Heather Djan is a Financial Advisor with Merrill Lynch Wealth Management. She began her career in financial services in 2007 with UBS in New York City and joined Merrill Lynch Wealth Management in 2010 in Northshore, Long Island. In 2014, she transferred to Las Vegas, where she currently resides. Her areas of expertise include college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heather holds a Bachelor's Degree from SUNY Old Westbury and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Originally from New York, Heather has lived in Las Vegas for nine years. She enjoys spending time with her family exploring local dining, shows, hiking trails, and supporting local businesses. Her personal interests include antiquing, dancing, drawing and sketching, interior decorating, music, photography, sewing, traveling, and woodworking.

Lawrence Jacobsen Jr. is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services and Morgan Stanley. He is currently based in Las Vegas, NV. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabriel Gordon is a financial advisor with Wells Fargo Advisors in Las Vegas, NV, holding a Series 66 designation and 19 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 through 2025. Gordon serves as a Hebrew Free Loan Committee member for Jewish Nevada, reviewing the process and program for loan applicants. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and tools, with discrete planning engagements that clients may implement through brokerage or advisory programs.

Brad Wittusen is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 27 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 12 years before joining Raymond James in 2020. Outside of his advisory role, he is the owner of a rental real estate business managing a single condo unit. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charities, and institutions. The firm emphasizes tailored, non-discretionary planning and employs risk profiling and modeling tools to support client goals, while also maintaining specialized programs in municipal advisory and SIMPLE IRA consulting.

Kadishe Limani is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV, holding a Series 66 credential and four years of industry experience. Prior to joining Mass Mutual Investors Services in 2022, Limani worked at Mass Mutual Insurance Company and has experience with the Yukon-Kuskokwim Health Corporation and the Association of Village Council Presidents. Outside of advisory work, Limani is also an insurance agent specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using a collaborative, goal-driven approach supported by firm-approved analytical tools.

Keith Jensen is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 66 licenses and having 20 years of industry experience. He has worked at Charles Schwab since 2009 and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Amalia Ranck is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2008. Based in Las Vegas, NV, she provides advisory services within a large institutional firm. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jeffrey Kopp is a financial advisor with Edward Jones in Las Vegas, NV, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Louis Larson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has previously worked in facilities management and nonprofit roles, including with the University of St. Thomas and MNFEI, a nonprofit organization. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Steven Lloyd is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2017, he worked at MML Investors Services, MassMutual Life Insurance Company, and Merrill. Outside of his advisory role, he is a 50% owner of a local business, VJ Kings, LLC, which operates under the name Junk King. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad platform of investment options and operational tools.

Anna Kareis is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and eight years of industry experience. She previously worked at Northwestern Mutual in various capacities from 2018 to 2022 and spent a year with City Year San Antonio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Heather Henderson is a Financial Advisor with Merrill Lynch Wealth Management, operating out of the Summerlin Office in Tivoli Village in Las Vegas. She joined the firm in 2020 after a career in sports marketing and holds her Series 7 and 66 FINRA registrations along with the Accredited Asset Management Specialist™ (AAMS™) designation. Her approach centers on providing clients with financial confidence by customizing financial plans tailored to their lives and priorities. Heather's responsibilities include portfolio review management, marketing and event efforts, and team member training. She holds a Bachelor of Science degree in Business Administration with a focus on Marketing from the University of Nevada, Las Vegas. Heather has a background in digital marketing, having worked with a local Triple-A Baseball Team prior to entering financial services. She continues to pursue her interest in athletics by coaching a youth club volleyball team. Additionally, Heather is active in philanthropic efforts, serving on the Advisory Board of Moonrise NextGen and participating on her local Merrill office's Philanthropy Committee and Women's Exchange. She has been recognized by Bank of America for contributing over 100 volunteer hours.

Shawn Whitmore is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise and State Farm. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Jared York is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and four years of industry experience. He has been associated with Bank of America and Merrill since 2017, and previously worked at Sea Quest and The Church of Jesus Christ of Latter-day Saints. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Betsy Gaytan Leon is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with less than one year of industry experience. Her prior work includes roles at Monument Title Insurance Inc and teaching positions at the University of Nevada, Las Vegas, and the College of Southern Nevada. She also serves as a Notary Public. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations in partnership with clients’ financial advisors.

Matthew Lawler is a financial advisor at Osaic Wealth, Inc. with 35 years of industry experience. He has held positions at Securities America Advisors, Inc. and Dakota County Insurance Agency. Lawler also serves as a financial advisor for F&M Bank, where he provides financial advising, investments, insurance, estate, and tax planning. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios using various asset classes and multiple advisory platforms.

Natalie Abraham is a CFP® and ChFC® credentialed financial advisor at UBS Financial Services with seven years of industry experience. She previously worked at Merrill and has held roles in banking and at the University of Nevada, Las Vegas. Outside of her advisory work, she is the managing member of a locksmith business, Allcity Lock & Safe, though she does not participate in its daily operations. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Kurt Maier is a financial advisor with UBS Financial Services in Las Vegas, NV, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

James Zapotocky is a financial advisor at Raymond James & Associates with 12 years of industry experience. He previously worked at Morgan Stanley and its private banking divisions for a decade. Outside of his advisory role, he has a business interest in a rental real estate venture called The Wine Down Paso. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving individuals, institutions, and municipal clients. The firm offers financial planning and consulting through a range of investment strategies and is notable for its municipal advisory services and employer retirement plan consulting programs.

Vincent Bono is a financial advisor with Wells Fargo Clearing in Henderson, NV, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm is noted for including insurance-related vehicles and bank deposit sweep options among its investment offerings.