Will Crenshaw III is a Series 65-licensed financial advisor at 49 Financial with two years of industry experience. Prior to joining 49 Financial, he worked at Builders FirstSource and Monreal Framing Company. Outside of advising, Crenshaw is a licensed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, retirement-plan consulting, and fractional family office services, using a disciplined, long-term diversified asset allocation approach primarily implemented through proprietary and platform model portfolios.

Bruce Wehner is an investment adviser representative at Transce3nd LLC with 18 years of industry experience. He has worked at several firms, including Kalos Capital and National Planning Corporation, and has been involved with E3 Wealth since 2007. Outside of his advisory role, he hosts a podcast titled "The Money Advantage," which focuses on business structuring and cash flow strategies. Transce3nd LLC serves a diverse client base, including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation process supported by fundamental, technical, and quantitative analysis, often utilizing third-party model managers through AE Wealth Management’s platform.

Gregory Rosner is a financial advisor at 49 Financial with nine years of industry experience and a Series 66 designation. His prior roles include positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, AXA Advisors, and Thrivent Advisor Network. Outside of financial advising, he owns Ranch Water Pool Co., a pool maintenance and repair company based in Texas. 49 Financial serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, providing financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach using proprietary and platform model portfolios primarily composed of mutual funds and ETFs.

Ronda Koehler is a Certified Financial Planner® with 23 years of industry experience. She is currently with BlueSpring Wealth Management, LLC and previously worked for Kestra Financial Inc. and Ritter Daniher Financial Advisory, LLC. BlueSpring Wealth Management serves a diverse client base including individuals, business owners, and pension plans, offering discretionary and limited non-discretionary investment management along with financial planning and retirement consulting. The firm utilizes a customized investment process supported by an Investment Committee and specializes in portfolios combining multiple asset types and strategies.

Michael Ihlenfeldt is a CFP® with 12 years of industry experience, currently serving as a financial advisor at 49 Financial in Austin, TX. His prior roles include positions at Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and Axa Advisors. In addition to his advisory work, he is licensed as a fixed insurance sales agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, providing financial planning, investment management, consulting, and fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach and manages approximately $1.4 billion with a large team of advisors.

Joshua Smith is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at Cetera Advisor Networks, United Capital Financial Advisers, and Girard Securities. Smith is also the managing partner of Symphony Wealth Group, an independent insurance-related practice focusing on client relationships and financial planning. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams serving individuals and institutional clients. The firm manages client assets across a wide range of products and platforms, offering both discretionary and non-discretionary arrangements.

Christian Kiemele is a financial advisor at Kestra Private Wealth Services, LLC with six years of industry experience. He holds the Series 66 designation and has worked with firms including Kestra Investment Services, First Trust Portfolios, First Trust Advisors, and RBC Capital Markets. He is based in Austin, TX. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and platforms within a structured oversight framework.

Terence Taylor is a financial advisor at Transce3nd LLC with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Madison Avenue Securities, Kalos Capital, and National Planning Corporation. In addition to his advisory role, he is a senior partner at e3 Wealth, where he solicits and sells insurance and fixed annuity products, and is a member of a private investment group. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and institutional clients, offering investment management, financial planning, and retirement consulting. The firm employs a strategic asset allocation process supported by fundamental, technical, and quantitative analysis and utilizes third-party model managers through AE Wealth Management’s platform.

Grayson Downs is a Series 65 licensed financial advisor with 2 years of industry experience, currently with 49 Financial. Prior to joining the firm, he held positions at Sewell Automotive Companies and Texas A&M University. He is also a licensed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, and tiered family office services. The firm employs a disciplined, long-term diversified asset allocation approach using proprietary model portfolios and third-party managers.

Garren Decker is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He previously worked at Edward Jones for 14 years before joining Kestra in 2023. Outside of advisory work, Decker is involved in entrepreneurial ventures including ownership of a home inspection business and leadership roles in other financial and retirement services firms. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers access to a broad range of investment products and platforms within a framework that supports both discretionary and non-discretionary management.

Mary Grace Cooper is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. She previously worked at Oakwood Capital Securities, Inc. and Purshe Kaplan Sterling Investments. Outside of her advisory role, she is a health coach and nutritionist with Whole & Equal Co., a health and wellness company. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, and corporations, offering financial planning, investment management, and family office services. The firm employs a disciplined, long-term diversified approach grounded in Modern Portfolio Theory and uses model-based strategies with oversight of allocations and manager performance.

Samantha Owens is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with four years of industry experience. She previously worked at Purshe Kaplan Sterling Investments for four years. Owens serves as Vice President of the Class of 2015 at Groesbeck High School and helps plan and organize reunions. 49 Financial serves a diverse clientele including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, providing financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term investment approach based on Modern Portfolio Theory and manages approximately $1.4 billion through a multi-team adviser structure.

Caleb Delzell is a Series 65-licensed advisor with 0 years of industry experience, currently with 49 Financial in Austin, TX. His prior experience includes roles at TPC Deere Run and First Wealth Financial Group, as well as time spent as a student. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm provides financial planning, investment management, consulting, retirement-plan consulting, and tiered fractional family office services, employing a disciplined, long-term asset allocation strategy based on Modern Portfolio Theory.

John Chatmas Jr. is a financial advisor with Waterloo Capital in Austin, TX, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He has been with Waterloo Capital since 2011 and also worked at Intelligent Wealth Solutions from 2019 to the present. Waterloo Capital is an SEC-registered multi-team advisory firm serving accomplished entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm specializes in customized portfolio management using fundamental analysis and a primarily long-term, buy-and-hold strategy, supported by a variety of investment tools and integrated cash and lending solutions.

Michael Voltin is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Concurrent Investment Advisors, LLC since 2024. His prior roles include positions at Bank of America and Merrill from 2018 to 2024, as well as Axa Advisors from 2013 to 2018. Outside of his advisory work, he serves on the board of CoSource, Inc., a for-profit S corporation based in Dallas. Concurrent Investment Advisors provides wealth management, financial planning, and retirement advisory services to individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $9.9 billion in client assets through a long-term, customized investment approach utilizing ETFs, mutual funds, individual securities, and alternative investments.

David Combs is a financial advisor at Kestra Private Wealth Services, LLC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Bank of America and Merrill. Outside of his advisory role, he is a managing partner at Canton Wealth Partners, an insurance-related business. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients with a broad range of investment products and specialized offerings.

Klinton Kennedy is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and bringing 16 years of industry experience. He previously worked at Edward Jones for 14 years before joining Kestra in 2023. In addition to his advisory role, he is involved with Catalyst Retirement Solutions, where he provides retirement planning and insurance services. Kestra Private Wealth Services offers investment advisory through a network of independent advisors and multi-advisor teams, serving individual and institutional clients with access to a broad range of investment products and platforms. The firm manages approximately $13.45 billion in client assets across about 208 advisors and nearly 20,000 client relationships.

Lauren Davis is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC since 2023. She previously spent 22 years at Edward Jones. Outside her advisory role, Davis manages an LLC related to her DBA and works as a financial consultant assisting clients with financial planning and insurance. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a wide range of investment products and platforms, with a focus on advisor-managed accounts and specialized services such as annuity subaccount and 529 plan management.

Gay Thompson is a CFP® and holds a Series 66 license with 16 years of industry experience. She is affiliated with Per Stirling Capital Management, LLC and B.B. Graham & Company, Inc., where she has worked since 2018. Thompson also manages a non-investment-related business as a managing member of GM Northwest Holdings, LLC. Per Stirling Capital Management is an SEC-registered advisory firm serving individuals, high-net-worth households, trusts, estates, and select institutions. The firm employs a discretionary investment approach that integrates fundamental, technical, cyclical, and statistical analysis to build portfolios tailored to a range of objectives, offering comprehensive financial planning and consulting services.

Rhonda Harwell is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and three years of industry experience. She previously worked at Edward Jones for 12 years before joining Kestra in 2025. Outside of advising, she serves as a registered associate at Inspired Wealth Planning and is a commissioned notary. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers access to a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements.