Rene De Charon is a CFP® and Series 63 credentialed advisor with 26 years of industry experience. He has worked at American Money Management, LLC since 2021 and previously spent seven years at Wealth Quest Partners, Inc. He is also the principal of RJ Financial Partners, LLC, a financial services business. American Money Management, LLC serves individual clients, including high-net-worth households, as well as institutional clients such as pension plans and trusts. The firm offers discretionary portfolio management, 401(k) advisory services, and financial planning, with an investment committee overseeing customizable, asset-allocation oriented strategies.

Mark Halby is a CFP® with 16 years of industry experience, currently serving at DLK Investment Management since 2019. Prior to that, he worked at Nautilus Advisors LLC for six years. Outside of his advisory role, he is involved in an insurance agency operated by his family. DLK Investment Management provides personalized investment management and financial planning services to individuals, trusts, estates, charitable organizations, small institutional investors, and employer retirement plans. The firm employs a tailored, allocation-driven approach based on a fundamental relative-value framework, managing approximately $435 million in client assets.

Matthew Devine is a financial advisor at Premier Wealth Advisors, LLC with five years of industry experience. He holds a Series 66 designation and has worked at several firms including Sagepoint Financial, Inc. and Monarch Wealth & Retirement Strategies. He also provides advisor support and assists with financial planning through Independent Financial Group, LLC. Premier Wealth Advisors LLC serves individual and high-net-worth clients, as well as trusts, estates, business entities, and retirement plans. The firm offers non-discretionary wealth management, comprehensive financial planning, and income tax preparation, focusing on risk-based allocation to no-load mutual funds and ETFs with periodic rebalancing.

Yuliana Mendez is a financial advisor at MYeCFO with six years of industry experience. She holds a Series 65 designation and has worked with the Yuba Community College District since 2018. Outside of her advisory role, she operates a small business consulting practice. MYeCFO is a team-based firm managing approximately $211 million in assets for individuals, businesses, and nonprofits. The firm combines portfolio management with integrated accounting and tax-preparation services, utilizing a client-specific investment approach that generally favors passive vehicles but retains flexibility for active strategies.

Dusan Zachystal is a CFP®, CFA®, and Series 65-licensed advisor with 23 years of industry experience. He has been with Individual Asset Management, Inc. since 2002. His other business activities include providing UK pension consulting services to U.S. resident clients and referring them to UK pension transfer and management firms. International Asset Management serves individual and high-net-worth clients, focusing on U.S. expatriates and non-U.S. residents with U.S. investment accounts. The firm offers discretionary portfolio management, financial planning, and wealth management, employing a global investment approach that includes currency hedging and attention to cross-border tax considerations.

Megan Hayden is a CFP® with seven years of industry experience, currently serving as a financial advisor at TritonPoint Partners, LLC. Her previous roles include positions at Goldman Sachs PFM and Morgan Stanley. She is also registered with The Leaders Group Inc. TritonPoint Partners, LLC provides investment management, financial planning, and retirement plan consulting to individuals, trusts, employee benefit plans, and businesses. The firm employs an asset-allocation-driven investment process combining public equity, fixed income, and private market alternatives, and utilizes both quantitative and fundamental analysis alongside third-party program selections.

Christina Guiang is a financial advisor at Christopher Weil & Company, Inc. with two years of industry experience. She holds the Series 65 designation and has been with Christopher Weil & Company since 2019. Her prior roles include work with the Patricia and Christopher Weil Family Foundation and participation in the Jet Program. Christopher Weil & Company provides discretionary investment management, financial planning, estate transition, and pension consulting to individual clients, pension and profit-sharing plans, charities, and corporate entities. The firm employs diversified portfolio strategies that include the use of derivatives and cryptocurrency-related investments, supported by fundamental, quantitative, and qualitative analysis.

Cameron Smith is a financial advisor at PracticeCFO Investments in San Diego, CA, holding a Series 65 designation. He has been with PracticeCFO since 2019 and previously worked at VanderSpek Howerzyl, CPAs, as well as in the food service industry. PracticeCFO Investments serves individuals, high-net-worth clients, retirement plans, trusts, and institutional accounts by providing investment management, financial planning, and retirement-plan advisory services. The firm uses a long-term, Modern Portfolio Theory-based approach with low-cost ETFs and a hybrid of passive core exposure plus tactical asset allocation.

Eden Morimoto is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 credential and one year of industry experience. Prior to joining the firm, Morimoto worked at Cortica Care and with the Department of Education in Madrid, Spain. Torrey Growth & Income Advisors provides discretionary investment management and financial planning to a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, and businesses. The firm utilizes a mix of fundamental and technical analysis, tactical asset allocation, and a range of investment vehicles, managing portfolios on a fully discretionary basis aligned with client-specific risk profiles.

Taylor Schulte is a CFP® with 18 years of industry experience and serves as an advisor at DEFINE Financial, LLC. He has held roles at Schulte Ventures, LLC and ADVISOR GC, LLC dba THE AGC, among others. Outside of his advisory work, he creates and consults on online educational content through Schulte Ventures and contributes to Wealthtender, Inc., a personal finance publication platform. DEFINE Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm manages approximately $314.6 million through a three-advisor team, employing a passive, risk-based investment approach using no-load mutual funds and ETFs alongside comprehensive financial planning and pension consulting services.

Mariani Hummel is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Define Financial, LLC. Prior to joining Define Financial, Hummel worked at Fidelity Investments and has a background that includes roles in investment counsel and university studies. Define Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm offers discretionary investment management, comprehensive financial planning, and pension consulting, employing a passive, risk-based investment approach with no-load mutual funds and ETFs.

Philip Maravilla is a CFP® with 10 years of experience, currently serving at PracticeCFO Investments since 2016. He is also involved with PracticeCFO, providing accounting and CFO advisory services. PracticeCFO Investments offers investment management, financial planning, retirement plan advisory, insurance placement, and tax and accounting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans, managing approximately $401.6 million for about 211 clients through a hybrid investment approach grounded in Modern Portfolio Theory.

Meaghan Hemmings is a CFP® professional with over 17 years of experience in the financial advisory industry. She has worked at Ward & Associates from 2008 to 2024 and currently serves at Blankinship & Foster, LLC since 2024. Blankinship & Foster is an SEC-registered advisory firm with a nine-advisor team managing approximately $940 million for individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm follows an asset-allocation driven investment approach supported by a documented process that includes goal-setting, portfolio construction, security selection, and ongoing monitoring.

Ryan Hughes is a financial advisor at Bull Oak Capital, LLC in Rancho Santa Fe, CA, holding a Series 66 designation with 15 years of industry experience. He has been with Bull Oak Capital since 2014, working as part of a four-advisor team. Bull Oak Capital serves individual and high-net-worth clients by providing customized financial planning and discretionary portfolio management. The firm emphasizes broad diversification through primarily ETF-based portfolios, tailored to clients’ risk tolerance and time horizon, and integrates services such as retirement, tax, and estate planning with ongoing portfolio reviews.

Philip Denstad is a financial advisor at Copley Financial Group, Inc. in San Diego, CA, holding Series 63 and Series 65 credentials with seven years of industry experience. He has worked at Copley Financial Group since 2019 and previously was associated with Emerson Equity LLC. Denstad is also involved with Heritage Tax & Insurance, where he provides fixed life and annuity sales and financial planning services. Copley Financial Group is a team-based registered investment adviser serving individuals, high-net-worth households, and pension/profit-sharing plans. The firm offers discretionary and non-discretionary portfolio management using model portfolios, third-party money managers, and fee-based alternative investments, with services tailored through regular account reviews and educational programs.

Clark Evans is a financial advisor at Highline Wealth Partners with nine years of industry experience. He holds a Series 65 designation and previously worked at Hall Private Wealth Advisors for seven years. Outside of advising, Evans is also an independent insurance agent in California. Highline Wealth Partners serves individuals, trusts, foundations, retirement plans, and business entities, offering a range of services including investment management, financial planning, family office services, and corporate retirement plan consulting. The firm uses a centralized Investment Committee for portfolio decisions and provides regular client reporting and education.

Jeremy Martinson is a CFP® with 23 years of industry experience, currently serving at Bamboo Wealth Strategies in San Diego, CA. He has held senior roles at Sovran Advisors, LLC, Summacor Inc., and Purshe Kaplan Sterling Investments. Outside of his advisory work, Martinson is chief executive officer of Spectrum Consulting Group, Inc., which provides bookkeeping, payroll, and business consulting services, and he holds leadership positions with several nonprofit organizations focused on community support and education. Bamboo Wealth Strategies offers discretionary investment management and financial planning to individuals, high net worth clients, businesses, trusts, estates, charitable organizations, and retirement plans. The firm employs a long-term, client-specific approach emphasizing diversified portfolios primarily built with low-cost ETFs and individual bonds, supported by ongoing supervision and interactive planning tools.

Alexander Flecker is a CFP® with 10 years of industry experience currently advising at Measured Risk Portfolios. His prior roles include positions at Morgan Stanley and HRC Portfolio Solutions, LLC. Flecker is based in San Diego, CA, and holds a Series 66 license. Measured Risk Portfolios offers discretionary portfolio management, financial and pension consulting, and sub-advisory services to a range of clients including high-net-worth individuals, retirement plans, and foundations. The firm’s investment approach combines option-based strategies with short-duration fixed income to manage risk while providing upside potential, and it sponsors an affiliated exchange-traded fund.

Kian Hoover is a financial advisor at Torrey Growth & Income Advisors, LLC with one year of industry experience. He holds a Series 65 designation and began his career at Torrey Growth & Income Advisors in 2024 after completing his studies at the University of Oregon. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, utilizing both fundamental and technical analysis alongside tactical asset allocation and various equity, ETF, fixed-income, and options strategies.

James Gates is a financial advisor with Superior Planning Wealth Management & Family Office in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He is also the owner of Gates Financial Services, Inc., where he provides insurance and securities sales and tax preparation services. Superior Planning Wealth Management & Family Office offers investment management and financial planning to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm implements investment programs through proprietary strategic allocation models and customized portfolios, working with third-party strategists and sub-advisors while providing ongoing portfolio management and financial planning services.