Michael Turnage is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been associated with PFS Investments since 2010 and Primerica Financial Services since 1993. Outside of advising, he also works as a contractor for Cerifi and is involved in sales of home-related products through affiliates of PFS Investments and Primerica Mortgage. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm utilizes third-party asset managers and employs a tiered wrap fee structure, focusing on curated investment models rather than institutional plan management.

Kevin Sheehan is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Prior to his financial career, he worked at McDonnell Douglas Aerospace, a Boeing Company subsidiary, for 37 years. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts primarily for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and uses third-party asset managers vetted through an independent consultant.

Kylie Kall is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has been with Merrill since 2016 and is also involved with Painting with a Twist, an outside business activity she has participated in since 2014. Kylie previously served at The Cummer Museum of Art & Gardens from 2014 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bonnie Smith III is a financial advisor at Ameriprise with 29 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. Outside of her advisory role, she is involved in a business called ColePark, which is not investment-related. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing the use of Ameriprise-managed accounts and algorithmic automation in its approach.

Christine Caldwell is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo entities since 2011, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evonne Heykens is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 13 years before joining Wells Fargo in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Williams is a financial advisor with LPL Enterprise and holds the Series 63 and Series 66 designations. He has 17 years of industry experience, including six years at Fidelity Personal and Workplace Advisors and 14 years of service with the United States Marine Corps Reserves. Williams operates under the Alpha Wealth Group, a financial planning practice affiliated with LPL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolio programs, and access to brokerage and insurance products through an integrated advisory and brokerage platform.

Andrew Frederick is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior work history including roles at Congruent Wealth and VyStar Credit Union. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Craig Fertenbaugh is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, Fertenbaugh serves on multiple local boards, including the Rotary Club of Mandarin as Youth Services Director and the Mandarin Oaks Elementary School Advisory Council. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

David Marr is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Enterprise in 2026, he worked at several First Command entities, including advisory and brokerage services, from 2023 to 2026. His background includes experience in manufacturing and retail sectors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, model portfolio programs, and access to brokerage and insurance products through its integrated platform.

Janet Shatto is a financial advisor at UBS Financial Services with 28 years of industry experience. She has been with UBS since 2005 and holds the Series 63 and Series 65 credentials. Outside of her advisory role, she is involved in a small business, The Purple Winged Pop Up, which sells crafts and miscellaneous items online and at local craft fairs. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management and offers both proprietary research and a broad range of capital markets services.

James Hobson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He joined Cambridge in 2017 after a prior role at Signator Investors. Outside of advisory work, he serves as a law enforcement officer with the Jacksonville Sheriff’s Office and engages in charitable fundraising for the Fraternal Order of Police. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers a range of financial planning, investment management, and retirement advisory services through independent Financial Professionals and utilizes both proprietary and third-party model strategies across multiple platform arrangements.

Wesley Stapp is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Bank NA and Wells Fargo Advisors LLC. He is based in Jacksonville, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Cory Wilcox Vasquez is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2019, with prior experience at Merrill and VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options supported by proprietary research and third-party subadvisors.

Robert Yarbrough is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2024. He previously worked at Bank of America and Merrill for 11 years. Yarbrough serves on the Board of Directors for Family Renew Community and is a past board president. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling to provide tailored, tax-efficient retirement recommendations.

Jason Rhodes is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and five years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021, following a one-year tenure at Reditus Labs. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework into its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Aaron Noles is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Mantay & Company. Noles is also involved with Mantay & Company Insurance and Financial Services as a financial planner. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model wealth portfolios, third-party asset management arrangements, and brokerage and insurance products through an integrated platform.

Craig Walker Jr. is a financial advisor with Merrill who holds the Series 66 designation and has eight years of industry experience. He has worked at Merrill and Bank of America since 2018 and previously held roles at Trademark Sports Management, Foreside Fund Services, and Angel Oak Capital Advisors. Outside of his advisory work, he serves as president and advisory board member of the River City United Foundation, a charitable organization focused on engaging young professionals in Jacksonville-based philanthropy, and is a board member of the University of Georgia Young Alumni Board. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, institutional, and charitable clients.

Olajide Amoran is a Financial Advisor at Merrill Lynch Wealth Management. He is engaged in providing financial advisory services within the wealth management sector. Specific details about his experience, areas of expertise, education, credentials, or personal interests were not provided.

Robert Walls is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with LPL Financial since 2013 and previously worked at Space Coast Credit Union for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.