Denise Doley is a financial advisor at Guardian Investment Management with 12 years at the firm and a total of 7 years in the industry. She holds Series 65 and Series 66 designations. Her prior experience includes roles at California Mortgage Advisors and Credit Suisse Securities (USA) LLC. Guardian Investment Management serves primarily individual and high-net-worth clients, as well as trusts, charitable foundations, retirement plans, estates, and corporations. The firm employs a conservative, long-term investment approach focused on capital preservation and inflation protection, using fundamental analysis and a core equity strategy centered on large, G7-domiciled companies.

Hari Garhwal is a CFP®, CFA®, and Series 65 credentialed advisor with 22 years of industry experience. He is a co-founder and partner at Garhwal, Chan & Williams Inc. and its affiliated family office in San Francisco, where he has worked since 1996. In addition to his advisory role, Mr. Garhwal co-founded a certified public accounting firm that provides business management, consulting, estate planning, and tax preparation services, dedicating about half of his time to accounting clients. Garhwal, Chan & Williams Inc. serves a small, primarily high-net-worth client base including individuals, trusts, closely held businesses, and ERISA plans. The firm offers tailored financial planning and discretionary portfolio management with an investment approach focused on long-term, broadly diversified passive exposures across multiple risk premiums and international markets. Its affiliation with a CPA practice and a concentrated, high-net-worth client roster distinguish the firm.

Giani Kurniawan is a financial advisor at Global Key Advisors with a Series 65 credential and four years of industry experience. Prior to joining Global Key Advisors, Giani worked at Global Insight Advisors and held various roles related to education and entrepreneurship. Global Key Advisors provides financial planning and investment management services to individuals, corporations, trusts, foundations, and family offices, primarily through separately managed accounts branded InsideTrack®. The firm uses statistically driven, multivariate analysis of unconventional data sources and proprietary tools to manage concentrated, long-only portfolios, generally avoiding macro market timing and direct cryptocurrency holdings.

Nihal Muzumdar is a financial advisor at Rubric Advisors LLC based in San Francisco, CA, holding a Series 65 designation with seven years of industry experience. Prior to joining Rubric Advisors, he worked for eight years at Adaptive Frontier Investments LLC and has been employed at Intel Corporation since 1993. Rubric Advisors LLC manages approximately $28.4 million in assets and serves a small client base through discretionary and non-discretionary asset management, financial planning, and institutional advisory services. The firm uses a combination of quantitative and fundamental analysis along with modern portfolio theory, offering portfolios of ETFs and individual equities alongside options strategies and alternative investments for qualified clients.

How Ling Khong is a financial advisor at Capstan LLC with 27 years of industry experience. She has been with Capstan since 1998. Outside of her advisory role, Ms. Khong works as a bookkeeper for Apicultura Capstan TIC, an investment property in Santa Barbara. Capstan LLC provides discretionary, separately managed portfolio management to high-net-worth individuals and businesses, offering tailored portfolios with global exposures across various asset classes. The firm employs a blend of fundamental and macroeconomic analysis, with a focus on individualized service for a small client base.

Scott Arwin is a CFA® charterholder with 32 years of industry experience. He is the sole advisor at Ring Mountain Capital, LLC, where he has worked since 2017. Prior to founding Ring Mountain Capital, he spent 20 years at UBS Financial Services Inc. and briefly worked at Northwest Asset Management. Ring Mountain Capital provides investment management and financial planning services to individuals, trusts, corporations, pension plans, and institutional clients. The firm manages approximately $185.7 million and employs a tailored approach focusing on U.S. and non-U.S. equities and fixed income, using ETFs and mutual funds as appropriate.

Adrianne Yamaki is a CFP® with 21 years of experience in financial services. She is currently with Strategic Wealth Capital and has previously worked at Sanctuary Wealth and Morgan Stanley in various roles. Outside of her advisory work, she serves as an officer and director for Impart Wealth/Impart Digital Media and is a council member for the Bay Area chapter of Common Sense Media, a nonprofit focused on media and technology choices for children and families. Strategic Wealth Capital provides financial planning, portfolio management, and investment consulting to individuals, including high-net-worth clients, as well as institutional and corporate clients. The firm employs a range of strategies across multiple asset classes and offers services on both discretionary and non-discretionary bases.

Marla Landa is a financial advisor at Nomad Financial with a Series 65 credential and no prior industry experience. Before entering the financial advisory field, she worked at Asana and Yelp and has been involved with multiple finance-related firms since 2024. She maintains roles at EncorEstate Plans and Plan Forward Finance alongside her work at Nomad Financial. Nomad Financial is a fee-only private wealth management firm serving individual and high-net-worth clients. The firm focuses on tailored asset-allocation models and primarily passive investment strategies, with an emphasis on tax efficiency and integrated financial planning services.

Nicholas Bell is a financial advisor with Dunvegan Associates Inc. in Oakland, CA. He holds a Series 65 designation and has two years of industry experience. He has been with Dunvegan Associates since 2010. Dunvegan Associates is an independent registered investment adviser that provides discretionary portfolio and wealth management services to individual clients, including high-net-worth individuals and trusts. The firm uses a research-driven approach combining fundamental and technical analysis, emphasizing balance-sheet strength and dividend yield in equity selection, and considers duration and after-tax yield in fixed-income choices.

John Lee is a financial advisor at Alvarado Management Company with 17 years of industry experience. He has been affiliated with Tallac Corporation since 1985. Alvarado Management Company provides portfolio management services primarily to individual clients, using standard investment analysis and periodic account reviews. The firm employs a hands-on approach with discretionary management and has a unique fee structure that includes performance-based fees despite its small client base.

Michael Sall is a Series 65-licensed financial advisor with three years of industry experience. He has worked at Warbler Advisory, Inc. since 2023 and has been involved with Warbler Labs Inc. since 2020. His prior experience includes roles at Coinbase, Inc. and several other companies. Heron Finance offers internet-based investment advisory services to U.S. accredited investors and registered investment advisors through a single online platform. The firm uses an algorithmic approach to construct personalized private market portfolios, allocating across various strategies and asset classes such as private credit, private equity, infrastructure, and real estate.

Guillermo Amoretty is a financial advisor at Amoretti Capital Management with five years of industry experience. He holds a Series 65 designation and has worked previously at Block Advisors and as a self-employed consultant. In addition to his advisory role, he is principal and tax advisor at Amoretti Advisors, a CPA and tax practice. Amoretti Capital Management provides portfolio management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and small business plan sponsors. The firm employs a model-driven approach using a blend of active and passive strategies, with an emphasis on quantitative, fundamental, technical, and economic analysis.

Jill Carothers is a CFP®-credentialed financial advisor at Clarity Wealth Partners with seven years of industry experience. Her prior roles include positions at Rebalance LLC, Waypoint Wealth Partners, Brouwer and Janachowski, LLC, and a long tenure at All California Mortgage. Clarity Wealth Partners is a fee-only registered investment adviser that provides wealth management, comprehensive financial planning, and portfolio supervision for individual and high-net-worth clients. The firm also conducts educational seminars and offers project-based planning, managing portfolios with a combination of passive and active strategies and incorporating socially responsible investment options when requested.

Judith Webster is a financial advisor at DT Investments I LLC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at DT Investments LLC since 2019 and previously at Cypress Wealth Advisors from 2016 to 2019. She is also a solicitor for Cypress Wealth Advisors under a referral agreement. DT Investments I LLC provides portfolio management and investment supervisory services to a select group of clients, including individuals, high-net-worth clients, corporations, charitable organizations, and trusts. The firm uses a combination of analytical methods and diverse investment strategies, offering both discretionary and non-discretionary management tailored to client objectives.

Daniel Fitzpatrick is a financial advisor at Elevate Capital Management, L.L.C. in San Francisco, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He is also a licensed attorney and the owner of Pacific Pathways Real Estate Inc., a real estate brokerage. Fitzpatrick practiced law from 2011 to 2017. Elevate Capital Management provides portfolio management and investment planning services to individual and high-net-worth clients. The firm employs a variety of analytical techniques and generally follows a long-term trading approach, managing assets across multiple investment types with tailored allocations that incorporate client-imposed restrictions.

Brock Stassi is a financial advisor at Baer Investment Advisory LLC with four years of industry experience. He has held coaching positions with several professional baseball organizations, including the Philadelphia Phillies, and currently serves as a baseball coach at William Jessup University. Baer Investment Advisory LLC provides discretionary portfolio management and advisory services to individuals, high net worth individuals, trusts, and corporations. The firm employs a multi-disciplinary investment process within a modern portfolio theory framework, focusing on equities, fixed income, and derivative strategies tailored to client objectives.

Michael Kokesh is a financial advisor with Monetary Management Corporation, holding a Series 66 designation and 16 years of industry experience. His career includes leadership roles at several firms, including Ramparts Asset Management Company and Kokesh Law Group, where he also practices as an attorney. He serves on the board of ViCardia Therapeutics, Inc. Monetary Management Corporation provides discretionary portfolio management primarily for individual investors, focusing on equity and fixed-income strategies. The firm employs proprietary earnings-based stock-selection formulas and utilizes derivatives and hedging techniques across multiple named strategies.

Joseph Haberman is a financial advisor at Marin Bay Wealth Advisors, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo Advisors LLC, Deutsche Bank Securities Inc., and Charles Schwab. Outside of his advisory work, he serves as the head basketball coach at Cunha Intermediate School. Marin Bay Wealth Advisors provides asset management and investment consulting primarily to high net worth individuals, trusts, estates, and charitable organizations. The firm employs a multifaceted investment process that incorporates fundamental, technical, quantitative, and sector analysis, along with qualitative judgment and manager due diligence, and offers discretionary and non-discretionary accounts with strategies including covered-call writing and defensive allocations.

Laurean Nardone is a CFP® with 26 years of experience and has been with Shira Ridge Wealth Management since 2000. She holds the Series 63 designation and serves on the boards of the Marin Shakespeare Company, Inc., The League of Women Voters Marin County, and Far Horizons. Shira Ridge Wealth Management serves individuals, high-net-worth clients, small business owners, and nonprofit organizations with discretionary asset management and comprehensive financial planning. The firm combines a planning-first approach with diversified, tax-aware investment strategies and access to institutional separate managed account programs.

Alisha Bhardwaj is a financial advisor at Trillium Investments with 18 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for 16 years before joining Trillium Investments in 2019. Trillium Investments provides discretionary portfolio management and comprehensive financial planning services primarily to individual and high-net-worth clients. The firm’s investment approach integrates macroeconomic analysis with value-oriented security selection, tax efficiency, and strict risk management.