Theresa Dutridge is a financial advisor with LPL Financial, holding a Series 66 license and seven years of industry experience. Her prior roles include positions at OSAIC Wealth, Royal Alliance Associates, Fifth Third Securities, Fifth Third Bank, and Edward Jones. She is also a State of Ohio Notary Public and serves as a supervision and compliance officer for Savage and Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational tools and a broad network of investment adviser representatives.

Brenda Kennedy is a Series 66 licensed financial advisor with 12 years of industry experience. She is currently with OSAIC and has previously worked at Asset Dynamics and FSC Securities Corporation. Outside of finance, she assists with bookkeeping and payroll duties at an industrial repair and manufacturing business. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of advisory and brokerage services through a multi-advisor platform. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by risk assessments and rebalancing tools.

Patrick Convery is a financial advisor at Ameriprise with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved with A2 Business LLC in a financial advisor capacity. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement planning focused on income sources and tax-aware withdrawal strategies.

Luis Ramirez is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Savage & Associates since 1996. Ramirez also serves as an education and training coordinator, assisting new advisors in personal planning and development. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supporting a range of strategies and third-party manager selections.

Rabindra Mahabir is a financial advisor with Osaic Wealth, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Royal Alliance since 2012. Outside of his advisory role, Mahabir is a notary public and has experience marketing and selling life and health insurance products through a limited liability company. Osaic Wealth serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports various account types and employs a complex affiliate network to deliver its investment solutions.

Leena Bhojraj is a financial advisor with LPL Financial in Toledo, OH, holding Series 63 and Series 65 licenses and having 19 years of industry experience. Her prior roles include positions at Capital Management Strategies LLC, Cadaret, Grant & Co., Inc., and PNC Wealth Management. She also serves as a wealth advisor for a non-variable insurance business in Toledo. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Richard Bechtel III is a financial advisor with Cetera and holds Series 63 and Series 65 designations, with 41 years of industry experience. He has worked at Cetera since 2021 and previously at VOYA Financial Advisors for seven years. Bechtel is the owner and president of Bechtel Financial Services, a financial services and insurance business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Tim Toland is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, with 42 years of industry experience. He has worked with Cetera since 2018, following a long tenure at Savage & Associates from 1975 to 2018. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various discretionary and non-discretionary program options.

Michael Connole is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Connole serves as a FINRA arbitrator and holds board positions with the American Legion Post 211 and the Cleveland Clinic. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software tools and offers structured, annual financial planning engagements tailored to client goals.

Laura Slusher is a financial advisor at Edward Jones with eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at Sinclair Television NBC 24 from 2014 to 2017. Outside of her advisory role, she has done voice work for a video production company, Allied Media, based in Toledo, OH. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

James Kennedy Jr. is a financial advisor at LPL Financial with 49 years of industry experience. He holds a Series 63 designation and has worked at Cetera and Vestax Securities Corporation prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms, providing a broad range of advisory and brokerage services.

Jeffrey Levesque is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2001 and brings a financial services career that began in 1990. Jeffrey focuses on providing clients with tailored financial and investment recommendations to support wealth accumulation, preservation, and transfer. His approach involves creating customized wealth management strategies that address retirement planning, trust and estate planning, business transition planning, and individual wealth preservation, often collaborating with family tax accountants and attorneys. Jeffrey’s expertise extends to family wealth management, defined benefit plans, legacy planning, philanthropic planning, ESG investing, and corporate investment strategies. He holds a Bachelor's degree from the University of New Brunswick and the Personal Investment Advisor (PIA) designation. Jeffrey participates in community activities such as the Toledo Rotary Club and dedicates time to volunteering. Outside of his professional responsibilities, he enjoys camping, gardening, golfing, ice hockey, and photography.

Douglas Rechtine is a financial advisor at Mass Mutual Investors Services with 39 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, following a two-year tenure at MetLife Securities Inc. He also operates as an independent insurance agent specializing in dental and group disability income, fixed annuities, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning relationships to deliver written recommendations.

Lamont Stewart is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera Advisors LLC since 2013. Outside of his advisory role, Stewart serves as a director for a nonprofit focused on financial literacy education. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Zebradee Jackson is a financial advisor with Raymond James Financial in Perrysburg, OH, holding Series 63 and Series 65 licenses and 27 years of industry experience. His career includes roles at Osaic FA, Inc. and Citizens Securities, Inc. He is also involved as an associate with FM Investments, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, corporations, and institutional entities. The firm employs analytical tools for tailored non-discretionary planning and supports advisory programs with a focus on technology and municipal advisory services.

Liam Rabe is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as a Workplace Planning Consultant at Fidelity Investments from 2022 to 2026, and as a Financial Associate at the same firm from 2020 to 2022. In his current position, Liam focuses on collaborating with individuals and families to develop financial plans aligned with their lifestyle values and goals. Liam's experience spans various facets of financial consulting within Fidelity Investments, where he has progressed through roles that emphasize workplace planning and financial association. His approach centers on understanding clients' unique situations to build confidence in their financial objectives. He encourages clients to engage in personalized planning to address their specific needs.

Robert Heisler is a financial advisor with Edward Jones in Toledo, OH, holding a Series 63 designation and 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1987. Outside of his advisory role, he serves as a board trustee for Toledo Children's Hospital (Promedica). Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment strategies. The firm is known for its large network of advisors and branch offices, as well as for providing affiliated investment products and securities-based lending options.

Joel Spotts is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Before joining Edward Jones, he worked in various roles including assistant funeral director at Urbanski's Bedford Funeral Chapel and held positions in companies such as Spotts Excavating & Paving and Fresh Products LLC. He also has experience working at The University of Toledo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Derek Cipiti is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2005. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and planning on topics such as retirement, income tax, estate, and special needs, without managing portfolios or providing institutional advisory services.

William Weikum is a financial advisor at J.P. Morgan Securities in Toledo, OH, holding a Series 66 designation. He began his career in the industry in 2025 with Northwestern Mutual before joining J.P. Morgan in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program is supported by centralized due diligence and incorporates both quantitative and qualitative research methodologies.