Regina Grace is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and bringing 30 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individual, institutional, and municipal clients, offering a range of financial planning and advisory services with an emphasis on tailored, non-discretionary investment consulting.

Julia Schap is a financial advisor with Morgan Stanley in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by approved tools and models such as Monte Carlo simulations.

Gregory Jordan is a CFP® with 18 years of industry experience and is currently affiliated with Cetera. He has worked at Cetera and Cetera Wealth Services since 2023 and has been involved with Shoemaker Financial Services Inc. since 2015. Jordan also has experience in fixed insurance sales through Shoemaker Financial Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms and third-party money managers.

Amber Patterson is a financial advisor with Raymond James Financial in Memphis, TN, holding Series 66, Series 65, and Series 63 registrations and bringing 13 years of industry experience. Her prior experience includes roles at Pinnacle Financial Partners, Pinnacle Asset Management, and First Horizon. She is also employed with Pinnacle Asset Management in a non-investment-related capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm utilizes tailored planning and risk-profiling tools and offers a range of advisory programs, including municipal and public finance services and SIMPLE IRA Employer Advisory & Consulting solutions.

Kyle Krebs is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 66 designation and five years of industry experience. Before joining Mass Mutual in 2020, he worked with the Memphis Grizzlies and Memphis Redbirds. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and delivers written recommendations focused on investment categories and strategies.

Sophia Tashie Williams is a financial advisor with UBS Financial Services in Memphis, TN. She holds the Series 63 and Series 66 designations and has four years of industry experience. Her prior roles include positions at Fidelity Investments and Shred 415, as well as work at the University of Memphis. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Todd Proctor is a Planning Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he served as a Financial Consultant at Fidelity Investments from 2020 to 2023. His professional background also includes experience as a Branch Manager at TD Ameritrade, Inc. from 2018 to 2020 and as a Financial Consultant at Charles Schwab & Co., Inc. from 2014 to 2018. Todd holds an Arkansas Insurance License, which supports his work in financial consulting and planning. He emphasizes the importance of communication in the financial services industry, aiming to build deep and ongoing connections with clients to establish and develop financial plans over time. Outside of his professional role, Todd enjoys football, hiking, spending time with friends at social events, being at the lake, listening to music, and traveling.

Christopher Yarbrough is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 66 designations and possessing 21 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting services primarily on a non-discretionary basis with access to a broad range of investment strategies and affiliated research.

Jamey Barham is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. Prior to joining Wells Fargo in 2025, he spent eight years at Wunderlich Securities, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its Investment Institute with third-party data to support diversified investment strategies.

Katrina Ridgeway is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2018, with prior experience at Benchmark Wealth Management and First South Credit Union. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients through a broad network of representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research, model portfolios, and various program offerings.

Khallada Simpson is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has prior experience with firms including Massachusetts Mutual Life Insurance Company and Equitable Advisors LLC. Outside of his advisory work, he is an independent contractor for Lyft and Uber and works seasonally with Amazon.com Services. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal finance and employer retirement plans.

Sean Clark is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 65 and Series 63 credentials. He has one year of industry experience and previously worked at Fifth Third Securities, Regions Bank, and in eCommerce roles at Walmart and Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages over $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

James Whitehead is a CFP® professional with 24 years of experience in financial services. He is currently with Ameriprise and has held previous roles at his own practice, James D. Whitehead, as well as Shoemaker Agency, Securian Financial Services Inc., and Minnesota Life. Outside of his advisory work, he is involved in a consulting business focused on property and casualty insurance. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Benjamin Nicol is a financial advisor with Raymond James Financial in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. He has worked at Pinnacle Financial Partners and Raymond James Financial since 2022 and previously spent nearly a decade with FTB Advisors, Inc. Nicol is involved with Fountain Financial Group, a marketing entity within the Raymond James and Pinnacle Financial Partners network. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth individuals, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and is noted for its municipal advisory affiliation and specialized plan-level consulting services.

Justin Kreis is a financial advisor with Raymond James & Associates in Memphis, TN. He holds a Series 66 designation and has 18 years of industry experience, including 13 years with Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Elizabeth Smith is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2013. Prior to her advisory role, she worked in the fitness industry at Golds Gym and Desoto Athletic Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Nathan Travis is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding a Series 66 designation and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Monica Wiesel is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Tate Charping is a financial advisor with Cetera, holding a Series 66 license and one year of industry experience. His background includes roles at Cetera Wealth Services and the United States Probation Office, as well as teaching positions at the Regents School of Oxford. He is also a financial advisor at Shoemaker Financial, focusing on financial planning, investment planning, and insurance planning. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and financial planning services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers access to various investment strategies and third-party managers across multiple program structures and custodial relationships.

Louis Allen Jr. is a financial advisor with LPL Financial based in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at LPL Financial since 2025 and has concurrent experience with Ftb Advisors, Inc. and First Tennessee Brokerage, Inc., spanning over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research and portfolio management tools.