Weintraub Adessi Group, was listed on the 2024 Forbes “Best-in-State Wealth Management Team” roster. Outside of work, Robert enjoys adventure sports, camping, cooking, gardening, hiking, music, reading, running, spending time with his family, and practicing yoga.

Nicole Foxworth is a financial advisor with LPL Financial in Asheville, NC, holding a Series 66 designation and 10 years of industry experience. She has worked at LPL Financial since 2023 and previously with Concourse Financial Group Securities from 2016 to 2023. Outside of investment advising, she is also employed at Everside Health, a healthcare company, where she has worked since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a variety of financial planning and investment management solutions through a large network of advisors and utilizes a broad platform that includes strategic, tactical, and alternative investment options.

Pamela Banks is a financial advisor at Edward Jones in Asheville, NC, with four years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2020. Outside of advising, she owns an online sales business on eBay and provides notary services to family and friends. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Brandon Powell is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds the Series 66 designation and has prior experience at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He is also involved with Nitelites, an organization he has worked with for over two decades. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored financial plans through its network of advisors.

Adam Groff is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked for HomeTrust Bank for ten years. Outside of his advisory role, Adam creates and posts videos of his dogs on YouTube. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

David Matz is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2009. Based in Asheville, NC, he holds the Series 66 designation. Outside of his advisory role, he manages multiple rental properties in the Asheville area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and services under a fiduciary standard, supported by a large network of advisors and branch offices across the United States.

Peter Niemczyk is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2007 and previously at A. G. Edwards & Sons, Inc. from 2004 to 2007. Outside of his advisory role, Niemczyk operates a personal business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a variety of strategic and customized investment approaches.

Abdul Ar Rushdi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Wells Fargo Advisors LLC since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Darcy Beeman is a CFP® professional with 25 years of industry experience, currently serving at Edward Jones since 2000. Based in Asheville, NC, Beeman holds the Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm with over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, supported by a nationwide network of more than 23,700 financial advisors.

David Meyer is a CFP® professional with 24 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63 and Series 66 licenses and is based in Asheville, NC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.