Jeffrey James is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 1994, also working at Bank of America, N.A. since 2011. Outside of his advisory roles, he is vice president of the Sonoma-Marin Fair Board and serves on the advisory board of the Farm Bureau Foundation of Sonoma County. He is also the owner of Stony Point Vineyards. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes a diverse set of investment strategies governed by its CIO and platform oversight, with integration alongside Bank of America affiliates to support comprehensive financial services.

Sherif Abdel Hamid is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, Advisory Cloud, and Bank of West. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

John Ringgenberg is a CFP® and ChFC® with 33 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2020. Prior to that, he was employed at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association from 2012 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Ogg is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax and Total Administrative Services Corporation in addition to his current role. Outside of advising, he teaches Social Security classes at Santa Rosa Junior College and serves as a board member and counselor at Santa Rosa Bible Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, providing advisors access to affiliated and third-party managers along with various program structures and investment strategies.

Shaan Raja is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Securities LLC for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Aleia Coate is a financial advisor with Edward Jones, holding the ChFC® designation and securities licenses Series 63 and Series 66. She has nine years of industry experience, including 19 years at Umpqua Bank before joining Edward Jones in 2018. Outside of her advisory role, she is the owner of Ole Times Barber Shop in Cotati, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its services through a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Michael Galletti is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Bank, NA since 2011. His current role at Wells Fargo Clearing began in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives and risk tolerances while acting as an ERISA fiduciary.

Blake Schmidt is a financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017 and was previously with Alpha Wealth Management and Rosso Pizzeria. Schmidt holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Matthew Hills is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he held roles at Red Hills Consulting and General Construction Group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Nicholas Nicholson is a Wealth Management Advisor and founding member of The Nicholson Group at Merrill Lynch Wealth Management. He has been a financial advisor since 1993 and works with a collaborative team to support families with multigenerational wealth management, helping clients across generations understand and align their financial and life goals. Nicholas specializes in legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He provides clients with probability analyses to help determine retirement feasibility and tailors personalized strategies focusing on asset allocation and risk tolerance. He serves as a primary contact for clients' complete financial needs, including lending services and investment guidance. Nicholas holds a Bachelor's Degree from Santa Clara University and holds multiple professional designations including CERTIFIED FINANCIAL PLANNER4 (CFP), Certified Investment Management Analyst4 (CIMA), Certified Private Wealth Advisor4 (CPWA), and Personal Investment Advisor (PIA). He mentors younger financial advisors, speaks Russian fluently, and resides in Windsor with his wife and three sons.

Drew Skraboly is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. Outside of his advisory role, Skraboly owned and operated Level Up Scripts, a sole proprietorship involved in creating and selling digital assets online, and managed a TikTok account focused on video game content. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Cho is a financial advisor at Morgan Stanley with 24 years of industry experience. He has held positions at Morgan Stanley Private Bank, NA since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, Cho serves as secretary for Trusted Advisors Group, a professional networking organization, and is involved with Santa Rosa United 05B ECNL, a youth sports and education group. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Kelly Mills is a Series 66 licensed financial advisor at Edward Jones in Santa Rosa, CA, with seven years at the firm and a total of 13 years of industry experience. Prior to joining Edward Jones in 2019, Mills worked at Montgomery Taylor Wealth Management for six years. Outside of advising, Mills is involved with a nonprofit organization in Pleasant Hill focused on timing and score keeping for racing events and serves as an overnight residential counselor at Victor Treatment Center supervising youth during overnight hours. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

William Ekren is a financial advisor with Edward Jones in Rohnert Park, California, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Aaron Foppe is a Series 66-licensed financial advisor with Edward Jones, based in Santa Rosa, CA, and has seven years of industry experience. He has worked at Edward Jones in multiple periods since 2018 and has prior experience at Valic Financial Advisors, Infiniti Marin, and Hansel Auto Group. Outside of his advisory work, he sells his own artwork. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high- and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, with a broad national network of advisors and branch offices.

Brandon Hibdon is a financial advisor with LPL Financial in Santa Rosa, CA, holding the CFP® and Series 66 designations and with 17 years of industry experience. He has worked with LPL Financial since 2020 and maintains roles at Lucia Securities, LLC and RJL Wealth Management, LLC dating back to 2010 and 2011 respectively. Hibdon also operates Lucia Capital Group, an investment-related business based in San Diego. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by various research and model portfolio options.

Joshua Clay is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at various Wells Fargo entities since 2005 and is also involved with Longs Drywall, a business he has maintained since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s approach includes a broader set of financial product offerings than typical for large institutional advisers, incorporating insurance-related vehicles and bank deposit sweep options.

Kelly Chidester is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. Prior to joining LPL Financial in 2025, Chidester worked at Wedbush Securities Inc. for five years and spent 17 years with Robert Shiperly. Outside of finance, Chidester is the owner of a laser engraving and awards business in Santa Rosa, California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with access to model portfolios, third-party research, and both discretionary and non-discretionary management options.

Matthew Richardson is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked with JP Morgan Chase Bank and J.P. Morgan Securities LLC since 2018. Prior to his financial career, he was employed at Worldwide Golf Shops and the San Francisco Giants. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Natalie Rodriguez Gutierrez is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and has previously worked at LPL Financial, Redwood Credit Union, CUSO Financial Services, Bank of The West, and Farmers Insurance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets through a network of more than 14,000 financial advisors.