Jonathan Grant is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors prior to joining Morgan Stanley. Based in Colorado Springs, CO, his outside activities are related to managing several real estate and rental property businesses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Charles Beach is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 38 years of industry experience. He has previously worked at Voya Financial Advisors and UMB Financial Services. Outside of his advisory role, he serves as owner and president of Beach Capital Management, a financial services business in Colorado Springs. Cetera Investment Advisers LLC is a nationally registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, accommodating discretionary and non-discretionary accounts.

Edgardo Cintron is a financial advisor at UBS Financial Services with 36 years of industry experience. He has held positions at Merrill from 1992 to 2009 before joining UBS in 2013. He holds Series 63 and Series 65 credentials and is based in Colorado Springs, CO. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides research-driven, tailored investment strategies.

Tony Jones is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments, a position he has held since 2025. He holds several industry certifications, including the Securities Industry Essentials (SIE) certification, Series 7, Series 66, and supervisory Series 9 and Series 10 licenses. Tony focuses on retirement planning and works closely with executives to develop comprehensive financial plans that align with their long-term goals and specific risk tolerance. His career at Fidelity Investments includes roles such as Help Desk for Workplace Planning and Advice (2024-2025), Workplace Planning Consultant I (2022-2023), Workplace Planning Associate (2022), and Mortgage Loan Processor (2020-2022). Prior to Fidelity, Tony worked as a Life Insurance Producer at Senior Solutions (2016-2018) and American Income Life (2012-2014). Outside of his professional work, Tony enjoys attending concerts, participating in family activities, playing musical instruments, riding motorcycles, watching movies, and engaging in outdoor adventures.

Herman Tiemens II is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Wells Fargo Advisors. Outside of advising, he serves as an honorary board member of the Colorado Springs Philharmonic and participates in local community organizations, including the Pikes Peak Community Foundation and the Financial Planning Association’s Southern Colorado Chapter. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to both individuals and institutional clients. The firm’s approach uses structured planning tools and modeling techniques, offering a broad range of retail and institutional investment solutions.

Eugene Fistani is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Ent Federal Credit Union since 2010 and was affiliated with Cuso Financial Services, LP from 2010 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary and third-party research.

Rachael Reid is a financial advisor with Raymond James & Associates in Colorado Springs, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior firms include Merrill Lynch, Charles Schwab, Baird, Financial Engines, and The Vanguard Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with a nationwide adviser force managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and municipal advisory services.

Gregory Garcia is a financial advisor at Stifel with 33 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America, N.A. from 2009 to 2022. Garcia serves as a trustee and vice chairman on several nonprofit boards focused on wellness, veteran services, and community support in Colorado. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services based on proprietary asset allocation and planning methodologies developed by its Investment Strategy Group.

Donnie Deyoung is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes roles at UBS Financial Services and City National Bank. Outside of finance, he manages operations of a franchise and is involved in leasing salon suites to professionals through his LLC entities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions, offering a variety of advisory programs with discretionary and non-discretionary portfolio management tailored to clients' risk profiles. The firm utilizes both in-house and third-party investment managers and offers integrated services including financial planning, custody, and brokerage.

Eric Gilbertson is a financial advisor with Thrivent Investment Management in Colorado Springs, CO, holding the Series 63 and Series 66 designations with seven years of industry experience. He has been with Thrivent and its affiliated entities since 2019, with prior experience at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, and T. Rowe Price. He serves as a member of his local homeowners association (HOA) board, a role without financial responsibilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management or institutional advisory services. Their approach includes comprehensive, holistic planning across multiple financial topics, delivered through a network of advisors, with planning services separable from managed-account programs.

Josephine Tamez is a financial advisor at UBS Financial Services with 24 years of industry experience. She previously worked at T Rowe Price for 18 years and D.A. Davidson & Co. for three years before joining UBS in 2025. She holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Michaela Gould is a financial advisor with Mass Mutual Investors Services in Colorado Springs, Colorado, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Investment Visa Consultants, LLC, Core Compliance & Legal Services, Inc., and Securities America, Inc. She has worked at Mass Mutual and its subsidiary Mass Mutual Investors Services since 2022. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships that use firm-approved analytical tools to develop written recommendations.

Donald Billings is a Certified Financial Planner® with 18 years of industry experience, currently serving at Charles Schwab in Colorado Springs, CO. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2010. Outside of his advisory role, he is the music director at St. Francis of Assisi Catholic Church and performs as a musician in Castle Rock, Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with centralized custody and operational infrastructure.

Shannon Ross is a financial advisor with Morgan Stanley in Colorado Springs, CO, holding a Series 66 designation and 18 years of industry experience. Ross has been with Morgan Stanley since 2019 and previously worked at Merrill from 2006 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market modeling techniques.

Megan Kupratty is a financial advisor at LPL Financial with seven years of industry experience. She holds the Series 66 designation and has previously worked at First Command Insurance Services and First Command Financial Planning. Based in Colorado Springs, CO, she has been with LPL Financial since 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services supported by model portfolios, third-party research, and technologies such as machine learning.

John Wismiller is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Margaret Hampton is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at UBS Financial Services, Inc. from 2013 to 2019. Since 2019, she has been with RBC Capital Markets, based in Colorado Springs, CO. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Nohemy Montes is a Series 66-credentialed financial advisor with over 21 years of industry experience. She is currently affiliated with Cetera and has held various roles in financial and insurance services, including ownership of multiple firms such as Mont Wealth Financial Advisors and Nohemy Montes, LLC. Outside of her financial services work, she engages in motivational speaking and writing on lifestyle topics. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and investment options.

Levi Schofield is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His prior work includes roles at Switchback Coffee Roasters and David C Cook. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct client plans and Corporate Financial Planning agreements.

Nicholas Birger is a CFA® charterholder and financial advisor with six years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and is co-owner of Imperium Capital, LLC. Birger also serves as Treasurer for the Chapel of Our Saviour Episcopal Church, where he manages the church’s financial records. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.