Joshua King is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His career includes roles at Advised Assets Group, LLC and GWFS Equities, Inc., both since 2022, as well as nearly a decade at Bank of America and Merrill from 2013 to 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, rebalancing, and savings rates through both point-in-time financial plans and optional managed account solutions.

Zachary Bishop is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Fidelity Brokerage Services and Bank of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, alongside broker-dealer execution, custody services, and derivatives trading capabilities.

Robert Bracey is a financial advisor at Independent Financial Partners with 18 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial and Southeast Consulting Group, which he owns and operates as an IT consulting business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform offering personalized investment strategies, centralized asset management options, and specialized retirement-plan advisory and pension consulting services.

William Nichols is a financial advisor with Principal Financial Services in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. He has previously worked at Green Wealth Management and Union Financial, Inc., and served ten years in the United States Navy. Outside of his advisory role, Nichols is the founding partner and lead wealth advisor at Executive Private Wealth, where he provides financial planning, insurance services, and educational seminars. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm provides financial planning, retirement consulting, and access to third-party money manager solutions through direct advisory programs and promoter arrangements.

Jason Sanders is a financial advisor with Principal Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Principal Securities Inc. since 2016 and with Principal Life Insurance Co. since 2009. Sanders serves as an advisory board member at the University of North Florida and is involved in fixed insurance sales, including fixed life, annuities, and health-related insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Karen Smith is a Series 65 licensed advisor with Wealthspire Advisors in Saint Johns, FL, where she has worked since 2018. She has 16 years of industry experience, including ten years at Convergent Wealth Advisors and a brief tenure with Montgomery County Government. Wealthspire Advisors provides wealth management, investment advisory, financial planning, and trust-administration services to a diverse client base, including individuals, corporations, retirement plans, and nonprofits. The firm employs a relationship-driven, customized investment process with an emphasis on diversified, institutional-style asset allocation and ongoing portfolio reviews.

Ryan Mallow is a financial advisor at Farther with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments for 13 years before joining Farther in 2023. Outside of his advisory role, he is also an independent insurance agent. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm applies Modern Portfolio Theory using bespoke and algorithmic model portfolios, focusing on ETFs, mutual funds, equities, and fixed income, and offers discretionary investment management alongside retirement plan consulting and private fund recommendations.

Christine Dixon is a financial advisor at Empower Advisory Group with 16 years of industry experience. She holds a Series 66 designation and has previously worked at Ameriprise Financial Services, Inc. and Charles Schwab & Co., Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s services emphasize long-term portfolio returns and annual rebalancing within an integrated platform tied to Empower’s recordkeeping and administrative systems.

Stephen Cefalu is a financial advisor at Commonwealth Financial Network with 10 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for seven years before joining Commonwealth in 2023. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $200 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs and access to third-party asset managers, supporting a wide range of investment strategies and services.

Cynthia Robinson is a financial advisor with TD Private Client Wealth LLC in Jacksonville, FL. She holds Series 63 and Series 65 designations and has five years of industry experience, including a long tenure at TD Bank N.A. from 1998 to 2021 prior to her current role. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm uses a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers, delivering portfolio management, financial planning support, and custody services.

Barbara Tilka is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and possessing 13 years of industry experience. Her background includes roles at Brighthouse Financial and Wealthwave Jax Partners LLC. Outside of advisory work, she is a business owner involved in the hospitality industry as a silent partner and serves as a board member of the Safe and Healthy Duval Coalition. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm’s approach emphasizes model portfolios and third-party managers, supported by multiple program platforms such as Transamerica ONE and the TFA365 Advisory Program.

Brett Rogers is a financial advisor at First Command Advisory Services with two years of industry experience. He holds Series 65 and Series 63 designations. Prior to his current role, he worked for over a decade at E Wortmann Machine Works. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs utilizing model portfolios managed by a centralized Investment Management Team.

Jason Collins is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2021, following ten years at Bank of America and sixteen years at Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, derivatives services, and bespoke solutions for high-net-worth clients.

Steven Thompson is a financial advisor at Empower Advisory Group with Series 63 and Series 66 registrations and eight years of industry experience. His prior experience includes roles at Bank of America and Merrill. He was also self-employed for three years before joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and client savings rates.

Miles Evans is a CFP® with four years of industry experience, currently serving as a financial advisor at Citigroup Global Markets in Jacksonville, FL. His prior experience includes roles at Fidelity Investments, MassMutual, Northwestern Mutual Investment Services LLC, and Brust Wealth Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of institutional scale and market roles, including swap dealer and futures commission merchant activities.

Maurice Ruhter is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also owns and operates Maury Ruhrer Tax Service, providing income tax preparation services. His professional background includes long-term roles at Wfg and JEA. Transamerica Financial Advisors serves a diverse client base including individual investors, employer-sponsored retirement plans, and charitable organizations. The firm employs a model portfolio and third-party manager approach to investment advisory, supported by a large network of advisors and multiple program platforms.

Devlin Root is a financial advisor with First Command Advisory Services, holding a Series 66 designation and six years of industry experience. Prior to his advisory career, he served 27 years in the United States Marine Corps. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Kellie Desrosiers is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Voya Financial Advisors since 2014. Outside of her advisory role, she owns KD Inspires, LLC, a company that provides tools and resources aimed at motivation and inspiration. She also has experience as an account executive selling skincare products with Rodan & Fields. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers comprehensive financial planning, portfolio management, and consulting services, delivering advice through various managed account and third-party money manager programs while primarily providing non-discretionary recommendations.

Nick Kostoff is a financial advisor with Fifth Third Securities, Inc. in Jacksonville, FL, holding Series 63 and Series 65 licenses and with 11 years of industry experience. He has been with Fifth Third Securities since 2015 and has also worked at Fifth Third Bank since 2012. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a wholly-owned subsidiary of Fifth Third Bank.

Ryan Ashley is a CFP® with 16 years of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC since 2017. Prior to joining MAI, he worked at TIAA-CREF and TIAA from 2016 to 2017. MAI Capital Management, LLC provides investment management, wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across a range of strategies and integrates financial planning and tax services into many client relationships.