Richard Flecca is a financial advisor at International Assets Investment Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Wells Fargo Advisors and Cetera Advisors. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and businesses through a national network of independent representatives. The firm focuses on customized, long-term portfolio construction using mutual funds, ETFs, equities, and fixed income, and may utilize third-party money managers and wrap programs as part of its investment approach.

Ravinder Gill is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 designation and has worked at multiple related Hoxton entities since 2019. His prior experience includes a year at deVere Group and four years at Reach. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm operates mainly on a non-discretionary basis, constructing risk-based model portfolios using passive ETFs and passive-active blends, with a focus on clients considering Self-Invested Personal Pensions (SIPPs).

Jessup White is a financial advisor with Foundations Investment Advisors LLC and holds a Series 65 designation. He has experience in financial marketing and insurance as Vice President of Sales Development at Magellan Financial since 2018. Foundations Investment Advisors provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, and employer-sponsored retirement plans, utilizing a mix of fundamental, technical, and cyclical analysis. The firm delivers services through a large network of affiliated offices and employs model portfolios with an asymmetric rebalancing approach.

Timothy Moyer is a financial advisor at G. A. Repple & Company with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Metlife Securities Inc, LPL Financial, and IFP Securities. Outside of his advisory work, he is involved as a Little League umpire and a musician. G. A. Repple & Company provides investment advisory and financial planning services to a diverse client base, including retail individuals, retirement plans, trusts, estates, and corporate entities. The firm employs various analytical approaches to portfolio construction and offers multiple investment programs, including wrap and non-wrap options and Biblically-Responsible Investing models.

Michael Sappal is a Series 65-licensed financial advisor at Hoxton Wealth with one year of industry experience. He previously worked at Skybound Wealth Management, One Financial Planning Ltd, and Clydesdale Bank. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm focuses on non-discretionary, risk-based model portfolios using passive ETFs and blends, serving clients across multiple countries including the UK and UAE.

Ryan Hudson is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 designation and has prior roles at Hoxton Capital Management FZE, PH Real Estate, and the University of Worcester. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets, using risk-based model portfolios that include passive ETFs and UCITs. The firm operates on a mostly non-discretionary basis and serves a broad international client base.

Mathew Samuel is a financial advisor at Blacktower Financial Management (US) LLC with four years of industry experience. He holds the Series 65 designation and serves as Private Wealth Team Director at Titan Wealth International. His prior experience includes roles at Beacon Global Adviser Network, AHR Private Wealth, Premier, Guardian Wealth Management, Harrison Rowe Private Wealth, and Sandown Mercedes Benz Ltd. Blacktower Financial Management (US) LLC provides financial planning and investment advisory services primarily to UK expatriates in the United States, as well as U.S. persons and U.S.-connected individuals with retirement assets. The firm specializes in UK pension transfers and offers portfolio management, standalone financial planning, and retirement-plan consulting.

Stephen Colavito is a financial advisor with A.G.P. / Alliance Global Partners and holds Series 63 and Series 65 designations. He has 30 years of industry experience, including prior roles at firms such as J.P. Morgan Securities, Deutsche Bank Securities Inc., Barclays Capital Inc., and Oppenheimer. Outside the investment field, Mr. Colavito consults with Enverra Partners and serves as a council member at Gerson Lehrman Group. A.G.P. / Alliance Global Partners is a multi-team platform managing approximately $2.95 billion for over 7,000 clients. The firm employs an open-architecture investment approach combining internally managed strategies with co- and sub-advisory relationships, offering services including portfolio management, financial planning, retirement-plan advisory, and brokerage through its registered broker-dealer.

Dillon Little is a CFP® professional with four years of experience at Certified Advisory Corp. His background includes roles at The Car Park and involvement with the Ponce De Leon Inlet Lighthouse Preservation Association. He has also worked in education at the University of South Florida and Spruce Creek High School. Certified Advisory Corp provides investment advisory and financial planning services to a diverse client base, including individuals, retirement accounts, trusts, and charitable organizations. The firm employs an individualized, goal-driven investment process and emphasizes plan-level consulting, participant education, and systematic reporting, utilizing both traditional custodians and the Betterment for Advisors platform.

Randal Stephens is a financial advisor with Blacktower Financial Management (US) LLC, holding a Series 65 designation and three years of industry experience. He has previously worked at SJB-Global and Chase Belgrade. Blacktower Financial Management (US) LLC provides financial planning and investment advisory services primarily to UK expatriates in the United States, as well as U.S. persons with retirement assets. The firm specializes in UK pension transfers and manages approximately $122.8 million in regulatory assets, offering tailored portfolio management and retirement-plan consulting.

Michael Spartz is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at Moors & Cabot, Ameriprise Financial Services Inc, and Wells Fargo Advisors. Outside of his advisory work, he serves as secretary and treasurer of the Community Foundation of South Lake County, a nonprofit organization. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm emphasizes customized, long-term portfolio construction using a variety of investment vehicles and may incorporate third-party managers and wrap programs in its offerings.

Matthew Lampman is a financial advisor at International Assets Investment Management, LLC with 13 years of industry experience. He holds the Series 66 designation and has held operational and senior roles at several affiliated firms, including Primus Financial Services, LLC and Global Assets Advisory, LLC. Lampman is also the owner of Lampman Ventures LLC, a tax and organizational entity. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm offers customized, long-term portfolio management using mutual funds, ETFs, equities, fixed income, and may incorporate third-party managers and other strategies based on client objectives.

William Gray is a Series 65-licensed advisor at Hoxton Wealth with one year of industry experience. His prior roles include positions at Hoxton Consulting Co Ltd in Vietnam and Infinity Financial Solutions Ltd. He is involved in wealth planning and investment advisory activities with Hoxton Wealth entities in Vietnam and the UK. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, focusing on expatriates and those with international pension assets. The firm emphasizes risk-based model portfolios and operates mainly on a non-discretionary basis.

Jake Barber is a financial advisor with Blacktower Financial Management (US) LLC, holding a Series 65 credential and seven years of industry experience. He has worked at SJB Global/BFMI since 2018 and previously at Guardian Wealth Management from 2016 to 2018. Blacktower Financial Management (US) LLC provides financial planning, retirement-plan consulting, and investment advisory services primarily to UK expatriates residing in the United States, as well as U.S. persons with retirement assets. The firm specializes in UK pension transfers and offers portfolio management and standalone financial planning, managing client assets mainly on a non-discretionary basis.

Ily Nolen is a financial advisor with International Assets Investment Management, LLC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at JMG Financial Group, HN Wealth Management, Cambridge Investment Research Inc., and J.W. Cole Advisors. He is based in Orlando, FL. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities. The firm’s advisors generally pursue customized, long-term portfolio construction using mutual funds, ETFs, individual equities, and fixed income, while also offering access to third-party money managers and retirement plan advisory services.

Jason Braatz is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Pine Valley Investments. His prior work includes roles at Bank of America and Merrill Lynch. He is also associated with Braatz Wealth Advisors LLC, a personal holding company. Pine Valley Investments provides discretionary portfolio management and pension consulting to individuals, pension plans, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, and quantitative analysis to tailor portfolios and also manages affiliated private funds and subadvisory relationships.

Russell Blum is a financial advisor at International Assets Investment Management, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including SunTrust Advisory Services and SUNTRUST INVESTMENT SERVICES, Inc. Blum is also a managing partner of a real estate investment company. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and corporations through a national network of independent representatives. The firm offers customized, long-term portfolio management utilizing mutual funds, ETFs, equities, fixed income, and third-party manager programs.

Donald Anders is a financial advisor with Madison Avenue Securities, LLC in Winter Park, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Madison Avenue Securities since 2016 and is also involved with Anders & Anders Financial Group. Outside of his advisory roles, Anders serves as president of Anders Retirement & Investment Advisors, Inc., focusing on insurance and securities sales, and leads a marketing consulting firm, Advisors Platform. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, including pension consulting, college savings, and services for charitable institutions and trusts. The firm manages approximately $2.0 billion for about 14,000 clients through multiple wrap programs, third-party managers, and advisor-managed models.

Glenn Repple is a financial advisor with G. A. Repple & Company in Casselberry, FL, holding Series 63 and Series 65 licenses and over 53 years of industry experience. He has been with G. A. Repple & Company since 1983. Outside of his advisory work, he serves as chairman of a holding company, participates in ministry activities including teaching and public speaking on biblical entrepreneurship and fraud, and holds leadership roles in community organizations such as the Casselberry Police Foundation and House of Hope. G. A. Repple & Company provides investment advisory and financial planning services to individual investors, employer-sponsored retirement plans, trusts, estates, and corporate entities. The firm uses a range of analytical approaches to tailor portfolios to clients’ goals and risk tolerances and offers multiple investment programs including Biblically-Responsible Investing.

Richard Ahl is a CFA® charterholder with 23 years of industry experience. He has been with Carnegie Investment Counsel since 2025 and previously operated Ahl Investment Management, Inc. from 1999 to 2025. Carnegie Investment Counsel provides investment supervisory services, financial and investment planning, and retirement-plan fiduciary services to a broad range of clients including individuals, pension plans, charitable organizations, corporations, and government entities. The firm employs a diverse investment approach combining fundamental, technical, cyclical, and ESG analysis, offering both discretionary and non-discretionary portfolio management.