William Forbes III is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 66 and Series 63 credentials and 33 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he is a 50% owner of a separate business involved in utility installation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research and analytics.

Juan Blanco Rosas is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Instituto Tecnologico de Estudios Superiores de Monterrey. His role involves providing financial advisory services within Merrill Lynch Wealth Management.

Ashley Cole is a financial advisor with Charles Schwab based in Tucson, AZ, holding Series 66, Series 65, and Series 63 licenses and bringing eight years of industry experience. Prior to joining Schwab, Cole worked at Affinity Wealth Management, LPL Financial, and held roles in various food and beverage businesses. Outside of finance, Cole cooks weekly for a family of four. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory wrap fee programs, managed-account solutions, and integrated brokerage, custody, and financial planning services. Schwab’s approach combines non-discretionary and discretionary investment management with multi-asset model portfolios and centralized operational support.

Rhonda Mc Cline is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2000 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, custody, and advisory services. The firm features a client relationship model that includes both non-discretionary and discretionary investment management supported by multi-asset model portfolios and alternative investment options.

Ryan Thompson is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 66 registrations and 30 years of industry experience. He has been with Wells Fargo Advisors since 2009. Outside of his advisory role, Thompson has a 50% ownership in HEKA Energy Drink LLC, a retail energy drink business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu using proprietary research and tools, integrating advisory services with other financial products and referral channels.

Rachel Covey is an Investment Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2022, progressing through roles including Investment Management Consultant II, Investment Management Consultant I, Central Relationship Manager, and High Net Worth Service Associate. Prior to joining Fidelity, Rachel worked as an Insurance Agent and Registered Representative at New York Life Insurance Company from 2020 to 2022. Rachel is a Certified Financial Planner dedicated to assisting clients in achieving their personal life goals through financial wellness. She emphasizes an approachable and committed approach to guiding individuals through their financial journeys with confidence and clarity. Outside of her professional work, Rachel enjoys activities involving family, fitness, food, pets, reading, and traveling.

Chad Horton is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 24 years of experience in serving a multi-generational clientele across Arizona and more than 20 other states. His practice focuses on working with active and retired business owners, corporate executives, and physicians, particularly during times of transition such as retirement or changes in family status. Chad emphasizes personalized financial strategies that align with clients’ risk tolerance, liquidity needs, and long-term objectives. Chad holds a Bachelor's Degree from Arizona State University and earned the Certified Investment Management Analyst (CIMA®) certification, along with the Personal Investment Advisor (PIA) designation. He integrates Merrill Lynch’s strategies and research to customize client portfolios and collaborates closely with clients’ CPAs and attorneys to support tax minimization and estate planning. Chad prioritizes clear communication with both spouses and addresses issues such as Social Security, long-term care, healthcare costs, and tax-efficient wealth transfer in his comprehensive advisory approach. Originally from Phoenix, Chad grew his interest in investments early, which he further developed at Arizona State University. He lives in Tucson with his wife and two children. Outside of work, Chad enjoys spending time with his family, hiking, and working as a handyman.

Robert Edwards is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Planmember Securities Corporation for 11 years. Edwards is also involved in a direct sales venture, Super Health Pioneers, LLC, outside of his investment advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, utilizing discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Kirsten Dawson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has held positions at Wells Fargo Bank, CIT Bank, Bank of the West, BMO Harris Bank, and Mission Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisors, such as insurance-related vehicles and bank deposit sweep options.

Timothy Sinclair is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various roles since 2013. Outside of his advisory work, he serves as an elder on the board of Holy Cross Presbyterian Church in Tucson, AZ, where he participates in financial decision-making for the nonprofit. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive financial services.

Stacy Quiri is a CFP® and holds a Series 66 license, with 18 years of experience in the financial services industry. She has worked at RBC Capital Markets since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs tailored to client risk profiles, utilizing a combination of in-house and third-party investment managers and flexible portfolio management options.

Brandon Rinker is a financial advisor with Merrill in Tucson, AZ. He holds a Series 66 designation and has been in the industry for less than one year. His prior work experience includes multiple roles at Carmax and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Roberto Leyva is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo and its affiliates since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Randal Cox is a financial advisor with RBC Capital Markets in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has worked at RBC Capital Markets since 2008 and at City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to client risk profiles and utilizing both in-house and third-party investment managers.

Thomas Mccausland III is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and having 43 years of industry experience. He has been with RBC Capital Markets since 2008. Mccausland has served on the board of the Tucson Conquistadores Foundation, which supports Southern Arizona youth athletic programs. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized advisory programs and portfolio management services, utilizing both in-house and third-party investment managers while providing access to a wide range of investment options.

Richard Johnson is a financial advisor at Merrill with 40 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2003 and Bank of America, N.A. since 2011. Outside of advising, he is a co-owner of a family rental property. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, monitoring, and tax-efficient investment strategies.

Jonathan Rafferty is a Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2013 and holds the Personal Investment Advisor (PIA) designation. Jonathan has an Associate degree in Pre-Business from New Mexico State University and has also attended Colorado State University and Liberty University, although no degrees were conferred from these institutions. Jonathan's expertise encompasses college education planning, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. He works closely with clients to define their financial goals and develop portfolio strategies tailored to their needs, providing ongoing advice to adapt to changing circumstances. Originally from Colorado Springs, Jonathan grew up in an Air Force family and was medically discharged from the U.S. Air Force Reserve while attending college. He is active in community initiatives, volunteering with organizations such as Habitat for Humanity, Junior Achievement, and RSL-AZ Southern Arizona. Outside of work, he enjoys spending time with his family, participating in various sports, running, cooking, and music.

Yamen Fellah is a financial advisor at Raymond James Financial with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and Merrill. Fellah serves as a Finance and Investment Committee Member for the Community Foundation of Southern Arizona. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Kimberly Watkinson is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Bank, Wells Fargo Clearing, Fidelity Investments, and WELLS FARGO Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Sara Watson is a Planning Consultant at Fidelity Investments, a role she has held since 2025. She has experience in various capacities within the financial services industry, including positions as a Relationship Manager at Fidelity Investments, Operations Specialist II at TCI Wealth Advisors, Client Services Associate at UBS Financial Services, and Financial Representative at Fidelity Investments. This range of experience has provided her with practical knowledge in client relationship management, operations, and financial planning. Sara holds a background in Philosophy and an MBA, which she integrates into her professional approach to financial consulting. Her method emphasizes ethical insight and strategic thinking to assist clients in making informed, value-driven financial decisions. She focuses on combining critical analysis with practical financial expertise to deliver personalized planning that supports clients' long-term goals. Outside of her professional commitments, Sara's interests include board games, concerts, family activities, social events, music, and parenthood.