Matthew Skotynsky is a financial advisor with Raymond James Financial in Perrysburg, OH, holding a Series 63 designation and 27 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2006. Outside of his advisory role, Skotynsky is involved as owner or president of several local businesses, including a business he leads as president and owner, Rockledge4msko LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm delivers tailored non-discretionary planning and consulting using risk profiling and modeling tools, and supports clients through a broad advisor network and institutional consulting services.

Joel Tschantz is a financial advisor at OSAIC with 33 years of industry experience. He has been with OSAIC since 2013 and has a long-standing affiliation with Savage & Associates dating back to 1984. Outside of his advisory work, he is a 25% owner of Handy Twine Knife Company and is involved in buying and selling sports memorabilia as a hobby. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization, providing various investment programs and third-party manager options.

Stephen Morr is a financial professional at OSAIC with 32 years of industry experience. He holds the Series 63 designation and has worked at OSAIC since 2023, following a decade at Royal Alliance and over three decades at Savage & Associates. Outside of advisory work, Morr is involved in building spec homes for resale, financing construction projects under a building contract. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process utilizes model-based asset allocation and portfolio optimization tools, supporting a range of client strategies through affiliated broker-dealer and RIA relationships.

Gregory Durivage is a financial advisor with Thrivent Investment Management in Waterville, Ohio. He holds Series 63 and Series 66 licenses and has 12 years of industry experience, all with Thrivent Financial since 2014. Outside of his advisory role, he serves as a council member for Zion Lutheran Church in Waterville. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm focuses on holistic, goal-based planning covering a wide range of topics, while keeping planning and managed-account services separate.

Mark Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and over 40 years of industry experience. He has worked at OSAIC since 2023 and previously spent 10 years at Royal Alliance. Smith is also the owner of a sole proprietorship focused on the sale of life, health, and disability insurance products. OSAIC Wealth serves a diverse range of clients, including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with portfolio optimization tools and offers various managed account programs, supported by a complex affiliate network and private-equity ownership.

Bernard Barrow Jr. is a CFP® professional at OSAIC with 21 years of industry experience. He previously worked at Securities America Advisors and PNC Wealth Management and serves as a trustee for the Boys and Girls Clubs of Toledo. He is based in Maumee, OH. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Robert Pietras is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 65, Series 66, and Series 63 credentials. His prior experience includes roles at Royal Alliance, Russel A Karban Financial, Plante Moran Financial Advisors, and Edward Jones. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, providing advisors with a range of managed strategies and third-party manager options.

Dale Seymour is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, having worked at Mass Mutual Investors Services since 1982 and holding leadership in Seagate Benefits Administrators, Inc. since 1981. Seymour serves on the boards of the Skylight Foundation and the Central Catholic High School Foundation, where he is involved in charitable discussions and oversight of scholarship awards. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational seminars.

Michael Sordyl is a financial advisor at OSAIC with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining OSAIC in 2018, he worked for John Hancock/Signator Investors, Inc. for 12 years. He serves on the Endowment Committee for the Toledo Opera Association, reviewing investment statements of the organization's endowment assets. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and a range of managed account programs.

Renee Masserant is a financial advisor with Morgan Stanley in Perrysburg, Ohio, holding a Series 66 designation and seven years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously at Wells Fargo Clearing and OBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides comprehensive financial planning and advisory services, utilizing firm-approved tools and methodologies to support client financial goals.

Michael Buganski is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding 24 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2012. Outside of his advisory role, Buganski is involved in individual life and health sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual collaborative relationships using firm-approved tools to analyze goals and deliver written recommendations.

Lea Skotynsky is a financial advisor with Raymond James Financial, holding Series 66 and Series 63 licenses and possessing 20 years of industry experience. She has been associated with Raymond James Financial Services, Inc. since 2006. Outside of her advisory role, she is the owner of two LLCs involved in rental real estate operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with additional capabilities in municipal advisory work and specialized retirement plan consulting.

Andrew Smigelski is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and six years of industry experience. Before joining OSAIC in 2020, he worked at Skylight Financial Group and Kuhlman Corporation. Outside of his advisory role, he coaches a high school baseball team and serves as Board Chair Elect for Epic Toledo, a nonprofit focused on networking and career development for young professionals. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, affiliate network, and diverse investment programs.

Jennifer Todd is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at Avantax Advisory Services and Avantax Investment Services Inc. before joining Cetera in 2025. In addition to her advisory role, she serves as a senior tax preparer and office manager at Hawthorne Financial LLC, where she provides tax preparation, planning, bookkeeping, and payroll services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform. The firm manages over $256 billion in assets and operates with a large network of independent advisors nationwide.

Tamara Pfaff is a financial advisor at OSAIC with 25 years of industry experience. She holds a Series 63 designation and has been with OSAIC Wealth since 2013, also working with Savage & Associates since 2000. Outside of her advisory roles, she manages a rental property as an owner. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering comprehensive financial planning and a range of advisory and brokerage services supported by model-based asset allocation and portfolio optimization tools.

Donald Meeker is a financial advisor with Edelman Financial Engines, holding a Series 65 designation and 20 years of industry experience. He previously worked with The Mutual Fund Store for 10 years before joining Financial Engines Advisors entities, where he has been since 2016. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutions. The firm uses a committee-driven modeling process combined with planner support and online tools, providing both discretionary and non-discretionary investment options focused on diversified portfolios and long-term strategies.

David Patton is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Raymond James in 2018, he worked at Merrill Lynch for 11 years. Patton is also the owner of Patton Wealth Management LLC, a support company he operates alongside his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Andrew Smith is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2019 and previously held positions at Wonderland/Gold Rush and E11EVEN Miami. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Abigail Wade is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services, Inc. and Vineyard Vines. Wade is also involved with R. M. Wade & Company, Ltd., an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Reese Boehme is a financial advisor at Wells Fargo Advisors in Toledo, OH, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Wells Fargo Advisors in 2026, Reese worked at MassMutual Life Insurance Co and MML Investors Services, LLC from 2024 to 2026 and has held various roles in education and other organizations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides a broad range of financial planning and investment services to individuals, trusts, and institutional clients, utilizing Wells Fargo research and tools to develop tailored recommendations.