Erik Hansen is a CFP® professional with 18 years of experience in the financial services industry, all of which have been with Edward Jones since 2008. He is based in Lansing, MI, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a diverse range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Settle is a financial advisor with LPL Financial holding a ChFC® designation and Series 63 license. He has 36 years of industry experience, including over two decades with MassMutual Investors Services and MassMutual Life Insurance. Settle operated his own advisory business briefly before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven solutions.

Raquel Hernandez is a financial advisor with Morgan Stanley in East Lansing, Michigan, holding Series 63 and Series 65 licenses and seven years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by the Global Investment Committee’s models.

Adam Bos is a financial advisor with LPL Financial in Okemos, MI, holding a Series 66 credential and 19 years of industry experience. His career includes roles at Parkland Securities, Spc, and Sigma Financial Corporation. He serves on the board of the Michigan Christian Campus Ministry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and corporations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Troy Cowdrey is a financial advisor with Morgan Stanley in East Lansing, MI, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Cowdrey serves on the finance advisory board for both the undergraduate and graduate departments at DePaul University’s Driehaus College of Business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes and offers services both directly to clients and through corporate agreements.

Brienne Drake is a financial advisor with Ameriprise in East Lansing, MI, holding a Series 66 designation and one year of industry experience. Before joining Ameriprise, she worked at Hantz Financial Services for two years and has a background that includes roles in education and community organizations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides customized retirement planning with a focus on income sources and tax-aware withdrawal strategies.

Tracy Kendrick is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. Prior to joining Cambridge, she worked at Wells Fargo Clearing Services and Morgan Stanley. She served on the Spring Vale Christian School Board of Directors for 14 years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies and multiple platform options.

Dylan Harter is a financial advisor with Ameriprise Financial Services LLC in East Lansing, MI. He holds the Series 66 designation and has experience spanning various roles in environmental and consulting firms prior to joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Patrick Bruntjens is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools that include scenario modeling and estimates from the Global Investment Committee.

Ryan Dugan is a financial advisor with Mass Mutual Investors Services in Lansing, MI, holding a Series 66 designation and six years of industry experience. He has been with Mass Mutual Investors Services since 2019 and has also worked with Mass Mutual Life Insurance Company since 2018. His prior work experience includes roles at Actify, Inc., CMC Solutions, LLC, and Manhattan Associates. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved software and structured annual planning engagements.

David Price is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Holden Dippel is a financial advisor at Edward Jones with five years of industry experience and holds a Series 66 designation. His prior experience includes five years at Capital Group Companies - American Funds and various roles outside the financial industry, including involvement with 8th Street Grille, Inc. and lawn care businesses. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of advisors and offices, offering a range of advisory services under a fiduciary standard.

Adam Heinlein is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and over 40 years of industry experience. He previously worked at Regulus, LLC and Regal Investment Advisors LLC. Outside of his advisory role, Heinlein serves as chairman of the board for Crosswater Canyon, Inc. and is involved in various business activities including aircraft rental through Flying Machines, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by offering financial planning, investment management, and retirement advisory services. The firm provides tailored portfolio solutions through a network of independent financial professionals using multiple platform arrangements and offers both proprietary and external model strategies.

Andrew Archer is a Series 66 licensed financial advisor with Edward Jones in Grand Ledge, MI, where he has worked since 2015, accumulating 11 years of industry experience. Outside of his advisory role, he owns a commercial real estate business, Weathertop Commercial Properties LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a nationwide network of more than 23,700 financial advisors.

Nicholas Vosovic is a financial advisor with Wells Fargo Clearing in East Lansing, MI, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked for Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Bonnie Case is a financial advisor with Ameriprise in Lansing, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entity since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, annually updated retirement plans.

John Pence is a Wealth Management Advisor and partner with the Ammon Meyer Pence Group at Merrill Lynch Wealth Management. He has over 25 years of experience as a financial advisor, focusing on helping families and individuals with wealth planning, including education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and individual and corporate investment strategy. John is responsible for tailoring individual client portfolios, adhering to specific asset allocation models, and managing custom investment strategies. He works closely with clients from various backgrounds such as attorneys, physicians, private business owners, executives, and university faculty. His approach includes coordination with philanthropic specialists, attorneys, and accountants to support legacy and philanthropic giving strategies. John holds the Certified Investment Management Analyst (CIMA) designation, Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) credentials. He is a graduate of Michigan State University with a Bachelor's Degree and lives in DeWitt, Michigan with his wife Carrie and their three grown children. John is an active member of the Rotary Club of Lansing and St. Gerard Catholic Church. He serves as chair of the Homeless No More event supporting the area's homeless population and is a board member of Holy Cross Services. In his personal time, John enjoys boating, golfing, and spending time with his family.

Benjamin Vigil is a Financial Advisor with Merrill Lynch Wealth Management, where he specializes in helping clients develop tailored financial strategies. He focuses on understanding individual client goals and providing guidance across various areas including college education planning, family wealth management strategies, portfolio management services, tax minimization, and retirement income. Benjamin holds a Bachelor's Degree from Michigan State University and is a Personal Investment Advisor (PIA). He collaborates closely with clients to address their financial concerns and questions, offering ongoing advice as their needs evolve. His approach includes providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Benjamin enjoys golfing, pickleball, and woodworking.

Andrew Pence is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Ammon Meyer Pence Group. He joined Merrill Lynch in 2021 and has been in the financial services industry since 2019. In his role, Andrew delivers customized advice and guidance to families, focusing on a holistic approach to wealth management. His work involves coordinating with clients' attorneys, accountants, and philanthropic specialists to develop financial strategies tailored to their needs. Andrew's expertise includes college education planning, family wealth management strategies, defined benefit plans, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, and individual and corporate investment strategy. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in Advertising Management from Michigan State University. Andrew and his wife, Victoria, reside in Dewitt and are active in their community. He enjoys spending time with family and friends, attending Michigan State University sporting events, golfing, and boating. They also have a family cottage in East Jordan, Michigan.

Richard Johnston is a ChFC® credentialed financial advisor with 42 years of industry experience, currently serving clients at LPL Financial since 2004. Based in East Lansing, MI, he also acts as a successor trustee for a family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer that provides financial planning, advisory programs, and retirement plan consulting to individuals, institutions, and charitable organizations through a nationwide network of investment adviser representatives.