Richard Fox is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on proprietary asset-allocation models and research tools, providing tailored recommendations with client authorization for all trades.

Julieanne Brittain is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Charles Schwab, TD Ameritrade, Fidelity Brokerage Investments, and Raymond James & Associates. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Charles Kwan is a financial advisor with PNC Wealth Management in Carrollton, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at JP Morgan Chase Bank, Wells Fargo, and Sterling Bank and Trust. Outside of his advisory work, he owns a non-investment-related business called Niji Tcg. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available as an invitation-only employee pilot. The firm employs algorithm-driven risk assessment and delegates portfolio management to third-party strategists, focusing on mutual funds and ETFs with annual rebalancing.

Alan Perdue Jr. is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC, Merrill, Robinhood Markets, Inc., and Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm relies on Morningstar Investment Management for portfolio construction and oversight, serving a large client base primarily with non-discretionary assets.

Teal Powell Mckinzie is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and three years of industry experience. She has worked at Charles Schwab and Heb during her career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm bases its recommendations on Charles Schwab & Co.'s asset-allocation models and internal research, with trades executed only upon client authorization.

Deven Cudar is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory, Charles Schwab & Co., Inc., and TD Ameritrade, Inc. Prior to his financial services career, he was employed at Vandergriff Acura. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with trades executed only upon client authorization.

Michael Bui is a financial advisor at AE Wealth Management, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Lighthouse Wealth Management, LLC and Journey Wealth Management. Outside of his advisory roles, he has experience with insurance sales and services. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios managed by AEWM, third-party strategists, and advisor-managed models, along with financial planning and consulting services.

Donald Bradley is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Charles Schwab, Charles Schwab Bank, TD Ameritrade, and Dicks Sporting Goods. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Aubrey De Bose is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing six years of industry experience. Prior to joining Schwab Wealth Advisory, De Bose worked at J.P. Morgan Securities LLC and Robinhood Markets, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations while trades require client approval.

Ryan Gahler is a financial advisor at Schwab Wealth Advisory, Inc. with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade and Charles Schwab & Co., Inc. He is based in Westlake, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset allocation models and research tools, offering tailored recommendations with client authorization for trades.

Timothy Mc Intosh is a financial advisor at Sanctuary Advisors, LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Mastercard International Inc. since 2014. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, and retirement plan consulting, employing various analytical approaches and managing accounts on both discretionary and non-discretionary bases.

Shawndi Purselley is a CFP®-certified financial advisor with 27 years of industry experience, currently affiliated with CWM, LLC. She has worked at several firms including Cetera Wealth Services, First Financial Equity Corporation, and National Planning Corporation. Outside of advisory roles, Purselley owns an online boutique that buys and sells women's clothing. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis, third-party sub-advisors, and customization tools to deliver portfolio management, financial planning, and retirement-plan services.

Zachery Fisher is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Charles Schwab and TD Ameritrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients, using an integrated model connected to Empower’s recordkeeping and administrative platforms.

Megan Hanahan is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials. She has one year of industry experience and previously worked at Sterneck Capital Management, Kompass Kapital Management, Cornerstone Bank, and Charles Schwab & Co., Inc. Her background also includes extended travel and full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools, offering customized recommendations without exercising discretionary trading authority.

Lauren Melroy is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017. She has been affiliated with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and internal research tools to guide investment selection with client authorization.

Joshua Jordan is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and having four years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2022 and previously held roles at Harbor Freight Tools and Grand Prairie ISD. Schwab Wealth Advisory, Inc. provides fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s non-discretionary advice is based on Charles Schwab’s asset-allocation models and research tools, with an emphasis on client authorization for trades and tailored recommendations aligned with individual goals and risk tolerance.

Jace Rees is a financial advisor at CWM, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Stoneway Financial, LLC since 2021. His background also includes roles at Dallas National Golf Club, Dallas Baptist University, and Grace Community High School. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing a discretionary, model-based approach supported by an in-house Investment Committee and a variety of third-party resources.

Randall Lucke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and previously worked at American Airlines for 20 years before joining Charles Schwab in 2021. Outside of his advisory role, he manages three duplex rental properties. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and research tools, and does not include discretionary trading authority.

Hestin Hurst is a CFP® professional with nine years of industry experience, currently with Schwab Wealth Advisory, Inc. He has previously worked at TD Ameritrade Inc., Charles Schwab & Co., and BBVA Compass. Outside of his advisory role, he is involved with Brothers in FireArms, LLC, overseeing sales and distribution, and manages financial and operational responsibilities for the LL & Rockin' AH Ranch Trust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with a focus on client goals and risk tolerance in an oversight framework that does not include discretionary trading authority.

George Morakis is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® and CFA® designations. His prior roles include positions at The Vanguard Group, Fisher Investments, and JPMorgan Chase. Outside of his advisory work, Morakis is also an immigration law attorney with Morakis Immigration Law PLLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and research tools to guide investment decisions, focusing on tailored recommendations and client authorization for trades.