Ryan Lee is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions, managing roughly $671 billion in assets with over 14,000 financial advisors.

John Curls III is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2014 and concurrently works with Vystar Credit Union since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research and model portfolios.

Andre Williams is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Securities LLC for nine years. Outside of his advisory work, he co-owns Poise and Execution, LLC, a business that sells sports memorabilia. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from internal and third-party sources with diversification principles and modern portfolio theory to support its investment decisions.

Juan Osorio is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has previously worked at Bank of America, Merrill, Edward Jones, Morgan Stanley, and Merrill Lynch, Pierce, Fenner & Smith. Outside of his advisory role, Osorio owns Cardkicksnflips LLC, where he live streams on weekends. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm combines internal research with third-party analytics and offers brokerage and advisory solutions across a large national platform.

Crystal Henning is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP® and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Allison Edge is a financial advisor with Equitable Advisors holding a Series 66 designation and six years of industry experience. Her work history includes roles in logistics, restaurant management, and education prior to her current position. Equitable Advisors serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset management programs. The firm relies on a network of Investment Adviser Representatives and third-party program sponsors for managing advisory solutions.

Jesus Lopez Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. He has been with Wells Fargo Bank, N.A. since 2015 and Wells Fargo Clearing since 2021, both based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of over 14,000 financial advisors and offers both brokerage and advisory solutions.

Thomas Kealy is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Joshua Brantley is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. Located in Jacksonville, FL, he serves clients through Merrill's extensive institutional platform. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and various institutional entities.

James Deberry III is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at LPL Financial since 2017 and concurrently at VyStar Credit Union since 2014. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

David Kistner is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Bank of America and Merrill Lynch since 2010. Outside of his advisory role, he owns Pinewood Restorations, a business focused on refinishing and repurposing antique furniture. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with portfolio implementation tailored to various investor needs.

Tiffany Kramer is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds a Series 66 designation and has held positions at Truist and Pinnacle Bank/Pinnacle Financial Partners. In addition to her advisory role, she works as a licensed bank associate at Pinnacle Asset Management, where she engages with clients on banking and investment needs. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning using analytical tools to support client goals and offers specialized advisory programs and services such as municipal advisory work and SIMPLE IRA employer consulting.

Laura Paz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior experience includes 14 years at Gwfs Equities Inc/Great West Life & Ann Ins Co before joining Wells Fargo in 2021. She is also a commissioned notary public in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Carolyn Pozzi is a CFP® with 35 years of experience in the financial industry. She is currently with Cetera, where she has worked since 2019, following prior roles at firms including LPL, VyStar Credit Union, Regions Bank, Woodbury Financial Services, and Questar Capital Corporation. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Kat Neff-Whitner is a Planning Consultant at Fidelity Investments, a position she has held since 2023. She began her career at Fidelity as a Workplace Planning Associate in 2022, advancing to Workplace Planning Consultant in 2023 before assuming her current role. Her professional focus centers on developing personalized financial plans that reflect the unique priorities and circumstances of each individual client. Kat holds a California Insurance License, supporting her capabilities in providing comprehensive financial advice. She emphasizes building strong relationships and trust with clients to create effective financial roadmaps tailored to their goals. Outside of her professional work, Kat enjoys fishing, fitness activities, social events with friends, snowboarding, surfing, and volunteering.

Michael Mason II is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and business owners simplify complex financial decisions and build strategies that support both personal wealth and business outcomes. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Michael's expertise includes retirement planning, wealth management, portfolio design, and planning support tailored for individuals, families, and small businesses. He works closely with clients to develop personalized financial plans that integrate key areas such as retirement readiness, education funding, and estate considerations. Michael also collaborates with attorneys and tax professionals to address estate and planning needs, and supports lending requirements through his access to Bank of America. He earned a Bachelor's Degree from The Baptist College of Florida and a Master of Business Administration (MBA) from Jacksonville University. Michael lives in Jacksonville, Florida, where he enjoys playing kickball, pickleball, traveling, and spending time with his family. He is involved in his community and is a member of the Jax Chamber.

David Stanton is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked previously at PNC Bank, BBVA, and Bank of America Corporation. Stanton is based in Jacksonville, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational functions.

Terry Stephenson is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2016. Outside of his advisory role, he helps family members with investment consulting through his ownership of a private investment-related entity and is a commissioned notary public in Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Ericka King is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at Raymond James Financial Services, PWA Securities, and Provenance Wealth Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through advisory programs that include tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured financial planning tools supported by its Global Investment Committee’s analyses.

Scott Bostick is a Series 66 licensed advisor at Equitable Advisors with one year of industry experience. His prior work includes roles at B. Riley Wealth, CNB Management Partners, LLC, and Pina, as well as employment at the University of Florida. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing a range of third-party advisory programs and proprietary solutions.