Marie Loyd is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 66 designations and 17 years of industry experience. She has been with LPL Financial since 2009. Outside of her advisory role, she provides notary services on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and a variety of model portfolios.

Taylor Franzman is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and eight years of industry experience. Prior to joining J.P. Morgan in 2019, Franzman worked at Merrill and Bank of America. Outside of finance, Franzman is an owner and partner of SheraChic LLC, a retail boutique specializing in handmade jewelry and accessories. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Gary Egorov is a financial advisor with Equitable Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 2000, following a 20-year tenure at AXA Advisors, LLC. Outside of his advisory work, he owns and operates GEM Enterprises, a business focused on buying and reselling antiques and collectibles, and serves as a trustee for an immediate family member's trust. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and a variety of asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Christopher Hokokian is a Senior Financial Advisor and Managing Director of the THD Wealth Management Group at Merrill Lynch Wealth Management. He holds the Certified Exit Planning Advisor® and Certified Plan Fiduciary Advisor® designations and serves as the team's Senior Portfolio Advisor. Christopher focuses on simplifying the wealth management and investment process to help relieve clients of daily financial burdens, believing that time is the most valuable asset and striving to provide clients with an opportunity for financial freedom. Christopher's expertise includes guiding private business owners through company and real estate sales, preparing clients for life transitions, and addressing issues such as inheritance, divorce, and wealth transfer. Known as the "advisor to the family," he undertakes detailed analyses to develop strategies aligned with family goals, covering investment assessments, cash flow planning, tax minimization, and intergenerational wealth transfer. He also incorporates behavioral coaching to assist families in sustaining their wealth across generations. His work has been recognized through inclusion in Forbes' "Top Next-Gen Wealth Advisors Best in State" list from 2022 to 2025. Christopher earned a Bachelor's degree in Business Administration with a focus on Finance from San Diego State University, where he was a Division 1 football player, lettered all four years, earned the Scholar-Athlete Award four times, made the Dean's List, and was part of a Mountain West Conference Championship team. Raised in Central Valley Fresno, California, he divides his time between West Los Angeles and San Diego. Outside of his professional career, Christopher is involved in philanthropic initiatives and has leadership roles in organizations such as the Armenian Artist Project and San Diego State Football. His memberships include the Financial Planning Association, Armenian Professionals of Orange County, and others. He enjoys football, golfing, music, running, spending time with family, and traveling.

Robert Stauf is a financial advisor with Primerica Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1998. Outside of advisory services, he is involved in the sales of home-related products through affiliated companies including Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by external asset managers and supports trade execution and custody through Pershing, managing approximately $15.5 billion in assets with a network of nearly 3,700 advisors.

Stephen Brown is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas Ostdiek is a financial advisor with LPL Financial based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been affiliated with Strategic Wealth Advisors Group since 2017 and previously worked at Capital Financial Services, Inc. He is also involved in insurance services through J.D. Ostdiek Insurance Services, Inc. and operates Ostdiek Financial & Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Joseph Tooley is a financial advisor with Edward Jones in Clovis, CA, holding a Series 66 designation and eight years of industry experience. His prior work history includes roles at Comcast Cable Corp and a brief period of unemployment before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a nationwide network of over 23,700 financial advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

T. Matt Nichols is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with LPL Financial since 2011 and has concurrently worked at Principal Life Insurance since 2002. Nichols serves as trustee for a family living trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios from internal and third-party sources.

Dorothy Zabala is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Trent Fox is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior experience with LPL Financial LLC and several organizations in educational and community settings. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Gena Moxey is a financial advisor with Ameriprise in Fresno, CA, holding Series 63 and Series 66 designations and 14 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Gianopulos is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Lincoln Financial Advisors, among other roles. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan financial organization.

Peter Arnold is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to joining LPL Financial in 2017, he worked at Merrill for 27 years and Bank of America for 7 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Madison Nearn is a Series 66 licensed financial advisor with Ameriprise in Clovis, CA, and has two years of industry experience. Prior to joining Ameriprise, Madison worked at Southern New Hampshire University and Clovis Community College, as well as in retail at Trader Joe's and Clovis North High School. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets held in Ameriprise Managed Accounts.

David Sipe is a CERTIFIED FINANCIAL PLANNER™ professional with 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Stefani Silva is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Morgan Stanley in 2025, Silva worked at JP Morgan Chase Bank and JP Morgan Securities LLC from 2014 to 2025. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Mervin Jesson Uy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and also works with the Hawaii Dental Assisting Academy as a social media marketing liaison. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ram Ramos is a financial advisor at Morgan Stanley in Fresno, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2023, he spent several years in educational roles at California State University, Fresno, Clovis Community College, and Clovis East High School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing financial planning and advisory services supported by advanced planning tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers a range of advisory programs including tailored financial plans and institutional arrangements.

Robert Duran is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at JP Morgan Chase Bank NA for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.