Lance Whitney is a financial advisor at CPR Investments Inc with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in educational roles at Algonac Public Schools since 2022, as well as previously at South Lake Public Schools and Center Line Public Schools. In addition to his advisory work, Whitney has been involved in coaching since 2011 and officiating since 2004. CPR Investments Inc. primarily serves individual investors and also works with businesses, qualified retirement plans, and other financial professionals. The firm employs a multi-manager investment approach focused on tactical and absolute-return strategies designed to reduce downside risk, offering discretionary portfolio management and comprehensive financial planning services.

Ryan Conner is a CFP® professional with four years of industry experience. He currently works at Diversified Portfolios, Inc. and previously held advisory roles at Plante Moran Financial Advisors and The Mather Group, LLC. Diversified Portfolios, Inc. provides discretionary investment management and financial planning services to individuals, institutions, and nonprofits. The firm emphasizes long-term asset allocation, diversification, and low-cost passive and enhanced index funds, incorporating alternative strategies and third-party analytics in its portfolio management.

Katherine Osentoski is a CFP® professional with two years of industry experience, currently advising at MKD Wealth in Troy, MI. She has been involved with MKD Wealth Coaches, LLC since 2016. Osentoski is also a licensed independent insurance agent authorized to sell life, disability, and long-term care insurance. MKD Wealth is a team-based firm managing approximately $505 million in assets, providing investment management, financial planning, and family office services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm uses model portfolios across various risk levels and incorporates alternative investments and digital assets within its investment approach.

Joseph Klimowicz is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation and three years of industry experience. His prior work includes roles at Financial Services of America and 1st State Bank. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term trading horizon, typically using mutual funds, fixed income, ETFs, REITs, and annuities to implement client portfolios.

Daniel Hoban is a financial advisor with Spectrum Financial Resources in Troy, MI, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. He has worked at United Planners' Financial Services since 2009 and has been involved with Spectrum Financial Resources since 2006. Outside of advisory work, Hoban is a tax preparer and a notary public. Spectrum Financial Resources provides financial planning, advisory consulting, and portfolio management to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to build portfolios, offering both discretionary and non-discretionary management with ongoing supervision and re-optimization.

Riley Manwaring is a financial advisor at Verde Capital Management, Inc. in Clarkston, MI, holding a Series 65 credential with one year of industry experience. Prior to joining Verde Capital Management, Riley worked at Rocket Companies, Uber, Grubhub, DoorDash, and held various roles during his time as a student. Verde Capital Management serves individuals, trusts and estates, pension and profit-sharing plans, and businesses with investment management and fiduciary services. The firm combines fundamental and technical analysis with diversified fund menus and employs derivatives and synthetic strategies to manage portfolio exposure and efficiency.

Logan Ross is a CFP® and holds a Series 66 license with 11 years of experience in financial advising. He has been with Cranbrook Wealth Management, LLC since 2015. Cranbrook Wealth Management serves individuals, retirement accounts, trusts, estates, charitable institutions, and business entities by managing portfolios on a discretionary basis. The firm integrates investment management with financial planning, using model allocations based on risk assessments and offers services including tax-loss harvesting and private equity access through independent managers.

Bryan Long is a CFP® with nine years of industry experience, currently serving at Taylor & Morgan Asset Management, LLC d/b/a TM Advisors. He has worked with Taylor & Morgan since 2017 and also holds a consulting role with Taylor Capital LLC, a private real estate investment fund. Prior to this, he was associated with Regulus Advisors, LLC and Saginaw Valley State University. Taylor & Morgan Asset Management provides discretionary portfolio management and financial planning services to individuals and pension and profit-sharing plans. The firm employs fundamental and cyclical analysis across a variety of instruments and is notable for its affiliated professional activities, including legal, accounting, and private real estate investment services.

Jill Wall is a CFA® charterholder and holds Series 63 and Series 65 licenses, with three years of industry experience. She has been with ISTO Advisors, LLC since 2016 and briefly worked at Peterson Wiand Boes and Company in 2016. Outside of her advisory role, she serves as Treasurer on the House Advisory Board for the Christ Child Society of Detroit. ISTO Advisors, LLC serves individuals and families, including high-net-worth clients, as well as trusts, estates, employer retirement plans, and corporate entities. The firm offers comprehensive wealth management, financial planning, retirement plan consulting, and a multigenerational “Prosperity” program, utilizing a broad range of investment options and third-party technology to tailor strategies to client objectives and risk tolerances.

Jordan Neumann is a financial advisor at Vertrix Wealth Management, LLC in Troy, MI, holding a Series 65 designation with five years of industry experience. Prior to joining Vertrix Wealth Management in 2026, he worked at Greystone Financial Group, LLC for eight years and had shorter tenures at Financial Focus, LPL, Kroger, and Quicken Loans. Vertrix Wealth Management advises individuals, trusts, estates, small businesses, and employer-sponsored retirement plans, offering portfolio management and retirement plan consulting. The firm employs a tactical, risk-management oriented investment approach that combines fundamental and technical analysis with dynamic asset allocation.

Kristie Guadiano is a financial advisor at Vertrix Wealth Management, LLC with 11 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Greystone Financial Group and Polaris Greystone Financial Group. Kristie serves as a board member of the Sentinel Group advisory partner board. Vertrix Wealth Management provides discretionary and non-discretionary portfolio management and retirement plan consulting to a range of clients including plan sponsors, trusts, businesses, and individuals. The firm employs a tactical investment approach that integrates fundamental and technical analysis and offers specialized retirement plan fiduciary services alongside active, research-driven portfolio management.

Kenneth Carbaugh is a financial advisor at Liberty Capital Management Inc. with 10 years of industry experience. He holds a Series 65 designation and has been with Liberty Capital Management since 2014. Liberty Capital Management serves individual and high-net-worth clients, as well as institutional entities such as corporate pension plans, charitable institutions, and municipalities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and investment advice, employing globally diversified portfolios based on Modern Portfolio Theory and tailored to clients’ risk tolerance.

Rachel Young is a Series 65-licensed financial advisor at Arrowroot Family Office, LLC with one year of industry experience. Prior to joining Arrowroot Family Office in 2024, she worked in various roles including political campaign work and tax preparation. Arrowroot Family Office provides investment advisory and multi-family office services to a diverse client base, including high-net-worth individuals, families, trusts, and charitable organizations. The firm emphasizes customized asset allocation using advanced analytics and offers both discretionary and non-discretionary management, along with multi-family office capabilities and educational resources.

Steven Lewis is a Series 65 licensed advisor with DeRoy & Devereaux Private Investment Counsel, Inc. in Bloomfield Hills, Michigan, where he has worked since 2015. He has 14 years of experience in the financial industry. DeRoy & Devereaux provides discretionary investment management to high-net-worth individuals, families, foundations, pension and Taft-Hartley plans, and other institutional investors, including municipalities. The firm employs a bottom-up, value-oriented investment approach focused on actively managed separate accounts, with portfolios managed individually and a long-term orientation.

Connor Hughes is a CFP® professional with four years of experience at Diversified Portfolios, Inc. Prior to his current role, he worked at Dentsu International and Yanfeng Automotive, and he has an academic background from Michigan State University. Diversified Portfolios, Inc. provides discretionary investment management and wealth-management services to individuals, qualified retirement plans, charitable organizations, corporations, and trusts. The firm manages approximately $1.66 billion for about 606 clients, emphasizing long-term asset allocation, broad diversification, and cost-conscious use of low-cost passive and enhanced index funds, supplemented by selective active fixed-income strategies.

Alexander Strek is a CFP® with 12 years of industry experience, currently serving at Modell Capital Management LLC since 2025. He also holds roles at Alps Distributors, Inc. and Clarkston Capital Partners, LLC, where he is involved in business development, client relationship management, and financial analyses. Modell Capital Management LLC provides discretionary asset management to a diverse client base including individuals, institutions, trusts, and insurance companies. The firm employs a quality- and valuation-driven equity process focused on long-term compounding and emphasizes capital preservation in fixed income, managing approximately $1.88 billion in assets with a small advisory team.

Bryan Franco is a CFA® charterholder with 13 years of industry experience. He is currently with Carrera Capital Advisors and has previously worked at firms including Cirrus Capital, LLC and Northwestern Mutual Investment Services LLC. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions with financial planning, portfolio management, and consulting. The firm combines macroeconomic, fundamental, and behavioral analysis with quantitative and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

David Roberts is a CFP® with 20 years of industry experience, currently serving as a financial advisor at VIMA, LLC since 2020. His prior roles include positions at Financial Strategies Group, Inc. and Securian Financial Group. Outside of his advisory work, Roberts is involved with Zeiders Enterprises, providing personal financial education and counseling to active duty military personnel. VIMA, LLC is a mid-sized advisory firm that primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, and 401(k) consulting. The firm customizes portfolios using a top-down, sector-level screening approach and typically manages accounts on a discretionary basis.

Melissa Scenga is a CFP® professional at Lifecycle Financial Planners Inc. in Bloomfield Hills, MI, with 10 years of industry experience. She previously worked at Cambridge Connection, Inc. from 2009 to 2017 before joining her current firm in 2017. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm employs a holistic, client-centered process incorporating Functional Asset Allocation and modern portfolio theory, and offers tailored engagement structures including intergenerational and transition-focused retainers.

Karen Culver is a Series 65-licensed financial advisor with Managed Asset Portfolios, LLC in Rochester, Michigan, where she has worked since 2015. She has 21 years of industry experience. Managed Asset Portfolios offers discretionary and non-discretionary investment advisory services to a diverse client base, including high-net-worth individuals, pension plans, government plans, trusts, and registered and private investment companies. The firm’s investment approach emphasizes fundamental, value-oriented equity analysis and fixed-income research, utilizing tools like the Bloomberg MAC-3 risk model and employing derivatives and income-oriented allocations where appropriate.