Tucker Smith is a CFP® professional with 16 years of experience in financial advising. He is currently with Schwab Wealth Advisory, where he has worked since 2018. Prior to this, he spent a decade with USAA Financial Advisors, Inc. and USAA Financial Planning Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and generally not serving institutional clients.

Beth Richardson is a CFP® with 36 years of industry experience, currently serving as an investment advisor representative at Kestra Advisory since 2016. She is also the owner and property manager of Maleta Lane LLC and holds several real estate-related board positions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors, with a broad range of services such as fiduciary consulting, plan design, and investment management supported by due diligence.

Gabriel Hanselman is a CERTIFIED FINANCIAL PLANNER™ professional with 28 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has also worked at Charles Schwab since 2011. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset types. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Charles Schwab’s research tools and asset allocation models, leaving final trading decisions to clients.

Adam Dandis is a CFP® and Series 63 licensed advisor with two years of industry experience. He is currently affiliated with CWM, LLC and Carson Wealth. His prior experience includes roles at DMK Advisor Group Inc, Aveo Capital Partners, Fidelity Investments, and other firms across financial services and retail sectors. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers discretionary portfolio management utilizing model portfolios overseen by an in-house Investment Committee, and provides financial planning, sub-advisory services, and retirement-plan solutions.

Connor Gianoli is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Lone Tree, CO, having one year of industry experience. His recent work history includes roles at Charles Schwab and Chipotle Mexican Grill. No additional outside activities are noted. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews, investment recommendations, and wealth management education, with a structure integrated within the Schwab ecosystem.

Brian Fox is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Schwab Wealth Advisory since 2018 and previously spent 17 years at TIAA. Outside of his advisory work, he serves as a soccer referee in Colorado, acting as the final authority on match decisions. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and delivers advice based on standardized asset allocation models and Schwab research tools.

Ollie Kirkpatrick is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has worked with Charles Schwab and its affiliated entities since 1999, including Schwab Private Client Investment Advisory from 2012 to 2022 and Schwab Wealth Advisory since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab's research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many other enterprise wealth managers.

Cathryn Sandborn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 certifications and three years of industry experience. Her prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and various positions outside financial services including education work with the Government of Spain and community involvement with The Leukemia & Lymphoma Society. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations using Schwab’s asset allocation models and research tools. Their advisory services are delivered within the Schwab ecosystem, with clients retaining final trading decisions.

Gregory Perkin is a CFP® with 27 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 1998. Outside of his financial advisory role, he is also active as a freelance musician. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations across a variety of asset classes. The firm operates within the Schwab ecosystem, utilizing proprietary research tools and standard asset allocation models while leaving final trading decisions to clients.

William Childs is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab and its affiliated entities since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools, with final trading decisions made by clients.

Brittany James is a Financial Consultant at Fidelity Investments. She focuses on partnering with clients to develop personalized financial plans that address both current priorities and future goals. Since 2020, Brittany has worked at Fidelity Investments in several roles, including Customer Relationship Advocate, and progressively advanced through Investment Solutions Representative levels before her current position. She holds insurance licenses in Arkansas and California. Outside of her professional career, Brittany enjoys camping, participating in family activities, and attending theater events.

Jesse Crispe is a financial advisor with Eagle Strategies (NY Life) based in Castle Pines, CO, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been affiliated with Eagle Strategies since 2022 and previously worked with New York Life Insurance and Nylife Securities Inc. since 1994. Crispe also engaged in insurance brokering for non-registered insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and corporate plans, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis through an integrated New York Life affiliate structure.

Mark Schweizer is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has been with Schwab Wealth Advisory and Charles Schwab since 2015. Outside of his advisory role, he is involved with Schweizer Dairy, Inc., where he acts as Secretary and Treasurer. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Nicholas Keener is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Charles Schwab entities since 2015. Keener is based in Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations. The firm delivers advice using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Richard Martin is a financial advisor at Centaurus Financial, Inc. with six years of industry experience. He holds a Series 66 designation and previously worked at BNP Paribas Securities Corp. and Janus Henderson Distributors. Outside of his advisory role, Martin is a CPA involved in tax return preparation and also assists clients as a mortgage loan originator. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing a mix of discretionary and non-discretionary arrangements.

Justin Scalcucci is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked at Protective Life Corporation and has been with Charles Schwab & Co., Inc. since 2020. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Melia Baker is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. She has seven years of industry experience and has been with Schwab Wealth Advisory since 2020. Prior to her advisory role, she worked in the restaurant and retail industries. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s standard asset allocation models and research tools.

Timothy Zabelin is a CFP® with 35 years of experience in the financial industry. He currently serves as an advisor at Schwab Wealth Advisory, where he has worked since 2021. Prior to that, he was with TD Ameritrade for 12 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a broad range of asset classes. The firm operates as an internal advisory unit within Charles Schwab, delivering advice through standardized asset allocation models and research tools while leaving final trading decisions to clients.

Evan Meyer is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked with Investor Financial Group, LLC and LPL Financial, LLC. Outside of finance, he operates Evan Meyer Photography, a freelance landscape photography business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a range of advisory services including portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model, offering both discretionary and non-discretionary solutions, often implementing advice through third-party managers and proprietary platforms.

Anne Cherskov is a financial advisor at TLG Advisors, Inc. with one year of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at firms including Simplicity Investments and Vanbridge, an Epic Company. Outside of her advisory role, she owns an insurance sales business, Annuity Annie LLC, and coaches at the Fencing Academy of Denver. TLG Advisors serves a broad range of clients including individuals, high-net-worth clients, trusts, and institutional investors. The firm focuses on manager selection and portfolio monitoring, employing fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both advisor-managed and direct-to-consumer digital investment solutions.