Cole Jacobs is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and beginning his advisory career in 2024. His prior work experience includes roles in insurance, logistics, education, and retail. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Matthew Whitaker is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Co., Inc. since 2023, including a role at Charles Schwab Bank, SSB. Prior to joining Schwab, he was with Dynamite Wealth Management and has a background that includes periods outside the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Matthew Bassuk is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 26 years of industry experience. His prior firms include SagePoint Financial, Independent Financial Group, and First Allied Securities. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization tools, supporting various investment strategies across affiliated broker-dealer and RIA relationships.

John Dunkel is a CFP® with 17 years of industry experience, currently serving at Charles Schwab in Scottsdale, AZ. He has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. provides services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a centralized operational structure supporting a large client base.

Kristin Mavis is a financial advisor at OSAIC with 18 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined total of 15 years, and at NRP Advisors, Inc. for one year. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing various program options such as Unified Managed Accounts and third-party money manager programs.

Robert Stuber is a financial advisor at Osaic Wealth with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Lincoln Financial Advisors and Wells Fargo Investments. Based in Scottsdale, AZ, he joined Osaic in 2025 after a career spanning multiple financial services companies. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, focusing on model-based asset allocation and portfolio optimization through various managed account programs and third-party solutions.

Linda Charvonia is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously was with Prudential Equity Group, LLC in 2003. Outside of her advisory role, she manages a rental property in Scottsdale. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Carmen Richards is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for 11 years before roles at LPL Financial LLC and OSAIC Wealth Inc. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Fred Genge is a Series 66-registered advisor with 20 years of industry experience. He has worked at Osaic since 2023 and has prior experience with Advisor Group, Ameriprise, Merrill, and Banc of America Investment Services. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supporting strategies such as Unified Managed Accounts and third-party money manager programs.

Mark Nixon is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He advises high-net worth individuals, families, and current and former business owners, focusing on creating customized financial strategies tailored to their specific needs and goals. With over 25 years of experience in the financial services industry and six years in leadership and management roles, Mark specializes in portfolio management, retirement solutions, asset allocation, education funding, tax minimization strategies, and estate planning services. He helps clients understand the percentage return needed on their assets to achieve their financial objectives across generations. His practice also emphasizes wealth management planning and supports business owners in decisions related to lending, business sales, and wealth transfer. Mark holds a Bachelor's Degree from West Texas A and M University and a Master's Degree from Eastern New Mexico University. He has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, Mark participates in team roping and country western dancing and is involved with the World Series of Team Roping organization.

Justin Gillham is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing experience in delivering comprehensive financial strategies for high net worth individuals and businesses. Since entering the financial services industry in 2002 and joining Merrill Lynch in 2008, Justin has been a part of the WGS Group in Scottsdale, Arizona, where he offers a broad approach to wealth management. His services include investment management, retirement and estate planning, wealth transfer strategies, education and liquidity planning, tax minimization, life insurance, and wealth preservation. Justin holds a Bachelor of Science degree in Business Management from Bowling Green State University, where he specialized in Finance, Financial Planning, and Management Information Systems. He earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2008 and the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2007. His professional philosophy emphasizes personalized, consultative advice based on clients’ financial situations, preferences, and goals, with a focus on aligning asset allocation to clients’ income expectations, risk tolerance, and liquidity needs. Outside of his professional role, Justin is an avid golfer and family man who lives in Scottsdale, Arizona, with his wife and three children. He dedicates time to community involvement, including volunteering and coaching with the Cactus Foothills Little League, and has contributed to organizations such as the ALS Association, American Cancer Society, Arizona Foster Care, Adoption & Mentoring Agency, Fresh Start Women's Foundation, and Great Hearts Academies.

Kenneth Clowers is a financial advisor at OSAIC with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Securities America, KMS Financial Services, and Signator Investors. He maintains an insurance license issued by the State of Washington but has not conducted insurance business in many years. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services through a multi-advisor platform, with an investment approach focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Amy Mohnsam is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Wells Fargo entities since 2016, including Wells Fargo Securities and Wells Fargo Clearing Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Rosemary Altuna is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 40 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and other sources.

David Meyer is a financial advisor with OSAIC, holding Series 63, 65, and 66 licenses and over 25 years of industry experience. His career includes 12 years at Securities America Advisors and involvement with Legal Shield since 2014. Meyer is active in several professional and community organizations, including the Nebraska Partnership for Philanthropic Planning and the Southwest Omaha Rotary. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and portfolio management with an emphasis on model-based asset allocation and portfolio optimization.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Dante Carbajal is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and several service-oriented positions prior to joining the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Stuart Murray is a financial advisor with LPL Financial in Phoenix, AZ, holding the Series 63 and Series 66 designations and bringing 29 years of industry experience. His prior experience includes roles at Merrill and A. G. Edwards & Sons, Inc. He is involved with SMurray Enterprises LLC and BDC Group in non-investment related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning, asset management, and institutional platforms supported by research and advisor tools.

Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ainaz Bayati is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, she spent several years engaged in full-time education and worked at AZIG LLC. Bayati’s current roles include positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, research, and centralized operational infrastructure.