Joshua Coward is a financial advisor with Valic Financial Advisors in North Charleston, SC, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Cummings Wealth Management Group, Commonwealth Financial Network, and Mass Mutual Investors Services. Outside of advising, he serves as a notary public in South Carolina, providing document signing services to clients without charge. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Walter Pate Jr. is a CFP® professional with 29 years of experience in financial advising. He is currently with Truist Advisory Services and has previously worked at BB&T Securities, Bank of America, and Merrill. Outside of his advisory work, he serves as President of the Charleston Area Citadel Club, a nonprofit focused on fundraising to support Citadel-related causes. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through a combination of discretionary manager relationships and consulting supported by third-party platforms and manager arrangements.

Thomas Crittenden is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with First Command Advisory Services since 2015 and concurrently serves in the Air National Guard. In addition to his advisory role, Crittenden is an airline pilot for Delta Air Lines and teaches undergraduate Business and Management courses as adjunct faculty at multiple universities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers, using model portfolios composed of mutual funds, ETFs, and third-party managers.

Alan Glenn is a financial advisor with Truist Advisory Services in Mount Pleasant, SC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at TIAA, Mass Mutual Investors Services, and MSI Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Andrew Hendricks is a CFP® professional with 17 years of experience in the financial services industry. He is currently with Farther and has previously worked at Capasso Planning Partners LLC and AXA Advisors, LLC. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and offers discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm’s investment approach is based on Modern Portfolio Theory and combines bespoke allocations with proprietary algorithmic model portfolios.

Stephanie Mackara is a financial advisor at Beacon Pointe Advisors, LLC with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Charleston Investment Advisors LLC, BAM Advisor Services, Loring Ward, and The Wealth Management Alliance. Ms. Mackara is the author of the book *Money Minded Families*, published by Wiley, which focuses on financial education for children. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm uses a manager-driven investment approach with a proprietary “Focus List” and offers services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Timothy Vichaivattana is a Series 66 licensed financial advisor with six years at First Command Advisory Services and affiliated firms. He has five years of industry experience, preceded by eleven years of service in the United States Navy. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by centralized teams using prescreened third-party managers and model portfolios.

William Lankford is a financial advisor at First Command Advisory Services with eight years of industry experience. He holds the Series 66 designation and has worked at First Command Financial Planning, Inc. since 2018. Prior to that, he retired in 2016. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and oversee portfolios.

Jimmy Lewis is a financial advisor with Primerica Advisors based in Summerville, SC, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, and New York Life. Outside of his advisory work, he serves as executor and power of attorney for family estates. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services along with financial planning and retirement-plan consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a variety of account-level services such as lending solutions and donor-advised fund options.

Robert Cummings is a CFP®-designated financial advisor with Commonwealth Financial Network, where he has worked since 2009. He has 34 years of industry experience. Outside of his advisory role, he is the sole owner of GoatFest, LLC, an entity established for holding undeveloped real estate properties in Charleston County, SC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operations, technology, investment management, compliance, and practice-management support to affiliated advisors.

Crystal Avant is a financial advisor with Valic Financial Advisors in North Charleston, SC, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked with Valic since 2012 and owns Crystal Nellie Studio LLC, where she creates art outside of market hours as a personal hobby. Valic Financial Advisors serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models with options for tax and ESG overlays.

John Regan is a financial advisor at Truist Advisory Services with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at First Citizens Bank and First Citizens Investor Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Sean Link is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. He holds the Series 66 designation and has worked at Janney Montgomery Scott since 2019, following roles at Truist Investment Services, Truist Advisory Services, and BB&T Securities. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, and institutional clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Linsey Winkler is a CFP® professional at Corient with two years of industry experience. Her prior roles include positions at RGT Wealth Advisors, Landmark Bank, and Triad Financial Advisors. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that combines in-house strategies with third-party managers and risk management tools to align portfolios with client objectives.

Kerry Bliss is a financial advisor with Sanctuary Advisors, LLC, holding Series 65 and Series 63 credentials and having six years of industry experience. Prior to joining Sanctuary Advisors in 2023, Kerry worked at Concourse Financial Group Securities Inc and has been involved with Bliss Capital Advisors since 2012. Outside of financial services, Kerry serves as an instructor at the Perry Senior Center and is a board member and chair of Women United at the United Way of Lake County. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm operates through a network of over 400 independent investment adviser representatives, offering portfolio management, retirement plan consulting, and access to multiple investment strategies and platforms.

John Giannattasio is a CFP® and holds a Series 66 license with two years of industry experience. He currently works at Creative Planning and has prior experience at Sanctuary Advisors LLC, Sanctuary Securities, Inc., Snowden Lane Partners, and New York Life. Outside of finance, he has worked at Darling Oyster Bar and was affiliated with the College of Charleston and Complete Dismantling Services. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base including individuals, pension plans, trusts, and corporations. The firm uses a financial-planning-led investment approach featuring low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing over $295 billion in client assets.

Seth Twisdale is a financial advisor at Truist Advisory Services with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at First Citizens Bank and First Citizens Investor Services. Seth’s background includes four years at the University of South Carolina. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, to manage client portfolios and offer fiduciary support.

Cuyler Costanzo is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. Prior to joining Sequoia in 2025, he held roles at JP Morgan Investment Management Inc. and its affiliates from 2020 to 2025. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm uses a combination of model and custom portfolios, employing mutual funds, ETFs, individual securities, private and alternative investments, with research supported by fundamental, technical, and cyclical analysis.

Larry Weatherford Jr. is a financial advisor with Eagle Strategies (NY Life) and holds the CFP® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, including long-term roles at New York Life and Nylife Securities Inc. In addition to his advisory work, he operates under Weatherford Financial Group and is an independent associate offering prepaid legal memberships through Legal Shield. He also serves as a Notary Public, providing notary services to clients on a volunteer basis. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers solutions through various program types, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

David Galarza is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) and holds Series 65 and Series 66 credentials. He has 11 years of industry experience, including roles at National Life Group and Farmers Financial Solutions. Galarza also owns and operates insurance agencies and serves as secretary and board member of a homeowner’s association in North Miami Beach, Florida. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, incorporating both long-term strategies and options for shorter-term trading.