Monica Dawes is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Stifel Nicolaus & Co Inc and Ameriprise Financial Services, Inc. Outside of her advisory role, she serves as a Notary Public with the National Notary Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Emily Goodrich is a Series 66 licensed financial advisor with Edward Jones, based in East Lansing, MI, and has three years of industry experience. She has worked exclusively at Edward Jones since 2015. Outside of her advisory role, she creates and sells handmade crochet items through Etsy and craft fairs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Gregory Miller is a financial advisor at Ameriprise with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill Lynch. He has been with Ameriprise since 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Amanda Boyd is a financial advisor at Merrill in East Lansing, MI, holding a Series 66 designation with 18 years of industry experience. She has been associated with Merrill Lynch since 2007 and also works with Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers.

Joshua Flamme is a financial advisor with Edward Jones in Mason, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Rocket Mortgage for four years and has additional work experience with Denso International America, the Detroit Tigers, and the University of Detroit Mercy. Outside of financial advising, he manages residential rental properties in Mason, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Jeffrey Colchin is a financial advisor at LPL Enterprise with 39 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC for nearly four decades. Outside of his advisory role, he is owner of a business that sells non-registered insurance products and is a licensed notary. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio programs, and access to third-party asset management, combining advisory services with brokerage and insurance product sales through an integrated platform.

Michelle Schaub is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 10 years of industry experience. She worked at Edward Jones for eight years before joining Ameriprise in 2024. Based in East Lansing, MI, she currently serves clients through Ameriprise’s platform. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning with ongoing advice, using a centralized team that produces written recommendation reports based on proprietary research and third-party data.

Scott Camiller is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Outside of advising, he owns and manages Spec Builds LLC, a real estate and construction business focused on speculative homebuilding in East Lansing, MI. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is notable for its large network of advisors and branches as well as its affiliated trust and mutual fund capabilities.

Nicholas Horstman is a CFP® with 11 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Charlotte, MI. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households across various net worth levels, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment solutions, operating under a fiduciary standard.

Jennifer Shinabarger is a financial advisor at Edward Jones with 19 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Erik Hansen is a CFP® professional with 18 years of experience in the financial services industry, all of which have been with Edward Jones since 2008. He is based in Lansing, MI, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a diverse range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Settle is a financial advisor with LPL Financial holding a ChFC® designation and Series 63 license. He has 36 years of industry experience, including over two decades with MassMutual Investors Services and MassMutual Life Insurance. Settle operated his own advisory business briefly before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven solutions.

Raquel Hernandez is a financial advisor with Morgan Stanley in East Lansing, Michigan, holding Series 63 and Series 65 licenses and seven years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by the Global Investment Committee’s models.

Adam Bos is a financial advisor with LPL Financial in Okemos, MI, holding a Series 66 credential and 19 years of industry experience. His career includes roles at Parkland Securities, Spc, and Sigma Financial Corporation. He serves on the board of the Michigan Christian Campus Ministry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and corporations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Troy Cowdrey is a financial advisor with Morgan Stanley in East Lansing, MI, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Cowdrey serves on the finance advisory board for both the undergraduate and graduate departments at DePaul University’s Driehaus College of Business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes and offers services both directly to clients and through corporate agreements.

Brienne Drake is a financial advisor with Ameriprise in East Lansing, MI, holding a Series 66 designation and one year of industry experience. Before joining Ameriprise, she worked at Hantz Financial Services for two years and has a background that includes roles in education and community organizations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides customized retirement planning with a focus on income sources and tax-aware withdrawal strategies.

Tracy Kendrick is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. Prior to joining Cambridge, she worked at Wells Fargo Clearing Services and Morgan Stanley. She served on the Spring Vale Christian School Board of Directors for 14 years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies and multiple platform options.

Dylan Harter is a financial advisor with Ameriprise Financial Services LLC in East Lansing, MI. He holds the Series 66 designation and has experience spanning various roles in environmental and consulting firms prior to joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Patrick Bruntjens is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools that include scenario modeling and estimates from the Global Investment Committee.

Ryan Dugan is a financial advisor with Mass Mutual Investors Services in Lansing, MI, holding a Series 66 designation and six years of industry experience. He has been with Mass Mutual Investors Services since 2019 and has also worked with Mass Mutual Life Insurance Company since 2018. His prior work experience includes roles at Actify, Inc., CMC Solutions, LLC, and Manhattan Associates. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved software and structured annual planning engagements.