Lawrence Weissman is a CFA® charterholder affiliated with Cerity Partners LLC, where he has worked since 2014. He has five years of industry experience and previously spent one year at Ladenburg Thalmann Asset Management Inc. He holds the Series 63, 65, and 66 licenses. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, institutions, and pooled investment vehicles, managing approximately $166.2 billion in assets as of December 2025. The firm focuses on customized wealth management through client-specific investment profiles, combining quantitative screening, manager selection, and access to alternative and private market solutions.

James Stehr is a financial advisor with Kestra Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. His prior roles include positions at Citigroup Global Markets, Paragon East Advisors, and RBI Capital Management. Stehr also serves as an Assistant Vice President with NFP, supporting client services and business development within their Private Client Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including large plan sponsors. The firm offers fiduciary services, plan design, compliance testing, and a variety of investment solutions, serving a diverse client base that includes sovereign wealth funds and other large institutional investors.

Jonathan Hutson is a CFP® professional with eight years of industry experience, currently serving at First Command Advisory Services. He has been with First Command in various roles since 2018 and is also affiliated with the College of Charleston. First Command Advisory Services is an SEC-registered investment adviser focused on serving individuals, corporate, and charitable clients, with particular attention to active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to manage model portfolios and third-party manager selections.

Zahric Labat is a financial advisor with Equity Services, Inc. in Charleston, SC, holding Series 63 and Series 65 licenses and having one year of industry experience. His prior roles include positions at National Life Group, Cetera Wealth Services, LLC, and Avantax Investment Services Inc. Outside of advising, he has been involved with several entrepreneurial ventures, including Start My University LLC and Toyo Japanese Sushi Bar and Hibachi. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a broad client base that includes individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and combining long-term strategies with options for shorter-term trading.

Scott Soenen is a financial advisor at First Citizens Investor Services, Inc. with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including TD Bank, Truist Investment Services, Wells Fargo, and Northwestern Mutual. First Citizens Investor Services, Inc. serves individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate entities, offering advisory and brokerage services through Investment Adviser Representatives and third-party Portfolio Managers. The firm’s approach integrates fundamental, quantitative, and technical analysis to manage portfolios across a range of asset types.

Joseph Mcquaid is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 designations and 21 years of industry experience. His prior roles include positions at Imprint Wealth LLC, Eudaimonia Partners, WealthShield LLC, and New York Life Investment Management LLC, among others. Outside of financial advising, he is involved in personal coaching and business consulting through Expedition Ascend and Ascend Consulting Group LLC and holds a minority ownership stake in Imprint Growth Partners. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm offers wealth management, financial planning, and retirement plan advisory services using primarily long-term, customized portfolios that incorporate ETFs, mutual funds, and other investment vehicles.

Zachary Howes is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and bringing 11 years of industry experience. His career includes roles at Transamerica Life Insurance Company since 2020 and Edward Jones from 2017 to 2019. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed advice programs and investment education services. The firm’s approach incorporates proprietary software and model portfolios provided by Morningstar Investment Management, focusing on asset allocation, contribution guidance, and retirement planning through both discretionary and non-discretionary programs.

Justin Greene is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Prime Capital Investment Advisors, Nylife Securities, New York Life Insurance, and Edward Jones. Outside of his advisory work, he owns The Lowcountry Dugout, LLC, where he coaches and provides instruction to youth baseball players. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns through integrated financial planning and managed account solutions tied to Empower’s recordkeeping and administrative platforms.

Joshua Coward is a financial advisor with Valic Financial Advisors in North Charleston, SC, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Cummings Wealth Management Group, Commonwealth Financial Network, and Mass Mutual Investors Services. Outside of advising, he serves as a notary public in South Carolina, providing document signing services to clients without charge. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Walter Pate Jr. is a CFP® professional with 29 years of experience in financial advising. He is currently with Truist Advisory Services and has previously worked at BB&T Securities, Bank of America, and Merrill. Outside of his advisory work, he serves as President of the Charleston Area Citadel Club, a nonprofit focused on fundraising to support Citadel-related causes. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through a combination of discretionary manager relationships and consulting supported by third-party platforms and manager arrangements.

Thomas Crittenden is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with First Command Advisory Services since 2015 and concurrently serves in the Air National Guard. In addition to his advisory role, Crittenden is an airline pilot for Delta Air Lines and teaches undergraduate Business and Management courses as adjunct faculty at multiple universities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers, using model portfolios composed of mutual funds, ETFs, and third-party managers.

Alan Glenn is a financial advisor with Truist Advisory Services in Mount Pleasant, SC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at TIAA, Mass Mutual Investors Services, and MSI Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Andrew Hendricks is a CFP® with 18 years of experience in the financial services industry. He is currently with Farther, where he has worked since 2025, following prior roles at Capasso Planning Partners LLC and AXA Advisors, LLC. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform complemented by in-person meetings. The firm employs a Modern Portfolio Theory-based investment approach using proprietary model portfolios and algorithmic rebalancing, utilizing a mix of ETFs, mutual funds, individual equities, and fixed income.

Stephanie Mackara is a financial advisor at Beacon Pointe Advisors, LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Charleston Investment Advisors LLC and Loring Ward. Ms. Mackara is the author of the educational book *Money Minded Families*, which focuses on raising financially literate children. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement plan services, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm uses a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, and it acts as general partner for proprietary private funds and adviser to an interval fund.

Timothy Vichaivattana is a Series 66-licensed financial advisor with six years of industry experience, currently with First Command Advisory Services. His career includes over a decade of service in the United States Navy before transitioning to financial services roles within multiple First Command entities. First Command Advisory Services, Inc. serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and wrap-fee asset management programs, utilizing a centralized investment team to design and monitor model portfolios with discretionary management.

William Lankford is a financial advisor at First Command Advisory Services with eight years of industry experience. He holds the Series 66 designation and has worked at First Command Financial Planning, Inc. since 2018. Prior to that, he retired in 2016. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and oversee portfolios.

Jimmy Lewis is a financial advisor with Guardian Life in Summerville, SC, holding Series 63 and Series 65 licenses and with 11 years of industry experience. He previously worked at New York Life and Park Avenue Securities, with multiple roles spanning from 2014 to the present. Outside of his advisory work, Lewis serves as an executor of family wills and is involved with Swamp Fox Financial, LLC. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies through proprietary and third-party platforms, providing tailored financial planning and consulting services.

Robert Cummings is a CFP®-designated financial advisor with Commonwealth Financial Network, where he has worked since 2009. He has 34 years of industry experience. Outside of his advisory role, he is the sole owner of GoatFest, LLC, an entity established for holding undeveloped real estate properties in Charleston County, SC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operations, technology, investment management, compliance, and practice-management support to affiliated advisors.

Crystal Avant is a financial advisor with Valic Financial Advisors in North Charleston, SC, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked with Valic since 2012 and owns Crystal Nellie Studio LLC, where she creates art outside of market hours as a personal hobby. Valic Financial Advisors serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models with options for tax and ESG overlays.

John Regan is a financial advisor at Truist Advisory Services with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at First Citizens Bank and First Citizens Investor Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.